Tag Archives: Retirement

Don’t get caught by “lifestyling” – think about annuitizing your pension pot – says Claer Barrett

I’m not an advocate of DC options in the long term but I have a lot of time for Claer Barret and her advice for the wealthy readers of the Financial Times. There are other things that a Chancellor could … Continue reading

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Callum Stewart joins the queue wanting a change of name for CDC.

This is not having a go at Callum Stewart, quite the opposite, I am in the queue somewhere myself! What’s going on when people talk names (nomenclature if you’re posh) is to try to compress thinking into a word or … Continue reading

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Dismay the marginalised lose trust in retirement saving – a Cambridge University study

  This study tells us something we perhaps feel inside, that giving us the freedom to get out of saving retirement doesn’t make retirement very good. Here’s the abstract Both insufficient saving and early withdrawal of retirement savings jeopardize financial … Continue reading

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Retirement CDC – a long wait for something you can have now!

I like Johan Kriek, he asks difficult questions of Collective Pensions (CDC) and sometimes I agree. This is one of those times, I was the one of the people who responded to the Retirement Consultation that closed in 2025. I … Continue reading

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Threescore years and ten; 70’s now the age to retire , not to die!

There’s a murmuring doing the rounds  mocking those of my generation (mid 60’s) who cannot stop working but who know their children wish they would. They result in  announcement of a career end. But these retirement announcements always promise another … Continue reading

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Brian Henderson’s Retirement Value Scorecard – for the smart and smart advisers.

Yesterday I published Brian Henderson’s brilliant thoughts on Value for Money as a way of helping individuals determine for themselves what is their best way forward at retirement. He converts the current VFM assessments to a tool known as Retirement … Continue reading

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Paying rent with retirement wages.

The PPI and the Pensions Commission  need to find solutions to the problems they have uncovered. After reading the 37 pages of this report (thanks for the prompt Ben Leadbetter) , I am  even more convinced that solutions do not … Continue reading

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Pay, care and housing – problems for all generations; here’s Haldane on building houses.

Is Andy Haldane speaking here for Government? I hope he is. He’;s rumoured to be  influential in No 11 Downing Street and the Chancellor has a big job sorting out a  strategy to tackle housing. Care and our wage in … Continue reading

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You’re a success – SJP will work for you ; and here’s more thoughts for those who can’t afford advice.

First an excellent paper from SJP. If you’re reading this I’m guessing you like SJP, so do I. I had a chance to work there when it started and I said “no” it was a mistake. Then some thoughts for … Continue reading

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Unions – what’s happening with pensions? Neil Walsh explains CDC’s impact on Prospect – 10.30 this morning

This from the Government on “The future of CDC” The initial impetus for CDC has come from a large employer and a major trade union seeking an alternative pension model. But establishing CDC schemes opens the possibility of more diverse … Continue reading

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