Tag Archives: workplace Pensions

NEST – membership has its privileges.


  American Express coined the phrase and it’s unlikely that PADA  (the fore-runner) to NEST could ever have anticipated running a premium product. But that is what NEST is about to become. The launch of a free transfer service which … Continue reading

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Nudge nudge , think think!


I went to an excellent panel debate last night which was asking whether behavioural finance could improve pension outcomes – well DC outcomes – which as one panellist pointed out hadn’t got much to do with pensions! A lot of … Continue reading

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Choosing a workplace pension


    Last week, Parliament debated an amendment to the Pension Schemes Bill, suggested by the Shadow Pension Minister and quoting this blog. I am happy to have put words in Alex Cunningham’s mouth, the Government have been cavalier in … Continue reading

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Trouble at till …Tesco’s pricing problems are a lesson to us all!


Something’s wrong at Tesco when the offers you see on the shelves don’t show up on your bill. The BBC went shopping and  in 33 of 50 stores visited, multi-buy promotions were marked on the shelf, but the time-limited discounts were not … Continue reading

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Customer care, how pensions can learn from payroll (and Newcastle!)


Steve Cram – what a guy @Cintrapayroll thx for a great day! pic.twitter.com/MPi7BmmD0x — Pension Plowman (@henryhtapper) February 9, 2017  Cue Cintra Steve Cram, closing the Cintra user event on Thursday, remarked that it was unusual to find every table … Continue reading

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2017 – a year when workplace pensions will grow up!


Restoring confidence in pensions 2017 has dawned on a different pension landscape . There are more than twice as many employers participating in workplace pensions as at any time in British history, the stock market is at an all-time high … Continue reading

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The funds that time forgot.


We’ve all got guilty secrets at the back of the cupboard, those packets of flour purchased at college that you could never throw away (knowing the beer sacrificed to buy them); I even have guilty secrets glued to the back … Continue reading

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Never mind the quality, feel the width- AE review to nudge coverage not contributions!


Summary The Government has set out it’s stall for next year’s AE review. To the disappointment of providers, an increase in contributions is not on the agenda. But the breadth of coverage of AE is – including consideration of the … Continue reading

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If past performance doesn’t matter- what does?


Performance measurement is a deeply unpopular science. If there is one phrase that financial services has given to popular parlance it’s that “Past performance is no guide to the future” This worthy sentiment would ring hollow to the person transferring … Continue reading

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Workplace pensions – what really matters.


For the past few years I have provided data and qualitative judgement to NMG, a company that researches insurance companies and the service they provide intermediaries. The information NMG has asked of me has been about my perception of those … Continue reading

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