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Tag Archives: Adrian Boulding
A Super-Haven for DC pots? – Adrian Boulding
I was genuinely excited to attend the Pension Playpen interview with Edi Truell. As well as his work on Superfunds as a Buy Out vehicle for old final salary schemes, which is of only tangential interest to me, Edi also … Continue reading
Posted in pensions
Tagged Adrian Boulding, CDC, decumulation, Edi Truell, Pension Superfund
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Is the VFM of a pension scheme best measured by contribution rates?
The PPI have been asked “What can other countries teach the UK about measuring Value for Money in pension schemes?” and asked by the Pensions Regulator. The answer is 55 pages long and involves a detailed analysis of the impact … Continue reading
Do you want to pay school fees for your pension?
In this article, I challenge the pension industry to consider its promise to those saving for retirement – implicit in the phrase of “a pension plan“. My challenge is “where is the planned pension?” In an interesting article on … Continue reading
The small pots working group find a progressive way to grasp the nettle
Almost as important as its findings, the constitution and delivery of the small schemes working group is an exciting foretaste of a new way of working for the DWP and its pension policy unit. The 86 page report that … Continue reading
Posted in pensions
Tagged Adrian Boulding, CIPP, Darren Smart, DWP, Payroll, small pots, stinging nettle
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Respect small pension pots, they simmer our dreams
I was lucky to be invited to listen to Chris Curry yesterday at a DWP convened meeting to think about the issues around small pots. Much of the information discussed was proprietary to the DWP so I can’t share the … Continue reading
Posted in pensions
Tagged Adrian Boulding, big-fat-pot, consolidation, DWP, Guy Opperman, small pots
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Could small pots be auto-enrolment’s lethal legacy?
50m at 2050 I spoke with Adrian Boulding last week on the issue of small pots. There are various estimates of the likely extent of the problem, the one I quote comes from DWP research which suggests that unless something … Continue reading
Pot consolidation doesn’t need alchemy – it needs common purpose and leadership
The case for Government intervention on “small pots” is made very well by Dirk Paterson It is indeed time for Government intervention, but the choices are many and each has its issues. The danger of relying on Government intervention … Continue reading
Posted in now, pensions
Tagged Adrian Boulding, Dirk Paterson, Guy Opperman, Innovation, NOW, pensions, Pot follows member
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The financing of DC
As anticipated (in blogging), yesterday’s article on CDC attracted some vitriol, not just from my friend Con Keating, but from the inter-web of things. The idea that a #cdc plan could smooth outcones by borrowing is a load of #bollocks … Continue reading
Posted in age wage, CDC, pensions
Tagged #bollocks, Adrian Boulding, CDC, dc, henry tapper, John Ralfe
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Trustees and transfers
Jo Cumbo’s article in Pensions Expert on contingent charging takes a dim view of trustee behaviour to date. Her idea that advice to stay in a DB scheme could be paid for by docking the original pension has got some … Continue reading
Posted in advice gap, pensions
Tagged Adrian Boulding, jo cumbo, pensions, Phil Yound, SJP, transfers, trustees
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Pension ages are equal – but some pensions are more equal than others!
A strange kind of pension equality Women are planning to work ten years longer than they’d originally supposed according to a Dunstan Thomas survey. “Austerity in Action” – Adrian Boulding calls it. Women don’t just seem less pensioned , … Continue reading
Posted in advice gap, auto-enrolment, pensions
Tagged Adrian Boulding, Equality, Pension Inequality, pensions, Ros Altmann
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