Tag Archives: People’s Pension

Peoples;- for once the small print is good news!

Posted on February 22, 2019 by

  Yesterday I published the news that People’s Pension has dropped its prices for those with larger balances which they estimate will lead to a 10% drop in overall fee income. That is good news, especially if you are in … Continue reading →

Posted in actuaries, advice gap, age wage, pensions | Tagged , , , , , | Leave a comment

Better pensions for the People!

Posted on February 21, 2019 by

The People’s pension has decided to distribute its profits to its people- its members. This is what you should do if you do not have shareholders. It is to be applauded! Without shareholders, 100% of the People’s Pension’s profits could … Continue reading →

Posted in advice gap, pensions | Tagged ,

How green is my workplace pension?

Posted on November 25, 2018 by

I hadn’t thought of Grant Thornton as thought leaders in pensions. On Friday I met with an old friend – Sandy Trust to talk about value for money. Well that’s what I thought we’d talk about- but Sandy –  canny … Continue reading →

Posted in actuaries, pensions | Tagged , , , , , , , | Leave a comment

Workplace pensions – value for money?

Posted on August 7, 2018 by

  This is the second of eight blogs answering the questions set out in the Work and Pension Select’s inquiry into transparency in pensions. The idea is that this blog, together with comments from anyone who chooses, will go to … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , , , | 6 Comments

Time for the master-trusts to show their investment mettle.

Posted on September 2, 2017 by

I have a problem with the accountability of master trusts for their investment outcomes. To my knowledge, only NEST (in Mark Fawcett) has an appointed individual responsible for the member’s investment outcomes. Other master trusts may have internal accountabilities, but … Continue reading →

Posted in pensions | Tagged , , , , , , , | 4 Comments

The past, present and future of Pensions #autoenrolment

Posted on May 6, 2017 by

On Wednesday , at 5pm , I’ll be explaining these slides at Accountex 2017 – a talk generously sponsored by the Chartered Institute of Payroll Professionals. It’s going to be a fun, provocative and I hope instructive talk and I’m … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , , , , , , , | Leave a comment

Pensions and the “Olympic bounce”.

Posted on January 7, 2017 by

Remember what it was like in the first half of 2012 – Britain was fed up and just as “austerity” was biting, we had the Olympics! We couldn’t afford it, it was a pre financial crisis, it would be disruptive, … Continue reading →

Posted in accountants, pensions | Tagged , , , | Leave a comment

2017 – a year when workplace pensions will grow up!

Posted on January 3, 2017 by

Restoring confidence in pensions 2017 has dawned on a different pension landscape . There are more than twice as many employers participating in workplace pensions as at any time in British history, the stock market is at an all-time high … Continue reading →

Posted in Fawlty Towers, pension playpen, pensions | Tagged , , , , , , , , , | Leave a comment

People’s Pension admits undisclosed charge-hike.

Posted on November 24, 2016 by

Last week I published an article “Power to the People”, calling on People’s pension to tell their members what their asset managers were charging for stock lending on trustee’s assets. People’s Pension has responded with a comment on that blog. … Continue reading →

Posted in pensions | Tagged , , , | 2 Comments

Power to the people (now we’re taking the risk).

Posted on November 17, 2016 by

  If the People’s Pension , is really the people’s pension, why aren’t the people who are members being told what they are paying for membership? For some months, I have been saying privately to the management and Trustees of … Continue reading →

Posted in advice gap, auto-enrolment, pensions | Tagged , , , , , , , , , | 2 Comments