Tag Archives: Pensions Regulator

TPR- the price of pensions can fall as well as rise.


The Pensions Regulator appears to have forgotten one of the fundamental laws of gravity-  “what goes up, must come down”. In consumer finance this translates into “the value of investments can fall as well as rise” and in the case of the … Continue reading

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Is NOW the time to transfer out?


I was talking last night to a senior financial journalist about NOW pensions. In the catalogue of actions that the Pensions Regulator can call upon, insisting on the inclusion of Dalriada Trustees, is perhaps the most alarming. Dalriada is a … Continue reading

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Small employers are sorting the pension problem – but they need some help!


  There are a lot of organisations taking the credit for auto-enrolment and it’s true it has worked because Government , providers and business advisers have worked together. But the heavy lifting has been done by getting on for a … Continue reading

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BSPS2 – a superior kind of lifeboat?


The news that members of the British Steel Pension Scheme will have the choice between swapping their pension rights for participation in the Pension Protection Fund of a new Pension Scheme (code-named BSPS2) has been well flagged. It might seem … Continue reading

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FABI – taking the crisis out of pensions!


It is now three months since we launched our First Actuarial Best estimate Index (or FAB Index for short). It has generated a significant amount of interest amongst our clients and across the wider pensions industry – and has even … Continue reading

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Balancing the long and short term consequences of pensions.


Lesley Titcomb is the Pensions Regulator; in this blog – first published here – she explains the balance she has to maintain between the various interest groups that want to have a say. If you read my blog yesterday, you’ll … Continue reading

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Auto-enrolment-Is Workie working?


  By now we were due to be in trouble.  There was talks of Tsunamis and capacity crunches. Nostradamus had nothing on the industry commentators saying that we wouldn’t cope; we’re coping. I go to events and ask participants, how’s … Continue reading

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Your ten point checklist when choosing a pension


  The law says you have to choose a workplace pension for your auto-enrolment eligible staff. But it doesn’t say how! The Pensions Regulator’s website, while excellent on auto-enrolment compliance, is pretty hopeless in helping you choose a pension. So … Continue reading

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Shutting the stable door?


  We probably know more about the solvency of our defined benefit pension schemes than we have ever done. They are subject to rigorous examination by Experian who stress test them for failure to calculate their levy to the Pension … Continue reading

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Putting yourself second – what a boss should do.


There is no law that says you should be polite. Standing aside from someone getting off a train, opening doors for the elderly and those with push-chairs, paying your pension bills before paying your dividend, these are all things we … Continue reading

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