Tag Archives: Retirement

When is Nest going to become a pension scheme?

Michael Clark, as usual is on the money Nest sees CDC-style offering as ‘potential option’ for retirees https://t.co/6dMlEDDrwV Well it’s a start. CDC is a very real option and should be seen as such by other DC schemes/master trusts — … Continue reading

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The devil is in these pension increases

Yesterday I was writing about the need to be pragmatic about the indexation of our pensions. Today I read in the FT that the calculation rules for the triple lock mean that pensioners could be in for an 8% rise … Continue reading

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Want to know more about pension scheme consolidation?

If you are interested in the dynamics of the retirement savings market , you may want to spend some or all of next  Thursday  afternoon (17th June) at a pension master class I am helping to organise. For those who … Continue reading

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Sorting the Pension Gender Gap needs more than a nudge

  I’ve turned back to the research done by State Street and People’s Pension on the pension adequacy. The report came out a while ago and it’s not had the attention it needs or deserves, you can read it here. … Continue reading

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24 hours to save pensions from Treasury nutters

  We have known some time that the minimum age at which most people can access their pension savings will be moving from 55 to 57 and will probably be pushed back again as life expectancy continues its remorseless progress. … Continue reading

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Has lifestyling worked? Who knows?

Who knows! Lifestyling – (sometimes called “life-cycling”) in DC pensions means adjusting the asset allocation of a pension pot to meet changing circumstances as people prepare to crystallise their pension pot(s). A crystallisation is a transaction which sees an encashment … Continue reading

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If we have to take advice – pensions have failed

I have been in furious correspondence over the weekend with a friend , over one of the key words in today’s pension lexicon “engagement“. There is a strongly held opinion by many in pensions that we should require people to … Continue reading

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Is the public too “common” for Value For Money

  I got this mail this morning from a friend who thinks very deeply about private pensions and how we can organize them to help ourselves to better retirement (while ensuring they are invested for common good). We’ve been talking … Continue reading

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How will history remember the Pension Schemes Act 2021?

  The Pension Schemes Bill received Royal Assent last week and is now enacted. Though assent is a formality, it draws the line in the sand. “What is changing”  is now “what has changed” and the work of Guy Opperman … Continue reading

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“The best use of our resources”

  This article is from Dave Brooks ( @pensionsdave) ,Technical Director at Broadstone. It was originally published here. It is a good contribution to the debate which has raged on this blog.  The trickiest balancing act that The Pensions Regulator … Continue reading

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