Category Archives: pot

Was DC the only choice for the Tata Steelworkers?


      Speaking on the radio yesterday, John Ralfe called the decision of Tata Staff to accept the loss of future accrual into a final salary scheme in exchange for a 10% contribution into a DC pension fund as … Continue reading

Posted in actuaries, advice gap, FinTech, Jersey, pensions, Pensions Regulator, Politics, pot | Tagged , , , , , , , , , | 1 Comment

“Only rich people think small amounts don’t matter”


That’s a quote from Debora Price and I’m making it a strap for whatever campaign I can cobble together to make Government Incentives happen for those who qualify for them , but can’t get them because their trustees don’t collect … Continue reading

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How rivers flow


When you are planning a flood defence system, you look at how your rivers flow in normal times. Then you stress test your topography by filling up the rivers in your model, with too much water, you watch to see … Continue reading

Posted in accountants, Pension Freedoms, pension playpen, pensions, Pensions Regulator, pot | Tagged , , , , , , | Leave a comment

Why shouldn’t pot follow member? Guest blog from Ralph Frank


The Government has recently announced that it has suspended plans to require that defined contribution pension pots of less than £10,000 automatically transfer when savers change jobs (and related pension arrangements).  Although the legal compulsion for such transfers has been … Continue reading

Posted in advice gap, consolidation, pensions, pot | Tagged , | 1 Comment