Tag Archives: workplace Pensions

Penfold – a new workplace pension for the progressive employer?

Penfold has launched a workplace pension. In this blog, I argue that it looks an attractive proposition to young and progressive employers though it is not breaking much new ground in terms of investment, governance or administration. If I have … Continue reading

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Why pension tax-relief has remained a rich man’s perk

Back in 2015, when reform of the pension tax relief system was under a consultation “Strengthening the incentive to save: consultation on pensions tax relief – GOV.UK (www.gov.uk)” the Government requested Ipsos Mori to research how much the general population … Continue reading

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1m+ employers chose workplace pensions, how many will review that choice?

  Thank to Hymans Robertson, for a series of excellent sessions on the benchmarking of workplace pensions value for money propositions. The sessions have been led by Michael and Shabna. The consultancy is looking to encourage good practice amongst not … Continue reading

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Workplace Pensioners cannot afford private equity’s current fee scales

The investment of our workplace pensions is quite literally “front page news” as Jo Cumbo is keen to point out. Scoop: Pension savers risk fee rises as Sunak seeks billions for ‘levelling up’ agenda. https://t.co/B4FpR0Vg5O — Josephine Cumbo (@JosephineCumbo) October … Continue reading

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Has Nest detonated an investment big bang?

The Financial Times reports;- Nest, one of the UK’s largest workplace pension schemes, has announced a £1.5bn private equity spending spree in the biggest move by a British retirement scheme into the asset class. The £20bn state-backed pension fund with … Continue reading

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Are our workplace pensions doing any good?

  Employers choose a DC pension for their staff for different reasons. During the staging of auto-enrolment, the capacity of the provider to manage compliance with regulations was a key criterion for medium sized employers; the capacity to set a … Continue reading

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AgeWage launches a free service to benchmark DC workplace pensions

This is an offer to the trustees and participating employers of the UK’s workplace pensions , inviting you to be part of the AgeWage benchmarking service. The service allows your scheme to compare itself to others, so that you can … Continue reading

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Why our pensions need a benchmark of everyone!

This post’s about getting people engaged with their pensions. It is quite technical but I’ve tried to keep it in a language that keeps you interested. I am a firm believer that people will be interested in pensions if you … Continue reading

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Will our pensions reform private equity or become its victim?

Peter Harrison, Schroder’s CEO is making some important comments about investing in the stock market.  “Ultimately, we’ve got to grow the wealth of our customers. The move towards private assets is a reflection of the fact that that’s where the … Continue reading

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All to play for as pensions compete for our custom.

  We have known for two decades that most employers no longer want to support defined benefit schemes. They see such support as a blank cheque book for the Pensions Regulator who extracts ever higher deficit contributions to meet ever … Continue reading

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