Tag Archives: governance

The right (and wrong) types of pension scheme consolidation

Our vision for the future of occupational pensions is one where all savers are in schemes that have excellent standards of governance that deliver good value. Over time we think this will mean having fewer, but better governed schemes in … Continue reading

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What does SJP “sacking” Woodford mean?

“HL removed Woodford from its Wealth 50 but did not force sell the funds as SJP has.” But this shows a fundamental misunderstanding of how SJP (costly restricted funds) and HL (costly self-select platform) work! https://t.co/6eQoSKNK0T — Alistair Cunningham (@Cunningham_UK) … Continue reading

Posted in FCA, governance, pensions | Tagged , , , , , , , | 10 Comments

Con Keating questions the value of “limited liability”.

It’s been a while since this blog has featured Con’s incisive thinking. This article calls into question the capacity of shareholders to have their returns and have someone eat the risk. There’s a lot of easy talk about the “governance” … Continue reading

Posted in Fiduciary Management, governance, pensions | Tagged , , , | 4 Comments

Five things that surprised me at the LawDeb Debate

And the results are in at the #LawDebDebate. An indicative vote versus the final result show a dramatic swing following the speakers taking to the stage pic.twitter.com/1EK1uxs9s6 — Law Debenture (@law_debenture) 20 May 2019   I didn’t go to my … Continue reading

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“In an advised world – do workplace pensions need trustees”.

The quote is taken from a recent interview of Steve Webb of Royal London. It is a critical question which deserves an answer. The Workplace Pension Governance landscape (is changing) Something very odd is happening in DC Governance, something that … Continue reading

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FCA to tame the drawdown bucking bronco!

  Yesterday was a good news day for people concerned about retirement income. The FCA made two meaningful statements on what it intends to do to help ordinary people trying to manage their in retirement finances. The first was the … Continue reading

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Your pension – your rights!

Governance is an interesting word. governance /ˈɡʌv(ə)nəns/ noun the action or manner of governing a state, organization, etc. “a more responsive system of governance will be required” ARCHAIC rule; control. “what, shall King Henry be a pupil still, under the … Continue reading

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AgeWage – the value of consumer values

This article is  by Oliver Tapper, who is currently working with me, taking a year out of University. It represents our thinking on how ESG should be integrated into our business and gives some thought to how our business can … Continue reading

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Are you the Trustee Chair of a DC pension scheme?

  Facing up to your new duties? If so, you’ll be aware that the DWP have been writing you rules (and the Pensions Regulator enforcing them). Since 2016 you have written an annual chair statement and you will now have to … Continue reading

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Reassure’s IGC produce another good report

Reassure, the life insurance consolidator owned by Swiss Re, continues to swallow up large numbers of what the market calls “legacy” pensions. If you took out a pension in the past and stopped paying, you still have rights to that … Continue reading

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