Scheme actuaries use a nominal gilt yield curve, which they assert directly matches the currency and inflation exposure of those…
"prefers to compare the returns with a liability proxy (a mixture of gilt maturities)" Are those Index-Linked gilts, given that…
I agree the major problem with DC is that it has been designed as a savings plan not to provide…
Oh, and I think this confusion leading to DB being viewed as a pot by members is an unintended consequence…
Tag Archives: AI
“Pensions Expert DC & Master Trust Summit” – will AI turn DC pots to pensions?
Those retiring don’t have a clue how to decumulate their pots but that will change now AI is getting to grips with the nastiest hardest problem in finance. Continue reading
“Investors need to know you are ahead in the race to destroy humanity” – AI correspondence
Messages from the archive of Rutherford Hall, critical communications strategist Continue reading
Scottish Widows – is it a surprise we’re getting unregulated AI advice on retirement products?
26m of us don’t know what’s going on with their retirement savings. Does anyone blame them? I love these pictures of focussed and delighted wrinklies finding that pension reports offer reassurance. I press the link that find I am being … Continue reading
Millions of British people turn to AI to plan their finances
Millions turn to AI for financial advice despite FCA warnings Why do people need to turn to AI to plan ahead financially? In case we have forgotten, what we bought into with that savings plan, that personal pension plan, that … Continue reading
Can firms reorganise to realise the potential of AI?- Asks Torsten Bell
Interesting that Torsten Bell, an economist , is looking to the potential of AI for UK growth Interesting (as always). Argues that strengthening evidence of AI making individuals more productive at specific tasks is not (yet) driving the relatively … Continue reading
Innovators and Disrupters needed to pay UK’s Civil Service pensions!
There’s a lot of work being launched to understand what has gone wrong with the Civil Service Pension. You can read about it here. I agree that the problem is systemic but I wonder what “enforcement” can bring about. How … Continue reading
The unstoppable closure of inefficient but engaging “comms”.
I wake this weekend to a barrage of articles warning me of the change that’s happened to my life. You may just mis-advise yourself Big Tech is fundamentally immoral Give us our lives back Is this a statement of helplessness … Continue reading
AI is taking hold but can we meet it’s demand for electricity? Asks Thomas Aubrey.
Thomas Aubrey has worked with Con Keating and is one of the best academic minds we have contributing to this blog. Here is his latest contribution to our understanding of the impact of AI upon our business lives. Here is … Continue reading
Posted in pensions
Tagged AI, Cambridge, Data Centre, electricity, Productivity, Thomas Aubrey
2 Comments
is AI presenting an acceptable “me”? Are Gen Z challenged to be free?
I spent half of my weekend in the company of Generation Z, that is people of my children’s generation – of Generation Z. People in Generation Z are born between 1997 and 2012 and , according to those I spoke … Continue reading
For “mortgage broker read “pension adviser”? With AI is the end nigh?
The FT report this morning a senior mortgage broker asking questions of his trade “These AI platforms are giving phenomenally precise and thoughtful mortgage advice,” says Hegarty, former chief executive of UK mortgage broker Habito. “It built sensitivity models for … Continue reading
Thanks for your reply. I hope it does successfully "embed both the real rate and expected inflation in one number".…