Tag Archives: workplace Pensions

The risks “private funds” pose to UK’s workplace pensions.

Posted on June 28, 2020 by

The publication of a document form the American Securities and Exchange Commission into the activities of private equity and hedge funds (private funds)  came two days before the DWP called for evidence on the AE charge cap. You can read … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , | 1 Comment

The FCA promote a secondary market in workplace pensions

Posted on June 27, 2020 by

It’s an obscure section of a paper that will probably be read by a relatively few people expert in pensions. If I hadn’t published it this morning it might have been overlooked as it is buried deep in the cost … Continue reading →

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A whole new can of “defaults”

Posted on May 24, 2020 by

The Pension Regulator’s found a new can of worms to open. This time it relates to a very local problem but creates some difficulties for those running and governing DC pensions. As the vast majority of money going into DC … Continue reading →

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“The way we were” – DWP AE Evaluation

Posted on May 13, 2020 by

In normal times, the publication of a major Government review of auto-enrolment would be newsworthy. Apart from a series of mentions by Jo Cumbo, I have seen no publicity for it – from the DWP or their press office or … Continue reading →

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Judging your workplace pension (by saver outcomes)

Posted on April 29, 2020 by

Defaqto has produced an important piece of work for financial advisers wanting to help employers get to know their workplace pension. You can access it via this link (there is a little signing up to do to get there) As … Continue reading →

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Pension Plowman’s guide to 2020 IGC reports

Posted on April 12, 2020 by

This is a big year for IGCs. It is their fifth birthday, it’s the year when the FCA reviews their effectiveness and it’s the year of the pandemic, where providers and savers will be under maximum strain. Most of the … Continue reading →

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Is Fidelity’s IGC papering over the cracks?

Posted on April 11, 2020 by

Kim Nash and Anna Bradley are the only female IGC Chairs.  Kim’s not only IGC chair at Fidelity, she’s chair of the master trust. She’s not only chair of the Fidelity master trust , but chair of the Scottish Widows … Continue reading →

Posted in Financial Conduct Authority, IGC, pensions | Tagged , , , , , | 2 Comments

Are the nuts and bolts of our workplace pensions coming loose?

Posted on October 5, 2019 by

  In September 2018, the Financial Times reported on PensionSync research Millions of pounds of tax relief has been overpaid to workplace pension savers in the UK following errors made by tens of thousands of employers. Regulators conceded this week … Continue reading →

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We can have venturous investment within the pension charge cap

Posted on September 25, 2019 by

I’m a big fan of the British Business Bank (BBB) which helps start-ups like AgeWage organise the money to get them up and running and helps them grow. I’m also a fan of their idea of making workplace pension work … Continue reading →

Posted in advice gap, age wage, pensions, workplace pensions | Tagged , , , | 1 Comment

What would BREXIT mean to workplace pensions?

Posted on September 6, 2019 by

  Europe has a great deal of influence on UK pensions; the influence includes fund reporting, funding requirements, reserving against risk and even competition between service providers. This can have very strange results. The reason that NEST has such a … Continue reading →

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