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Tag Archives: Retirement
Sorting the Pension Gender Gap needs more than a nudge
I’ve turned back to the research done by State Street and People’s Pension on the pension adequacy. The report came out a while ago and it’s not had the attention it needs or deserves, you can read it here. … Continue reading
Posted in pensions
Tagged annuity, CDC, Employment, gender, Inequality, Pay, pension, pension gap, Pensions, Peoples Pension, Retirement, women
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24 hours to save pensions from Treasury nutters
We have known some time that the minimum age at which most people can access their pension savings will be moving from 55 to 57 and will probably be pushed back again as life expectancy continues its remorseless progress. … Continue reading
Has lifestyling worked? Who knows?
Who knows! Lifestyling – (sometimes called “life-cycling”) in DC pensions means adjusting the asset allocation of a pension pot to meet changing circumstances as people prepare to crystallise their pension pot(s). A crystallisation is a transaction which sees an encashment … Continue reading
Posted in pensions
Tagged advice, Business and Economy, CDC, Census, dc pensions, de-risking, Financial services, pension, Pension new, Pensions, Retirement, Who knows
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If we have to take advice – pensions have failed
I have been in furious correspondence over the weekend with a friend , over one of the key words in today’s pension lexicon “engagement“. There is a strongly held opinion by many in pensions that we should require people to … Continue reading
Posted in pensions
Tagged Business, DWP, ESG, Financial services, pension, Pension new, Pensions, Retirement
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Is the public too “common” for Value For Money
I got this mail this morning from a friend who thinks very deeply about private pensions and how we can organize them to help ourselves to better retirement (while ensuring they are invested for common good). We’ve been talking … Continue reading
Posted in pensions
Tagged Business, dc pensions, DWP, Financial services, Government, pension, Pension new, Pensions, Retirement
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How will history remember the Pension Schemes Act 2021?
The Pension Schemes Bill received Royal Assent last week and is now enacted. Though assent is a formality, it draws the line in the sand. “What is changing” is now “what has changed” and the work of Guy Opperman … Continue reading
Posted in pensions
Tagged CDC, DWP, Government, Guy Opperman, Pension new, Pension schemes Act, Pensions, Retirement, Ros Altmann, Steve Webb, TCFD, TPR
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“The best use of our resources”
This article is from Dave Brooks ( @pensionsdave) ,Technical Director at Broadstone. It was originally published here. It is a good contribution to the debate which has raged on this blog. The trickiest balancing act that The Pensions Regulator … Continue reading
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Tagged Broadstone, de-risking, DWP, Pension Regulator, Pensions, Retirement, TPR
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Nest sees strong saving through the pandemic – why not?
A tricky course to navigate. Whatever is written about pension saving over the past 12 months needs to written in pencil, with the option to rub-out and replace where offence is incurred. That’s because generalizations about people’s capacity to save … Continue reading
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Tagged auto enrolment, Business, Business and Economy, DWP, Financial services, NEST, Pandemic, pension, pension saving, Pensions, Retirement
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Do we retire when we lose the will to innovate? – a provocative blog by Maarten Ectors
This blog is by Maarten Ectors who writes as Chief Innovation Officer at Legal & General. As someone who could (some would say “should”) retire, I find his comments energizing and his final sentence the best incentive to innovate I’ve … Continue reading
Posted in innovation
Tagged apps, Innovation, innovation index, IT, L&G, Maarten Ectors, Retirement
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Consumers mustn’t pay to clean up the FCA’s mess.
This is a post from Gina Miller on Linked in. It poses a question about accountability The Gloster Report into #LCF is a damning indictment of failures at the FCA – Whilst my blood boils on behalf of millions of victims … Continue reading
