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Tag Archives: Pot follows member
Pot consolidation doesn’t need alchemy – it needs common purpose and leadership
The case for Government intervention on “small pots” is made very well by Dirk Paterson It is indeed time for Government intervention, but the choices are many and each has its issues. The danger of relying on Government intervention … Continue reading
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Posted in now, pensions
Tagged Adrian Boulding, Dirk Paterson, Guy Opperman, Innovation, NOW, pensions, Pot follows member
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People’s Pension gets serious on small pots
The changes announced yesterday by People’s Pension and its parent B&CE are significant. It’s furloughing its sales team, battening down the hatches to new business It’s changing its charging structure, protecting itself against the ruinous impact of small deferred pots. … Continue reading
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The DC landscape – littered with small pots!
The Pensions Regulator has published its landscape of trust based Defined Contribution plans in the UK. It’s most easily viewed in this presentation. , If you have flipped through the ten slides, you will have missed the most interesting statistic in … Continue reading
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A blueprint for pension consolidation.
Yesterday I was reading the corporate accounts of MoneySupermaket.com. Last year, as well as generating nearly £400m of turnover and making over £100m in profit, MSM were given personal information by over half the UK adult population. 25m people volunteered … Continue reading
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Posted in pensions
Tagged Blueprint, pension, Pension consolidation, pension playpen, pension reform, pensions, Pot follows member
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Watch out for that land down under! Australia’s as confused as we are!
Australia is the land where the market never crashes. It is a nation of double digit compulsory pension contributors , of universal pension engagement and an example to us all. Well some of this is true, but if recent reports coming out of … Continue reading
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Posted in pensions
Tagged Andy Haldane, Australia, Clearing, pensions, Pot follows member, Super
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Whatever happened to “pot follows member”?
The Liberal pension spokesperson – the very shadowy Stephen Lloyd, has labelled the Conservative Government “incompetent” for shelving Steve Webb’s pot follows member initiative (which should have arrived in 2016). Guy Opperman, with the weight of the Government’s massive research … Continue reading
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Posted in pensions, steve webb
Tagged dc, Guy Opperman, pensions, Pot follows member, stephen lloyd, Steve Webb
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Portals for show, pensions for dough
The Pension Dashboard is under pressure. Having lost its sponsor, Simon Kirby MP in this summer’s election, early-day momentum is running out. The ABI are clearly fed up and are now calling for Government intervention if they are to … Continue reading
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Posted in pensions
Tagged ABI, dc, DWP, Evestor, Neyber, PASA, Pension Bee, pensions, Pot follows member, state pension
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Put the customer first – help the pot follow member
I have recently been passed the slides of the PLSA?ABI+++ workshop on creating a common way for pension pots to follow members. You can find them here. What a mess we are making of something so very simple! Here is … Continue reading
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Posted in accountants, actuaries, auto-enrolment, pensions
Tagged NEST, NOW Pensions, Origo, pensions, Pensions Bee, Pot follows member
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Pot follows member (unless we want to keep it where it is).
In a statement this week on the sluggish service standards of firms administrating our Defined Contribution occupational pension schemes, the PLSA concluded The median transfer time is 11 days, and although some are much longer1, this is principally due … Continue reading
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Posted in advice gap, pensions
Tagged Aegon, Origo, Pension Bee, PLSA, Pot follows member
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“Pot follows member”? Who are you kidding? Pension Bee blows the lid on DC transfers.
We’ve had fuss about how hard it is to move your bank account, we’ve had fuss about how hard it is to switch utility supplier, but how hard is it to merge your pension accounts so that your pot follows … Continue reading
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Posted in advice gap, pensions
Tagged conoslidation, Hargreaves Lansdown, Pension Bee, pension playpen, platform, Pot follows member, Transfer
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