Tag Archives: Adrian Boulding

Trustees and transfers

Posted on February 9, 2019 by

Jo Cumbo’s article in Pensions Expert on contingent charging takes a dim view of trustee behaviour to date. Her idea that advice to stay in a DB scheme could be paid for by docking the original pension has got some … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , , | 3 Comments

Pension ages are equal – but some pensions are more equal than others!

Posted on November 6, 2018 by

  A strange kind of pension equality Women are planning to work ten years longer than they’d originally supposed according to a Dunstan Thomas survey. “Austerity in Action” – Adrian Boulding calls it. Women don’t just seem less pensioned , … Continue reading →

Posted in advice gap, auto-enrolment, pensions | Tagged , , , , | Leave a comment

How GDPR helps us make sense of pensions!

Posted on October 13, 2018 by

Adrian Boulding has written an excellent article about the new cost and charges disclosures. I will quote only the conclusion and urge you read the rest of it here. Can we hope to obtain full investment charges data onto a … Continue reading →

Posted in age wage, pensions | Tagged , , , , | 1 Comment

Aren’t Employer and Union’s interests aligned at USS?

Posted on October 2, 2017 by

  Adrian Boulding has left a comment on yesterday’s blog that is rather better than the blog itself. As I am on the last day of my holiday in Paris, I will blog the comment and add a few thoughts … Continue reading →

Posted in advice gap, DWP, pensions | Tagged , , , , , , | 3 Comments

Extreme investment caution’s killing off final salary schemes – Boulding.

Posted on August 18, 2017 by

  Extreme investment caution is killing off final salary pensions, believes Adrian Boulding – and, within that, there is a stark message too for the defined contribution saver. Adrian is a long time friend of this blog and I’m pleased … Continue reading →

Posted in pensions | Tagged , , , , , , | 5 Comments

Why we don’t have health-based pension transfer values.

Posted on September 9, 2016 by

A Coleridge moment in the City I walked into a church at the bottom of Bow Street yesterday afternoon to have a cup of coffee. Slumped over his laptop, deep in thought, I saw a friend… He awoke from a statistical revery and stared … Continue reading →

Posted in pensions | Tagged , , , , , , , , , | 6 Comments

Crowd-sourcing a solution to the net-pay pension problem.

Posted on November 23, 2015 by

The people who are losing out on Government contributions into their workplace pensions because their schemes work on net pay rather than “relief at source” are oblivious of this problem, they serve coffee in Costa, work in nursing homes and … Continue reading →

Posted in auto-enrolment, Blogging, journalism, NEST, now, Payroll, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , | 2 Comments

FINANCIAL UNDERSTANDING – what one insurer’s doing to improve things.

Posted on March 18, 2015 by

A lot of people think that big financial institutions prey upon the ignorance of the public. Many have, many have treated their customers as seals to be clubbed on the beach. Part of the problem for insurers was that they … Continue reading →

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Opt-outs triggered by smartphones say Legal and General!

Posted on November 12, 2012 by

Speaking at a private conference for First Actuarial staff, Adrian Boulding said that Legal and General‘s clients were enthusiastic about their staging experience and he went on to suggest that members were much more ready to get information and transact digitally than his firm … Continue reading →

Posted in actuaries, auto-enrolment, corporate governance, dc pensions, de-risking, Facebook, First Actuarial, Management, NEST, Payroll, pension playpen, pensions, twitter | Tagged , , , , , , , , , , | 6 Comments