Extending time horizons can ease short-term funding pressure, but it shifts risk toward younger members. Reform should make those intergenerational…
I've just come across this letter from Smithers, covering DB pensions in general and the USS in particular. https://smithers.co.uk/extending-the-liabilities-time-horizon-is-key-to-pensions-reform/
Great. A chance to nit-pick something from Steve Webb. The Married Woman’s Option finished in 1977, not 1978. SERPS was…
I was told by the Pensions Service, that if I divorced my husband before I retired, I would get a…
Tag Archives: People’s Pension
Save more, spend less – targeted support for all says a commercial People’s Pension.
Cutting out the need for financial advice. The amount of support people need at retirement is up to the difficulty of the choices that are set them and their confidence in what is being offered them. Financial advisers like DC … Continue reading
How have People’s Pension done so particularly well?
I become here a commentator, not an advisor or a to be CDC proprietor – just a jaw dropped commentator! This is a truly extraordinary achievement by People’s Pension and they have done it in a year when they walked … Continue reading
What are “pre-retirement” pension strategies targeting these days?
I am in workplace pensions and am doing my best to avoid the pre-retirement strategies of my two providers, one Nest , the other L&G. But wherever I look at alternatives, I find little coherence. It is obvious what the … Continue reading
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Tagged Dan mikulskis, herding, Partnership, Pensions, People's Pension, predator
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I’m confused why £4£ is so hard – it’s what we’ve done for years!
This is a comment from People’s CEU, Patrick Heath-Lay of his initiative 4£4 – a way of measuring VFM. You can read the whole statement here. It’s become increasingly clear that the issue Value for Money is going to be … Continue reading
People’s sack State Street for all but a slither of its £33bn “pension”
If there’s a shock headline for the investment community it’s the news from Mary McDougall in today’s FT. More later in the day but as the sub-line says, this will be a shake up for American investment managers wanting to … Continue reading
A people’s partnership for growth and pensions.
Sustained economic growth is the only way to improve the lives of working people. These are the words of Angela Rayner spoken yesterday at the Labour Party Conference. You can read the speech here Rayner is Deputy Prime Minister, she … Continue reading
People’s “strategic overhaul” of its fund is underwhelming
I’m not sure what is going on at People’s Partnership or People’s Pension. Will someone explain what the people are getting? It doesn’t look like a partnership or a pension right now. At … Continue reading
Safe harbor proposals for DC transfers to qualifying SIPPs
With over 70 people on the call, Pension Playpen’s coffee morning – featuring Pension Bee’s Romi Savova was a lively event. Sadly, some of the more vociferous critics of Pension Bee’s complaint to the Minister couldn’t attend but it was … Continue reading
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Tagged Cushon, PensionBee, Pensions, People's Pension, Romi Savova, transfers
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We need a Dyno-Rod to unblock the pension pipes!
Yesterday’s post on Pension Bee’s frustration with master trusts behavior – (blocking transfers under the guise of safeguarding) has solicited a flutter of tweets asking questions about Pension Bee’s motives and practice. I’m happy to answer some- as I … Continue reading
People’s Pension gets serious on small pots
The changes announced yesterday by People’s Pension and its parent B&CE are significant. It’s furloughing its sales team, battening down the hatches to new business It’s changing its charging structure, protecting itself against the ruinous impact of small deferred pots. … Continue reading
When taxation is retroactive it will change behaviour. Be careful with envy focused legislation promote real solutions to British poor…