Tag Archives: Retirement

2022 action plan for pensions

2022 has dawned rosy! There is optimism that the worst of the pandemic is behind us. Cases are at an all time high but we are building immunity through vaccinations Though many will find it harder to save as real … Continue reading

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Are we defaulting people into retirement heaven or retirement hell?

Two tweets dominated my social media yesterday. The first was from Alistair McQueen  which drew excited comment for suggesting that we had lost the link between retirement and pension. No one is suggesting that you should, Henry, or that people … Continue reading

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300 new tickets issued for Friday’s VFM conference – register here.

We have been able to increase our Zoom capacity from 200 to 500, to allow a much wider audience. Following the publication of their findings on what members of workplace pensions want to know, Ruston Smith and Janette Weir will … Continue reading

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How to balance freedom and investor protection? Disclose the downside.

How to balance freedom and investor protection? Disclose the downside https://t.co/EzHL8QsA4I — Josephine Cumbo (@JosephineCumbo) September 13, 2021 In my view, the best course of action is to protect the money that the investors can least afford to lose and … Continue reading

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When is Nest going to become a pension scheme?

Michael Clark, as usual is on the money Nest sees CDC-style offering as ‘potential option’ for retirees https://t.co/6dMlEDDrwV Well it’s a start. CDC is a very real option and should be seen as such by other DC schemes/master trusts — … Continue reading

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The devil is in these pension increases

Yesterday I was writing about the need to be pragmatic about the indexation of our pensions. Today I read in the FT that the calculation rules for the triple lock mean that pensioners could be in for an 8% rise … Continue reading

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Want to know more about pension scheme consolidation?

If you are interested in the dynamics of the retirement savings market , you may want to spend some or all of next  Thursday  afternoon (17th June) at a pension master class I am helping to organise. For those who … Continue reading

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Sorting the Pension Gender Gap needs more than a nudge

  I’ve turned back to the research done by State Street and People’s Pension on the pension adequacy. The report came out a while ago and it’s not had the attention it needs or deserves, you can read it here. … Continue reading

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24 hours to save pensions from Treasury nutters

  We have known some time that the minimum age at which most people can access their pension savings will be moving from 55 to 57 and will probably be pushed back again as life expectancy continues its remorseless progress. … Continue reading

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Has lifestyling worked? Who knows?

Who knows! Lifestyling – (sometimes called “life-cycling”) in DC pensions means adjusting the asset allocation of a pension pot to meet changing circumstances as people prepare to crystallise their pension pot(s). A crystallisation is a transaction which sees an encashment … Continue reading

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