Tag Archives: financial planning

Will advisers refocus on workplace pensions?

Posted on May 19, 2023 by henry tapper

Many advisers may regard the part they played in setting up workplace pensions prior to the Retail Distribution Review and the introduction of auto-enrolment as history. Then the adviser engaged directly with the saver , completing the onboarding and getting … Continue reading →

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The curse of wealth (and the pleasure from income)

Posted on December 6, 2020 by henry tapper

The purpose of money is to pay for things that are needed. The definition of need varies but the link with liability is strong. For most people , the fear of not being able to pay for things we need … Continue reading →

Posted in advice gap, age wage | Tagged , , , , | 1 Comment

Why planning for “care” is everyone’s business

Posted on June 5, 2020 by henry tapper

Whether we are carers or ‘cared for’, we are likely to be involved in caring in the future. Of course the pandemic has highlighted the under-funding of residential care homes and the lack of support given to many home carers, … Continue reading →

Posted in advice gap, Change, pensions | Tagged , , , , | 2 Comments

Financial Planning – a minority sport.

Posted on July 6, 2017 by henry tapper

    “Financial planning is a minority sport for the wealthy” – @henryhtapper @NESTInsight pic.twitter.com/HVS0EMlWHt — Talya Misiri (@Talya_PA) July 5, 2017 It was fun debating with Debate Mate and Tom McPhail – who is great mate! A sense of … Continue reading →

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Can IFAs create their own profession?

Posted on July 24, 2015 by henry tapper

James Walker  has published BWD’s assessment of the prospects for firms offering financial advice as their core product. He paints a picture of rising regulatory costs and sluggish growth prospects preventing IFA practices from employing the young blood to refresh it. Last … Continue reading →

Posted in advice gap, FCA, Financial Conduct Authority, First Actuarial, Personality | Tagged , , , , , , , , , , , , , , , | 3 Comments

It’s only human nature after all!

Posted on February 16, 2015 by henry tapper

  It’s natural for us to crave money but we are not natural money saving experts. Debate has raged on this blog and on the Pension Play Pen group pages as to whether Pensions Wise is doomed along with the … Continue reading →

Posted in Financial Education, First Actuarial, Pension Freedoms, pension playpen, pensions | Tagged , , , , , , , , | 4 Comments