Tag Archives: Investment

Investment aspects of CDC – Con Keating

Posted on April 16, 2018 by

One of the less discussed aspects of CDC is the management of the investment fund. This differs from traditional DC where the asset management objective is to maximise asset values at all times. It is intrinsically short-term. Incidentally this conflicts … Continue reading →

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Life’s a beach for the BlackRock IGC

Posted on April 12, 2018 by

It’s a sure fine of things to come when an IGC report is promoted by a stock photo. This couple appear on most of the IGC reports I have read, I suspect they were scammed out of their pension and … Continue reading →

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What I’ll ask the Pensions Minister today (if I can find him).

Posted on October 3, 2017 by

Calling Guy Opperman MP,  Minister for pensions and inclusion, “are you out there?” I’m on my way up to Manchester clutching an email from your office saying you want to meet me, I will be at (y)our conference for the … Continue reading →

Posted in #WASPI, pensions | Tagged , , , , , , , | 6 Comments

Time for the master-trusts to show their investment mettle.

Posted on September 2, 2017 by

I have a problem with the accountability of master trusts for their investment outcomes. To my knowledge, only NEST (in Mark Fawcett) has an appointed individual responsible for the member’s investment outcomes. Other master trusts may have internal accountabilities, but … Continue reading →

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Why save more unless we’re told how we’ve done so far?

Posted on July 28, 2017 by

I am very excited. I’m excited because I am at last seeing a way to get information on pensions to the people to whom it matters, ordinary people including the small employers who have currently little access beyond that they … Continue reading →

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Myopia and the alternative fact

Posted on January 25, 2017 by

Not all prejudice is ill-intentioned, I know the author of this comment on a recent blog. He is not ill-intentioned – just short-sighted. There is no one interested to have defined benefit pensions in the UK. They are seem as … Continue reading →

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End of the road for LDI?

Posted on January 10, 2017 by

Thanks to those brave souls who braved “Southern”, the tube strike and filthy weather to attend yesterday’s lunch which asked “has LDI had its day?”. One answer to that question was clear, I learnt that the top performing asset class … Continue reading →

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If past performance doesn’t matter- what does?

Posted on December 9, 2016 by

Performance measurement is a deeply unpopular science. If there is one phrase that financial services has given to popular parlance it’s that “Past performance is no guide to the future” This worthy sentiment would ring hollow to the person transferring … Continue reading →

Posted in pensions | Tagged , , , , , , , | 6 Comments

The curse of the transfer value!

Posted on December 3, 2016 by

There is a curse to having money that was bequeathed us by the later Chancellor. It is called “freedom” and it applies to the rights that  baby boomers have in final salary schemes. It’s not just those in their fifties, many … Continue reading →

Posted in pensions | Tagged , , , , | 6 Comments

Taking possession; how’s Workie performing ?

Posted on December 1, 2016 by

There’s an urban (pension) myth that it’s not until your pension is worth as much as your car that you take any notice of it. My car has been written off twice and has a scrap value of £1000 so … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , , , | 1 Comment