Tag Archives: workplace Pensions

Will advisers refocus on workplace pensions?

Posted on May 19, 2023 by henry tapper

Many advisers may regard the part they played in setting up workplace pensions prior to the Retail Distribution Review and the introduction of auto-enrolment as history. Then the adviser engaged directly with the saver , completing the onboarding and getting … Continue reading →

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A day when the flat-earthers got a shock – a DC summit that lived up to its name.

Posted on May 16, 2023 by henry tapper

As expected, the DG publishing’s DC Strategic Summit held in Liverpool Street , offered us a day well spent. Many thanks to the organizers, the sponsors and the speakers. As I have said in my feedback , it is hard … Continue reading →

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Workplace pensions may outgrow insurance platforms. but when?

Posted on March 15, 2023 by henry tapper

Nico Aspinall had a conversation with me at yesterday’s Pension PlayPen coffee morning at which  he likened occupational pensions to infants learning to ride a bike. The analogy was between walking with a life platform and cycling with a custody … Continue reading →

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Let’s put workplace pension saving in perspective.

Posted on March 7, 2023 by henry tapper

A sense of perspective needs to be applied to this headline in Professional Pensions. The Government backing the private members bill that extends auto-enrolment commits them to no more than they promised in 2017 and does not even commit them … Continue reading →

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How would LDI funds stack up in a VFM framework?

Posted on February 15, 2023 by henry tapper

  Slowly but surely what happened to LDI pooled funds in late September and early October  is beginning to emerge. Katie Martin of the FT has discovered that rather than declare a negative net asset value for a pooled fund, … Continue reading →

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Equity Release is in its prime – funding retirement many ways.

Posted on August 31, 2022 by henry tapper

How pensions are paid from our housing wealth If you get a pension paid by Legal & General, you are probably being paid in monthly charges against other people’s houses. The £400,000, your neighbour borrowed against their £2m property is, … Continue reading →

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Dashboards will test quality of service – and value for members.

Posted on June 27, 2022 by henry tapper

Thanks Paul McGlone for reminding the good people of Linked-in that “dashboard denial” is futile. He ends a pithy argument with an admission that while dashboards are coming , we don’t know quite when. Of course, none of that is … Continue reading →

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How do master trusts add value for members at retirement?

Posted on June 13, 2022 by henry tapper

I shouldn’t be surprised to report on a consultancy looking at how member outcomes could be improved by picking the right workplace pension. But I am. This morning at 11 am, Hymans Robertson are kicking off another round of webinars … Continue reading →

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Penfold – a new workplace pension for the progressive employer?

Posted on May 2, 2022 by henry tapper

Penfold has launched a workplace pension. In this blog, I argue that it looks an attractive proposition to young and progressive employers though it is not breaking much new ground in terms of investment, governance or administration. If I have … Continue reading →

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Why pension tax-relief has remained a rich man’s perk

Posted on April 18, 2022 by henry tapper

Back in 2015, when reform of the pension tax relief system was under a consultation “Strengthening the incentive to save: consultation on pensions tax relief – GOV.UK (www.gov.uk)” the Government requested Ipsos Mori to research how much the general population … Continue reading →

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