Tag Archives: Retirement

You’re a success – SJP will work for you ; and here’s more thoughts for those who can’t afford advice.

First an excellent paper from SJP. If you’re reading this I’m guessing you like SJP, so do I. I had a chance to work there when it started and I said “no” it was a mistake. Then some thoughts for … Continue reading

Posted in pensions | Tagged , , , , , , , | Leave a comment

Unions – what’s happening with pensions? Neil Walsh explains CDC’s impact on Prospect – 10.30 this morning

This from the Government on “The future of CDC” The initial impetus for CDC has come from a large employer and a major trade union seeking an alternative pension model. But establishing CDC schemes opens the possibility of more diverse … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , | Leave a comment

Hymans Robertson speak to employers who care about those who need a workplace pension

What it’s like to not have the money coming in to pay the bills. I’m with Andy Young and Lauren Branney in these comments. At either end of a career as actuaries they have a common interest in financial comfort … Continue reading

Posted in pensions | Tagged , , , , , | 1 Comment

Tomorrow ; progress from DC to CDC with the unions! Invitation inside!

I’m very pleased that we have Neil Walsh of Prospect at the Pension PlayPen at 10.30 am tomorrow (Tuesday 21st July). We will discuss how unions are getting to grips with CDC as a way forward to what are currently … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , | 3 Comments

Come and debate the future of DC with the Prospect union.

We will discuss how unions are getting to grips with CDC as a way forward to what are currently DC workplace pensions. The event is at 10.30 am on Tuesday 21st July. You can get into the meeting on this … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , | Leave a comment

The Treasury has opened up new seams of fees for pension advisers and consultants.

I’m sorry Jason, I don’t think your observation is any more valid than the money in the photo, it may be money but no one else observes it. Here’s what benefit consultants have got on their mind For decades savers … Continue reading

Posted in pensions | Tagged , , , , , , , , | 1 Comment

So how do we manage if the value of our house isn’t going up?

I will start with a post and article from the very good Times stalwart David Byers In the old days, your suspicion that your future pension wasn’t what it ought to be wasn’t a major worry. The house would help … Continue reading

Posted in pensions | Tagged , , , , , , , , , | Leave a comment

How do unions feel about CDC?

What we were used to – no longer available to  workers in the private sector Since the collapse of Defined Benefit pensions first for new joiners and soon after for further accrual by those already members, the unions have fallen … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , | Leave a comment

DWP find that like Andy Haldane, we can’t make “the remotest sense of pensions”.

My conclusion from reading Corporate Advisers report on DWP’s latest research is that the happiest of retiring savers today  are being paid a defined benefit. The happiest in future will come from those  who are on their way  to a … Continue reading

Posted in pensions | Tagged , , , , , | 2 Comments

Things can only get better: for pensions – and for Britain too!

  Over the weekend, I have had a number of conversations with friends who find the proposition from Andy Haldane that this Government incentivises “effective investment” into the UK with home-bias taxation. I know that we have not heard the … Continue reading

Posted in pensions | Tagged , , , , , , , , , , | 5 Comments