Tag Archives: Pensions Regulator

The right (and wrong) types of pension scheme consolidation

Our vision for the future of occupational pensions is one where all savers are in schemes that have excellent standards of governance that deliver good value. Over time we think this will mean having fewer, but better governed schemes in … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , , | 1 Comment

Should Government play “fantasy pensions”?

  What should we make of reports in the Daily Telegraph that our Pensions Minister, Guy Opperman, is meeting with pension experts to consider a system where a workplace pension could follow the employee, rather than employees joining new plans … Continue reading

Posted in accountants, advice gap, Dashboard, dc pensions, pensions | Tagged , , , | 1 Comment

Why CDC risk management breaks all the DB rules – Con Keating

The advent of CDC will offer an opportunity to introduce forms and techniques for risk management which are intrinsically more efficient than those currently advocated by the Pension Regulator and which are consistent with the true duties and obligations of … Continue reading

Posted in CDC, pensions | Tagged , , , , , | 1 Comment

TPR- the price of pensions can fall as well as rise.

The Pensions Regulator appears to have forgotten one of the fundamental laws of gravity-  “what goes up, must come down”. In consumer finance this translates into “the value of investments can fall as well as rise” and in the case of the … Continue reading

Posted in Bankers, pensions | Tagged , , , , , | 10 Comments

Is NOW the time to transfer out?

I was talking last night to a senior financial journalist about NOW pensions. In the catalogue of actions that the Pensions Regulator can call upon, insisting on the inclusion of Dalriada Trustees, is perhaps the most alarming. Dalriada is a … Continue reading

Posted in pensions | Tagged , , , , , , | 1 Comment

Small employers are sorting the pension problem – but they need some help!

  There are a lot of organisations taking the credit for auto-enrolment and it’s true it has worked because Government , providers and business advisers have worked together. But the heavy lifting has been done by getting on for a … Continue reading

Posted in auto-enrolment, Big Government, pensions | Tagged , , , , , | Leave a comment

BSPS2 – a superior kind of lifeboat?

The news that members of the British Steel Pension Scheme will have the choice between swapping their pension rights for participation in the Pension Protection Fund of a new Pension Scheme (code-named BSPS2) has been well flagged. It might seem … Continue reading

Posted in pensions | Tagged , , , , , , , | 2 Comments

FABI – taking the crisis out of pensions!

It is now three months since we launched our First Actuarial Best estimate Index (or FAB Index for short). It has generated a significant amount of interest amongst our clients and across the wider pensions industry – and has even … Continue reading

Posted in First Actuarial, pensions | Tagged , , , , , , , , | 2 Comments

Balancing the long and short term consequences of pensions.

Lesley Titcomb is the Pensions Regulator; in this blog – first published here – she explains the balance she has to maintain between the various interest groups that want to have a say. If you read my blog yesterday, you’ll … Continue reading

Posted in pensions | Tagged , , , , , , , | 3 Comments

Auto-enrolment-Is Workie working?

  By now we were due to be in trouble.  There was talks of Tsunamis and capacity crunches. Nostradamus had nothing on the industry commentators saying that we wouldn’t cope; we’re coping. I go to events and ask participants, how’s … Continue reading

Posted in pensions | Tagged , , , , | Leave a comment