Tag Archives: workplace Pensions

Did the financial industry close private DB schemes and SERPS?

the financial service companies, as they once explained to me, hated DB because it wasn’t a product they could replicate. They preferred to provide pots, taking a fee for AUM, leaving all the risk on the working man/woman. Continue reading →

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The state pension age and the pension that follows still dominates our “future for retirement”

Most of us still expect a reasonable wage in retirement based on what the state pension offers plus a second pension from work. Why do we need a roadmap for that? Continue reading →

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Will CDC challenge DC workplace as the employer’s choice?

I read with great interest the Professional Pensions “Buzz ” results that asked this question and found a different  result that I would have expected this time last year! Continue reading →

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When triple-lock goes, it should be replaced by certainty for our children and theirs.

Claer Barrett is right to question the need for the state pension to increase in real terms (faster than inflation). This is the debate about the triple lock. But Claer extends this discussion of the need to slow down real … Continue reading →

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Good times for Royal London’s workplace GPP book?

On the face of it Royal London’s 13% increase in workplace assets looks good news Some are confused about whether without a master trust, Royal London can get to size. This is no longer a problem despite the glum look  … Continue reading →

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Timelines for DC, CDC and DB to deliver income with VFM

Not much policy can have ambition to “chart the course to a pensions system fit for the 21st century“. That’s how Torsten Bell talks of his workplace pension work. Here is what the charting of the next ten years looks. … Continue reading →

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Changes for turning pots to pension and getting scale for workplace pensions.

Not much policy can have ambition to “chart the course to a pensions system fit for the 21st century“. That’s how Torsten Bell talks of his workplace pension work. Here is what the charting of the next ten years looks. … Continue reading →

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NEETs do not need worries about “pension-wealth”

So it’s now 6 months since the ONS broke the bad news for youngsters and it looks like the pensions industry or at least its marketing department, is waking up to an opportunity. Under 24 and under pensioned? Under 24 … Continue reading →

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“By 50 year olds – for 50 year olds” – a pension system needing a relaunch- Richard Smith

Richard Smith has clipped this showing who understands pensions and who doesn’t. It’s produced by the people who are building the pension dashboard and boy/girl, they’re thorough. Here’s Richard explaining and including a link to Kate Shiner’s work. The chart … Continue reading →

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Nobody notices the changes to pension law this Government is bringing in – WHY NOT?

If you read the press , you will hear what this Government has got wrong but not much about what it is doing right. There is no mention of the workplace pensions that it’s getting right! This from this morning’s … Continue reading →

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