Tag Archives: Retirement

Adding life to our years, not just years to our lives.

Posted on March 1, 2020 by

  “What all of us want, as we age, is to add life to our years, rather than just years to life. An extended middle age is not unique to US politicians. It should be available to everyone — and … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , , | Leave a comment

Retirement’s also about debt

Posted on January 24, 2020 by

If you look at the Trustee board for StepChange, Britain’s largest charity dealing with the impact of debt, you will see three people familiar to the pension community Sue Lewis (right) – now a trustee of People’s Pension and formerly … Continue reading →

Posted in age wage, pensions | Tagged , , , , , | Leave a comment

Why a new pensions commission would fail

Posted on January 18, 2020 by

There’s a call from our current pensions minister to set up another pension commission like we had fifteen years ago.  That commission was a success as it resulted in progressive policies like auto-enrolment and made us sit up and think … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , , , | Leave a comment

Some home-truths about our pensions.

Posted on January 4, 2020 by

When asked “have you got a pension”, most people now say yes. That’s because most people (not all) who are in workplace pensions see the amount paid into a savings account as a payroll deduction that says “pension”. There are … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , , | 2 Comments

Can we really afford to retire?

Posted on December 6, 2019 by

That’s the question Michael Buerk has been asking those tuning into the second episode of Channel 5’s documentary on our retirement planning. 1.5m of us are working beyond the retirement age with 90% reliant on state benefits alone. One in … Continue reading →

Posted in pensions | Tagged , , , , , | 6 Comments

Is a retirement pot a retirement plan?

Posted on October 12, 2019 by

Jo Cumbo’s public resolution – as part of national financial planning week – to adopt a plan for her retirement – was as brave as it was sensible. How many of us have worked out a strategy for the “what … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , | 5 Comments

Is there wisdom in saving?

Posted on September 2, 2019 by

Thanks to Dave Thompson who sent me this random picture, presumably with a hope of an answer! I suspect its a teaser for Pensions Awareness Day – which is now just a fortnight away! Well here goes Dave, I’m going … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , , | 1 Comment

It’s not pensions that are scary – it’s “search”!

Posted on August 16, 2019 by

I’ve been quoted in @OscarWGrut‘s latest investigation on how Google is STILL allowing high-risk bonds to be flogged in searches for savings deals, despite recent scandals. It’s time for Google to take its duty of care to consumers seriously. Read … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , | Leave a comment

The choices Hobson gives us at retirement

Posted on July 28, 2019 by

  I’ve been thinking about my options with my DC pension pot. Do I continue to want my money exposed to market risk , do I take an annuity rate depressed by quantitative easing or do I sit on a … Continue reading →

Posted in pensions | Tagged , , , , , | 8 Comments

“Your retirement salary” – the pension best seller.

Posted on April 28, 2019 by

How to use your lifetime of pension savings to pay yourself an income in your retirement   Richard Dyson & Richard Evans, the Daily Telegraph’s senior personal finance journalists, have written a book. I like the title “Your retirement salary” … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , | Leave a comment