Thanks. "The crucial difference, however, is that the ISA withdrawal is not a loan." As the two article links confirm,…
www.nber.org/system/files/working_papers/w32828/w32828.pdf While there is good evidence for automatic escalation in the US, it is not as powerful as its advocates…
"To what extent do minimum AE contributions need to increase? It would be good if everyone had contributions into DC…
Except they’re not saving into a pension, Minister unless we convert all those pots to CDC and give them what…
Tag Archives: growth
Have we been invested wrong all decade; has 60:40 been dying for some time?
There will be people fed up with me trying to explain macro-economics when I clearly don’t understand numbers. So me posting this chart as my chart of the week will annoy the experts. But as most of us have had … Continue reading
It’s feeling a little hotter, and better in the back pocket!
It’s been a wonderful summer (so far) and yesterday we felt happy for some rain. I know it doesn’t feel quite that way the further north you get but down here in the south it has been a summer like … Continue reading
It’s feeling a little hotter, and better in the back pocket!
It’s been a wonderful summer (so far) and yesterday we felt happy for some rain. I know it doesn’t feel quite that way the further north you get but down here in the south it has been a summer like … Continue reading
Can firms reorganise to realise the potential of AI?- Asks Torsten Bell
Interesting that Torsten Bell, an economist , is looking to the potential of AI for UK growth Interesting (as always). Argues that strengthening evidence of AI making individuals more productive at specific tasks is not (yet) driving the relatively … Continue reading
Bulk Annuities : Protecting pensions? William McGrath asks “from what exactly?”
PPF cover has increased significantly. Key questions for DB stakeholders What payment or increase means a member is always better off financially even if the scheme joins PPF? What is the probability of sponsor failure over time? Would my ring-fenced scheme … Continue reading
Posted in pensions
Tagged BPA, Bulk Purchase Annuities, Economic growth, growth, Pensions, William McGrath
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Good governance yes – prudent growth assumptions for CDC – no thanks!
This is the summary of what TPR’s CEO , Nausicaa Delfas said at the Her speech at the Association of Consulting Actuaries’ 75th anniversary Chair’s dinner You can read the text of the speech here. A purely DC savings system … Continue reading
An all party group promoting growth in pensions? Why didn’t we know about them!
It is really pleasing to see Labour MPs getting pension people involved in the business of running this company. I would not have known much about Sarah Edwards; I would not have known much about this group Pensions and … Continue reading
Running a pension scheme for growth. Does it really have to be this hard?
Being away from the City , I get a perspective on the mood of pension schemes and if pension schemes are at last aware that they and the members of their schemes are being ripped off by buy-out – then … Continue reading
Time to Rethink DB Pensions? Why Our ‘Excessively Prudent’ Era Must End.
This blog is by Roger Higgins Senior pensions adviser, trustee and leading pensions technology consultant February 12, 2026 Having spent decades working in pensions, I’ve seen cycles of surplus and deficit, but the current position – with over £200bn in … Continue reading
Q. “If DB pensions had been invested for growth?” A. “Actuaries would have a DB pension future…”
That’s my answer on what would happen if Pension Funds had followed a pathway modelled by Barnett Waddingham’s Andrew Smith This blog is his…apart from some comments from Andrew Young at the end. Andy Smith If UK private-sector DB pension … Continue reading
I did not find this , Torsten's most impressive work (not sure it was his). But it at least remind…