Tag Archives: SIPP

Aussie Supers see desertions by an entrepreneurial youth!

This is an interesting development in Australia with youngsters taking back control from their Supers. My thoughts below are those of a boring old fart. BOFs have their place! So what do we make of younger savers taking back control … Continue reading →

Posted in pensions | Tagged , , , , | Leave a comment

Is what Moneysupermarket’s unveiling this weekend – a benchmark for tomorrow’s SIPP?

The platforms DC saving offer us are quite different from what a google search for UK investment services offers. Talking to my son I realised that that he and his friends are investing  using trading apps and platforms that I … Continue reading →

Posted in pensions | Tagged , , , | 1 Comment

M&G and Rothesay set pensions against leaseholders; enough of this.

  Harry Scoffin is speaking on Tuesday at the Pension PlayPen (11th Nov) and has news for us about the difficulties he has had campaigning on behalf of those with leasehold agreements that are being charged by freeholders for services … Continue reading →

Posted in pensions | Tagged , , , , , | 1 Comment

Collective or Personal payment of pensions?

The discussion on how people get paid pensions is beginning to gather pace and about time too! There are two competing approaches. The first is collective and is what has given us defined benefit pensions, This has shrunk from its … Continue reading →

Posted in pensions | Tagged , , , , , , | Leave a comment

Hartleys in a jam – the future’s not Brite

SIPPS – due diligence needed When I was starting AgeWage, it was suggested that we could become a consolidation agent and own a SIPP which would be our way to monetise the service. I was introduced to several SIPP platforms … Continue reading →

Posted in pensions | Tagged , , , , , | 1 Comment

Financial Strength – the forgotten factor in due diligence.

  ‘For any advisers trying to understand why we have taken this action, we respectfully suggest they examine the extent in which the rules, regulations, responsibilities, expectations and capital requirements placed on their own firms have continuously been increased over … Continue reading →

Posted in pensions | Tagged , , | Leave a comment

I don’t want “active” or “passive” – I want value for my money Stuart!

Stuart Kirk , the journalist who fell out with ESG and the industry it has spawned is now being controversial for a living (rather than a sacking). This week’s FT column finds him falling out with himself for being active … Continue reading →

Posted in pensions | Tagged , , , | 1 Comment

Can Trustees, SIPPS and lawyers provide DWP with agreed rules on DC transfers?

Six years ago, no-one had heard of PensionBee; it was a start-up operating out of a serviced office in the Borough with a handful of staff, a scanner and some very good coders who knew their way around Salesforce. Rather … Continue reading →

Posted in pensions | Tagged , , , , , , | 1 Comment

Are SIPPs to be trusted?

We don’t need no education I am no fan of the phrase “financial education” even less  “thought control”. When financial experts turn teachers and start treat their customers as children, alarm bells should be ringing. They are clearly ringing at … Continue reading →

Posted in pensions | Tagged , , | Leave a comment

It’s time to stop sneering at St. James’s Place

St. James’s Place released their half yearly results yesterday and the market responded by marking up their shares 5%. The results told us that SJP had added nearly £10bn to funds under management and that operating profit had shot up. … Continue reading →

Posted in pensions | Tagged , , , , , , | 6 Comments