Tag Archives: workplace Pensions

Nothing wrong with being contrarian – the Hargreaves Lansdown 2018 IGC report

Posted on April 15, 2018 by

There’s a compelling logic to the HL IGC Chair’s introduction Since they all relate to value for money for scheme members, our findings and progress are set out in the following analysis of value for money. Value for Money is … Continue reading →

Posted in pensions | Tagged , , , , | Leave a comment

Scottish Widows IGC – you can’t talk your way past Babloo

Posted on April 7, 2018 by

Scottish Widows have published their IGC report and it makes interesting reading. Babloo Ramamurthy, it’s chair, is a great believer in communication. You can tell by the number of instructions he gives to his provider to sort out its communications. In … Continue reading →

Posted in IGC, pensions | Tagged , , , , | Leave a comment

Aviva’s IGC – a “finger of fudge” – just enough (to give members a treat).

Posted on April 7, 2018 by

Just enough! Continue reading →

Posted in IGC, pensions | Tagged , , , , | 1 Comment

What I’ll be looking for from the 2018 IGC chair statements

Posted on April 4, 2018 by

    2018 and all that It’s IGC reporting season again and I’ll be looking to have answers to four questions this year. So here are my questions (more hope than expectation). If you’re making a value for money, what … Continue reading →

Posted in IGC, pensions | Tagged , , , , , , | 2 Comments

Beyond the workplace – managing our pension saving legacy.

Posted on March 11, 2018 by

  The FCA are consulting on the £400bn of pension assets that are not in workplace pensions. Implicit in the consultation is a desire to help those who depend on them in retirement to maximise these savings. The savings are … Continue reading →

Posted in pensions | Tagged , , , , , , | 2 Comments

Advisers should welcome a revival of the collective pension scheme

Posted on March 2, 2018 by

Financial advisers have never had it so good. The collapse of the DB market has led to the outflow of tens of billions of pounds into the wealth market,  the emergence of fund platforms has allowed them to demonstrate a … Continue reading →

Posted in Blogging, CDC, pensions | Tagged , , , , , | 4 Comments

How do I rate my various pensions?

Posted on February 27, 2018 by

Following the publication of yesterday’s Guidance from the DWP on “DC pension” disclosures, this article asks “have we any framework for answering the question in the title?”. The conclusion is “not yet”, thought the disclosure guidance takes us another step … Continue reading →

Posted in auto-enrolment, pension playpen, pensions, Sage | Tagged , , , , , | Leave a comment

Workplace pensions – who gives a flying feck what’s going on?

Posted on February 17, 2018 by

  Data or opinion? What’s the best measure of value? Most investors when looking for evidence and would prefer to trust data. Opinion is now measured by “the crowd”, the wisdom of a great number of people is turned into data. … Continue reading →

Posted in Henry Tapper blog, IGC, pensions | Tagged , , , , , , , | 1 Comment

“CDC’s about improving DC” – Con Keating

Posted on February 16, 2018 by

This essay compliments my blog this morning.  Con Keating is the author of this blog – our thinking is coincidental, though our manner of expressing it – is not!   In all of the discussions of the minutiae of the … Continue reading →

Posted in CDC, pensions | Tagged , , , , | Leave a comment

The FCA can excel; the “non-workplace pension” paper’s a model of its kind

Posted on February 4, 2018 by

Henry Tapper and Pension PlayPen response to FCA’s paper DP18/1 Effective competition in non-workplace pensions This is the response of Henry Tapper and the Pension PlayPen. It is not a response on behalf of any other organisation that Henry Tapper … Continue reading →

Posted in advice gap, BSPS, dc pensions, drawdown, Henry Tapper blog, pensions, PLSA, Retail Distribution Review, Retirement | Tagged , , , , , , , | 1 Comment