Category Archives: CDC

Pensions in the grand scheme of things

In the “grand scheme of things” – pensions will go on “In the grand scheme of things” is a very much over-worked phrase. It’s up there with “all will come out in the wash” as a means of dismissing today’s … Continue reading

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Time for some fresh thinking on CDC

  The Pension Schemes Bill is making its way through the House of Lords but now seems unlikely to get Royal Assent before July. If it misses its target and we don’t get an Act till the Autumn, a Royal … Continue reading

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Don’t take your pension for granted

  Of all the complacencies I suffer from, the one I find easiest to fall back on is that when lock-down ends, the world will return to where it was in February. This pandemic is not a distraction It is … Continue reading

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The PPF could grow up a (C)DC lifeboat

One of the enduring features of the last ten years is Andy Young texting me “this is all getting too much, I think I’m going to retire”. Among the many things that Andy has created – he is a great … Continue reading

Posted in CDC, pensions, Public sector pensions, responsible investing | Tagged , , , , | 13 Comments

“Five years of freedom” – is evolution enough?

The Defined Contribution Investment Forum have commissioned an excellent body of research from Richard Parkin and Ignition House. The result is a packed report running to over 60 pages that provides a new insight on the problems individuals are facing … Continue reading

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The wealthy fool and everyman are one combined

  There ought to be an extra class of vulnerable customer in the FCA’s definitions – “the wealthy fool”. We all know that a fool and his (and it generally is a his) money’s easily parted but we have the … Continue reading

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Why this pensions bill matters

  A Pensions Schemes Bill has been included in the Queen’s Speech , which lays out the legislative plans for the forthcoming parliamentary session. This bill includes legislation to enable the pensions dashboard and collective defined contribution (CDC) schemes to … Continue reading

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A Tale of Two Pension Plans : Randy Bauslaugh

  This blog is based on remarks to the National Coordinating Committee for Multi-employer Plans, Miami, Florida, September 21, 2019.(Edited for Length.)  I have the original transcript , supplied by Dr Con Keating and published by C.D. Howe Institute’s Pension … Continue reading

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The politics of CDC

This morning I should be attending the CDC fringe meeting at Brighton’s Grand Hotel which forms part of the Labour Party Conference. If I can’t – I send my apologies to Royal Mail, CWU and the Shadow Pensions Minister – … Continue reading

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The financing of DC

As anticipated (in blogging), yesterday’s article on CDC attracted some vitriol, not just from my friend Con Keating, but from the inter-web of things. The idea that a #cdc plan could smooth outcones by borrowing is a load of #bollocks … Continue reading

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