here’s what you’ve been saying
Tag Archives: Adrian Boulding
The small pots working group find a progressive way to grasp the nettle
Almost as important as its findings, the constitution and delivery of the small schemes working group is an exciting foretaste of a new way of working for the DWP and its pension policy unit. The 86 page report that … Continue reading
Posted in pensions
Tagged Adrian Boulding, CIPP, Darren Smart, DWP, Payroll, small pots, stinging nettle
Leave a comment
Respect small pension pots, they simmer our dreams
I was lucky to be invited to listen to Chris Curry yesterday at a DWP convened meeting to think about the issues around small pots. Much of the information discussed was proprietary to the DWP so I can’t share the … Continue reading
Posted in pensions
Tagged Adrian Boulding, big-fat-pot, consolidation, DWP, Guy Opperman, small pots
1 Comment
Could small pots be auto-enrolment’s lethal legacy?
50m at 2050 I spoke with Adrian Boulding last week on the issue of small pots. There are various estimates of the likely extent of the problem, the one I quote comes from DWP research which suggests that unless something … Continue reading
Pot consolidation doesn’t need alchemy – it needs common purpose and leadership
The case for Government intervention on “small pots” is made very well by Dirk Paterson It is indeed time for Government intervention, but the choices are many and each has its issues. The danger of relying on Government intervention … Continue reading
Posted in now, pensions
Tagged Adrian Boulding, Dirk Paterson, Guy Opperman, Innovation, NOW, pensions, Pot follows member
Leave a comment
The financing of DC
As anticipated (in blogging), yesterday’s article on CDC attracted some vitriol, not just from my friend Con Keating, but from the inter-web of things. The idea that a #cdc plan could smooth outcones by borrowing is a load of #bollocks … Continue reading
Posted in age wage, CDC, pensions
Tagged #bollocks, Adrian Boulding, CDC, dc, henry tapper, John Ralfe
Leave a comment
Trustees and transfers
Jo Cumbo’s article in Pensions Expert on contingent charging takes a dim view of trustee behaviour to date. Her idea that advice to stay in a DB scheme could be paid for by docking the original pension has got some … Continue reading
Posted in advice gap, pensions
Tagged Adrian Boulding, jo cumbo, pensions, Phil Yound, SJP, transfers, trustees
3 Comments
Pension ages are equal – but some pensions are more equal than others!
A strange kind of pension equality Women are planning to work ten years longer than they’d originally supposed according to a Dunstan Thomas survey. “Austerity in Action” – Adrian Boulding calls it. Women don’t just seem less pensioned , … Continue reading
Posted in advice gap, auto-enrolment, pensions
Tagged Adrian Boulding, Equality, Pension Inequality, pensions, Ros Altmann
Leave a comment
How GDPR helps us make sense of pensions!
Adrian Boulding has written an excellent article about the new cost and charges disclosures. I will quote only the conclusion and urge you read the rest of it here. Can we hope to obtain full investment charges data onto a … Continue reading
Aren’t Employer and Union’s interests aligned at USS?
Adrian Boulding has left a comment on yesterday’s blog that is rather better than the blog itself. As I am on the last day of my holiday in Paris, I will blog the comment and add a few thoughts … Continue reading
Posted in advice gap, DWP, pensions
Tagged Adrian Boulding, Bill Galvin, ft, pensions, UCU, Universities UK, USS
3 Comments
Extreme investment caution’s killing off final salary schemes – Boulding.
Extreme investment caution is killing off final salary pensions, believes Adrian Boulding – and, within that, there is a stark message too for the defined contribution saver. Adrian is a long time friend of this blog and I’m pleased … Continue reading
Posted in pensions
Tagged Adrian Boulding, DB, defined benefit, Dunstan Thomas, final salary, pensions, Retirement
5 Comments
