here’s what you’ve been saying
Richard Bryan on The Gravy train is still at th… Dr Robin Rowles on “Pension experts”… henry tapper on The Gravy train is still at th… George Kirrin on The Gravy train is still at th… Adrian Boulding on Auto-enrolment; a national exe… Laurie Edmans on Auto-enrolment; a national exe… henry tapper on Pensions that make you want to… henry tapper on Pensions that make you want to… Ralph Frank on Pensions that make you want to… alan chaplin on Pensions that make you want to… Mike on Pensions that make you want to… henry tapper on Shaking up pensions with … DaveC on Managing and enjoying our link… alan chaplin on Shaking up pensions with … Mark Scantlebury on Shaking up pensions with …
Tag Archives: Retirement
A common solution to the “retirement savings challenge”.
I recently published Con Keating’s thoughts on why the “at retirement” decision is to complex. It is indeed the nastiest, hardest problem in finance. The blog prompted my old friend Sandy Trust to point us to the paper he … Continue reading
Posted in CDC, pensions
Tagged CDC, Con Keating, Grant Thornton, Neo-liberalism, pensions, Retirement
Leave a comment
Who cares? And how do we pay them?
News that the Government is mulling a new Care ISA – to be funded from retirement savings will be greeted with joy within the bubble and indifference from the vase majority of people who do not plan for the consequences … Continue reading
Posted in pensions
Tagged CARE, Care-free, Care-ISA, ISA, pension, Retirement, Sarah Wollaston
6 Comments
Prudential’s IGC get it right – a model Chair report.
To understand why the Prudential’s IGC reports are so good, you need to go to first principals and read the opening paragraphs of their value for money definition (oddly sitting on p40 of the report) The IGC’s approach to VfM … Continue reading
Posted in IGC, pensions
Tagged IGC, John Nestor, Laurence Churchill, pensions, Prudential, Prufund, Retirement, workplace pension
Leave a comment
Don’t blame advisers for non-advised drawdown!
“Savers accessing the burgeoning non-advised drawdown market are failing to engage with information, investing in unsuitable investments and risking running out of money in retirement, an FCA probe has found”. – John Greenwood – Corporate Adviser. You can read the … Continue reading
Posted in advice gap, pensions
Tagged CDC, FCA, inheirtable, pension, pensions, Retirement, retirment incomes, Wealth
1 Comment
Beyond the workplace – managing our pension saving legacy.
The FCA are consulting on the £400bn of pension assets that are not in workplace pensions. Implicit in the consultation is a desire to help those who depend on them in retirement to maximise these savings. The savings are … Continue reading
Posted in pensions
Tagged CDC, Metro Bank, pensions, Retirement, stakeholder pensions, Value for Money, workplace Pensions
2 Comments
Smoke, mirrors and bogus objections; an acerbic blog from Con Keating
For their own reasons, usually venal, objectors to the implementation of collective defined contribution have managed to surround the concept with a fog of obfuscation and confusion. This has only been possible because of one of the great strengths of … Continue reading
Why insurance isn’t always right.
This is an article in preparation for publication; thoughts on it, especially from insurers would be very welcome. In it, I argue that insured solutions are not always right for us – in our retirement savings and that insurance companies … Continue reading
The FCA can excel; the “non-workplace pension” paper’s a model of its kind
Henry Tapper and Pension PlayPen response to FCA’s paper DP18/1 Effective competition in non-workplace pensions This is the response of Henry Tapper and the Pension PlayPen. It is not a response on behalf of any other organisation that Henry Tapper … Continue reading
Opting back into a pension scheme?!?
One of the uses of a CDC scheme could be to allow people who have opted out of a DB plan – to opt back into a scheme which pays them a wage for life – albeit one that isn’t … Continue reading
Posted in advice gap, auto-enrolment, CDC, pensions
Tagged BSPS, CARE, CDC, NHS, Old age, pension, pensions, Retirement, tata, Wage for life
Leave a comment
There are no rats and the ship is not sinking (a message for BSPS members)
Thanks to the moderators of the BSPS Facebook groups for access and to the poll’s author for permission to publish. This is a very worrying post from a BSPS member. The poll is recent and is the only data I … Continue reading
