Tag Archives: UK

Social Housing? Pensions? Read this!

    This is from my main man, Neal Thompson. Neal is sh*t off a shovel when it comes to this stuff. Much the most knowledgeable fellow I’ve ever met on social housing and pensions. Devonshires are one of those … Continue reading

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If not a house…what ?

This chart taken from Office of National Statistics Data – seems significant. It shows that in the period following the financial crash renting became the norm for young adults in the UK. Buying a house in your twenties was – … Continue reading

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Respect for the self-employed

It’s a truth as old as the hills that there are two types of self-employed. Those who choose to be and those who have no choice. Most people who read this blog have more experience with the “professional” classes who … Continue reading

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When does an agreed contract not bind? Guest blog by Ralph Frank

  This past summer saw a number of Government-initiated consultations, including one into early exit charges levied on (some) pension products.  The Chancellor of the Exchequer has recently announced that the Financial Conduct Authority (“FCA”) is to be mandated to … Continue reading

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The UK is saving too much…not! (guest blog from RALPH FRANK)

The Office for National Statistics released the latest Quarterly National Accounts during the Festive Season.  These Accounts, covering July to September 2015, reveal that the Savings Rate for households and non-profit institutions serving households fell to 4.4% over the quarter – … Continue reading

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The PPF – our great escape!

We get used to talking about the failure of the private sector to deliver proper pension outcomes. We are incensed by the shortcomings in governance that has allowed well funded local government schemes to feed the City’s insatiable need for … Continue reading

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What is the future of UK pensions?

  On Wednesday (10th December)  I will be speaking at a Prospect conference which asks “what is the future of Pensions” in the UK. It is great to see journalists from outside the pension industry picking up on the issues … Continue reading

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