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the pension plowman
- @pensions_expert @FirstActuarial @BW_LLP @stevewebb1 @RoyalLondon @alexwarna_pe Respect to @sageuk @qtacpayroll… twitter.com/i/web/status/9…thanks 59 minutes ago
- RT @pensions_expert: Small businesses positive about AE bit.ly/2yoFPoO @henryhtapper @FirstActuarial @BW_LLP @stevewebb1 @RoyalLon…thanks 1 hour ago
- RT @rosaltmann: Giving young ppl a stamp duty holiday may just prop up house prices rt improve supply side. And 6.1% in rate on debt is too…thanks 1 hour ago
- Aren’t Employer and Union’s interests aligned at USS? henrytapper.com/2017/10/02/are… https://t.co/JgXQpeENYfthanks 1 hour ago
- Aren’t Employer and Union’s interests aligned at USS? henrytapper.com/2017/10/02/are… https://t.co/U2yjhHewLFthanks 1 hour ago
- What I’ll ask the Pensions Minister today (if I can find him). henrytapper.com/2017/10/03/wha… https://t.co/4Ne562W1vgthanks 1 hour ago
- “The monstrous regiment of women” – take control! henrytapper.com/2017/10/04/the… https://t.co/Vs7BeR0Ef6thanks 1 hour ago
- What I’ll ask the Pensions Minister today (if I can find him). henrytapper.com/2017/10/03/wha… https://t.co/oPsqzPG85xthanks 1 hour ago
- A geriatric convention led by a consumptive. henrytapper.com/2017/10/05/a-g… https://t.co/AeJLc0Dmiathanks 1 hour ago
- “The monstrous regiment of women” – take control! henrytapper.com/2017/10/04/the… https://t.co/hTyW1yHmNTthanks 1 hour ago
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Recent Posts
pension plowman
- @pensions_expert @FirstActuarial @BW_LLP @stevewebb1 @RoyalLondon @alexwarna_pe Respect to @sageuk @qtacpayroll… twitter.com/i/web/status/9…Restoring confidence in pensions 59 minutes ago
- RT @pensions_expert: Small businesses positive about AE bit.ly/2yoFPoO @henryhtapper @FirstActuarial @BW_LLP @stevewebb1 @RoyalLon…Restoring confidence in pensions 1 hour ago
- RT @rosaltmann: Giving young ppl a stamp duty holiday may just prop up house prices rt improve supply side. And 6.1% in rate on debt is too…Restoring confidence in pensions 1 hour ago
- Aren’t Employer and Union’s interests aligned at USS? henrytapper.com/2017/10/02/are… https://t.co/JgXQpeENYfRestoring confidence in pensions 1 hour ago
- Aren’t Employer and Union’s interests aligned at USS? henrytapper.com/2017/10/02/are… https://t.co/U2yjhHewLFRestoring confidence in pensions 1 hour ago
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Category Archives: Change
Common sense needed on transfers
Whether you’re moving house or moving money, the process is fraught. We are no closer to pots following member than when the “portable personal pension” was established in 1987. The friction involved in moving money from scheme to scheme, fund … Continue reading
Posted in Change
Tagged annuities, Common sense, Freedom, guarantees, Money, moving money, pension freedom, pension savings, pension transfers, pensions, personal pension, Thomas Paine
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Care or hubris? – How Tesco got in such a pensions mess.
Every little helps? The right old mess that Tesco has found itself in , is blamed partially on its mishandling of its pension strategy. How can an organisation with the motto “every little counts” have such a large pension deficit? … Continue reading
Posted in Change
Tagged Aldi, art of pensions, atrophication, CDC, change, Deficit, Finest, Google, Leadership, lidl, Morrisons, NAPF, progress, Tesco
11 Comments
Probably the worst flagship tax ever?
George Osborne says his proposed tax break for high value homes is about “values”, it is no such thing. This policy is about votes. What is going on with the conservatives on tax? They have become obsessed with the “retail … Continue reading
Posted in auto-enrolment, Change
Tagged accountancy, George Osborne, HMRC, inheritance tax, Labour Party, OBR, pensions, Tax, tax giveaway, Treasury
4 Comments
Magic beans and “negative capability”
Negative capability describes the capacity of human beings to transcend and revise their contexts. If we dismiss it as “magic beans” we are committed to repeating the mistakes of the past – and- as we all know – that way is madness. Continue reading
Posted in Change, corporate governance, drawdown, Financial Education, happiness, Pension Freedoms
Tagged Business, CDC, corporate governance, David Pitt-Watson, dc pensions, Financial services, Government, Hari Mann, John Ralfe, Kevin Wesbroom, madness, magic beans, mistakes, Negative capability, pension, Pension new, pension playpen, pensions, progress, repeating mistakes, Retirement, Steve Webb
6 Comments
Meaninglessly big data.
I don’t like this infographic, it just appeared on my twitter feed to attract me to an article that would lead me to the conclusion that I was helpless and needed the assistance of some organisation to create me a … Continue reading
Posted in Change, Management, pensions, Politics
Tagged Big Problem, big-data, Data, fail, God
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What are your CDC property rights?
Some pension promises are easy to value If I promise to pay you a monthly amount over the next five years, it is fairly easy to work out the value of that promise. At it’s simplest level the value is … Continue reading
Business relies on transparency – it’s time platform managers come clean
General principles Buying low and selling higher is the basis of all commerce. Intelligent purchasers seek to cut out intermediaries to buy direct. Smart intermediaries use their financial muscle to bulk-purchase, getting a better price than a single purchaser can … Continue reading
Posted in Change, FSA, pensions, smelly
Tagged charge, DWP, fee, fund charges, Fund platforms, Funds, Government, pension, Pension new, pensions, Retirement
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“Ring out the old – ring in the new”- who will be our investment fiduciaries in retirement?
Yesterday I went to the Schroders DC Challenge conference which was all about “delivering value and certainty” to retirement savers. I left enlightened by some interesting debates and one or two talks. I’ll share with you three observations that I … Continue reading
Posted in advice gap, Change, Financial Education, Henry Tapper blog, pensions
Tagged annuity, Business, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, Financial Services Authority, Government, Insurance, Investing, Investment, Investment management, Liability Driven Investment, Life annuity, National Employment Savings Trust, pension, Pension new
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Princess Margaret does it for me
Thursday night’s when the Pension Personality awards get judged. That no-one can remember who the current Pension Personality is , suggests that this is about as useful a gong as Gillingham and Shaftesbury Carnival Queen which I once entered in … Continue reading
Posted in Change, Charity, dc pensions, de-risking, defined aspiration, pensions
Tagged grosvenor house, Incisice, May 1st, pension, Pension Personality
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We have scotch’d the snake not killed it – three years to sort out hidden charges
We have scotch’d the snake, not kill’d it: She’ll close and be herself, whilst our poor malice Remains in danger of her former tooth. Macbeth Act 3 Scene 2 Of all the vested interest groups, the fund managers … Continue reading
Posted in advice gap, Change, dc pensions, Henry Tapper blog, napf, pensions, steve webb
Tagged Business, Business and Economy, corporate governance, corporate risk, dc pensions, de-risking, Defined benefit pension plan, DWP, Financial services, Government, London, National Employment Savings Trust, pension, Pension new, pension playpen, pensions, Steve Webb
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