Tag Archives: Adrian Boulding

The small pots working group find a progressive way to grasp the nettle

Posted on December 19, 2020 by henry tapper

  Almost as important as its findings, the constitution and delivery of the small schemes working group is an exciting foretaste of a new way of working for the DWP and its pension policy unit.  The 86 page report that … Continue reading →

Posted in pensions | Tagged , , , , , , | Leave a comment

Respect small pension pots, they simmer our dreams

Posted on November 19, 2020 by henry tapper

I was lucky to be invited to listen to Chris Curry yesterday at a DWP convened meeting to think about the issues around small pots. Much of the information discussed was proprietary to the DWP so I can’t share the … Continue reading →

Posted in pensions | Tagged , , , , , | 1 Comment

Could small pots be auto-enrolment’s lethal legacy?

Posted on September 30, 2020 by henry tapper

50m at 2050 I spoke with Adrian Boulding last week on the issue of small pots. There are various estimates of the likely extent of the problem, the one I quote comes from DWP research which suggests that unless something … Continue reading →

Posted in advice gap, age wage | Tagged , , | Leave a comment

Pot consolidation doesn’t need alchemy – it needs common purpose and leadership

Posted on August 4, 2020 by henry tapper

  The case for Government intervention on “small pots” is made very well by Dirk Paterson It is indeed time for Government intervention, but the choices are many and each has its issues. The danger of relying on Government intervention … Continue reading →

Posted in now, pensions | Tagged , , , , , , | Leave a comment

The financing of DC

Posted on September 14, 2019 by henry tapper

As anticipated (in blogging), yesterday’s article on CDC attracted some vitriol, not just from my friend Con Keating, but from the inter-web of things. The idea that a #cdc plan could smooth outcones by borrowing is a load of #bollocks … Continue reading →

Posted in age wage, CDC, pensions | Tagged , , , , , | Leave a comment

Trustees and transfers

Posted on February 9, 2019 by henry tapper

Jo Cumbo’s article in Pensions Expert on contingent charging takes a dim view of trustee behaviour to date. Her idea that advice to stay in a DB scheme could be paid for by docking the original pension has got some … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , , | 3 Comments

Pension ages are equal – but some pensions are more equal than others!

Posted on November 6, 2018 by henry tapper

  A strange kind of pension equality Women are planning to work ten years longer than they’d originally supposed according to a Dunstan Thomas survey. “Austerity in Action” – Adrian Boulding calls it. Women don’t just seem less pensioned , … Continue reading →

Posted in advice gap, auto-enrolment, pensions | Tagged , , , , | Leave a comment

How GDPR helps us make sense of pensions!

Posted on October 13, 2018 by henry tapper

Adrian Boulding has written an excellent article about the new cost and charges disclosures. I will quote only the conclusion and urge you read the rest of it here. Can we hope to obtain full investment charges data onto a … Continue reading →

Posted in age wage, pensions | Tagged , , , , | 1 Comment

Aren’t Employer and Union’s interests aligned at USS?

Posted on October 2, 2017 by henry tapper

  Adrian Boulding has left a comment on yesterday’s blog that is rather better than the blog itself. As I am on the last day of my holiday in Paris, I will blog the comment and add a few thoughts … Continue reading →

Posted in advice gap, DWP, pensions | Tagged , , , , , , | 3 Comments

Extreme investment caution’s killing off final salary schemes – Boulding.

Posted on August 18, 2017 by henry tapper

  Extreme investment caution is killing off final salary pensions, believes Adrian Boulding – and, within that, there is a stark message too for the defined contribution saver. Adrian is a long time friend of this blog and I’m pleased … Continue reading →

Posted in pensions | Tagged , , , , , , | 5 Comments