here’s what you’ve been saying
Adrian Boulding on Thanks everyone – AgeWag… George Kirrin on Pensions aren’t perks… Phil Castle on CDC; the same – just bet… henry tapper on CDC; the same – just bet… Phil Castle on CDC; the same – just bet… Robert on Why can’t we talk about… JHA on Why can’t we talk about… DC on Why are women’s pensions… Stephen Tiley on Low-paid public sector workers… Robert on Why can’t we talk about… Bob Ward on Low-paid public sector workers… DC on Why can’t we talk about… Neil Carbarns on Low-paid public sector workers… JHA on Why can’t we talk about… Eavestile on Why are women’s pensions…
Tag Archives: Retirement
Not all recycling’s in the public interest!
A lot of people are confused about taking money out of their pensions and the pensions industry isn’t being very helpful in encouraging people to have their money back (funny that!). So when I read a headline in the Financial … Continue reading
Share this:
Posted in Debt, pensions
Tagged Financial Times, ft, pensions, recycling, Retirement, Saving, unilever
2 Comments
A common solution to the “retirement savings challenge”.
I recently published Con Keating’s thoughts on why the “at retirement” decision is to complex. It is indeed the nastiest, hardest problem in finance. The blog prompted my old friend Sandy Trust to point us to the paper he … Continue reading
Share this:
Posted in CDC, pensions
Tagged CDC, Con Keating, Grant Thornton, Neo-liberalism, pensions, Retirement
Leave a comment
Who cares? And how do we pay them?
News that the Government is mulling a new Care ISA – to be funded from retirement savings will be greeted with joy within the bubble and indifference from the vase majority of people who do not plan for the consequences … Continue reading
Share this:
Posted in pensions
Tagged CARE, Care-free, Care-ISA, ISA, pension, Retirement, Sarah Wollaston
6 Comments
Prudential’s IGC get it right – a model Chair report.
To understand why the Prudential’s IGC reports are so good, you need to go to first principals and read the opening paragraphs of their value for money definition (oddly sitting on p40 of the report) The IGC’s approach to VfM … Continue reading
Share this:
Posted in IGC, pensions
Tagged IGC, John Nestor, Laurence Churchill, pensions, Prudential, Prufund, Retirement, workplace pension
Leave a comment
Don’t blame advisers for non-advised drawdown!
“Savers accessing the burgeoning non-advised drawdown market are failing to engage with information, investing in unsuitable investments and risking running out of money in retirement, an FCA probe has found”. – John Greenwood – Corporate Adviser. You can read the … Continue reading
Share this:
Posted in advice gap, pensions
Tagged CDC, FCA, inheirtable, pension, pensions, Retirement, retirment incomes, Wealth
1 Comment
Beyond the workplace – managing our pension saving legacy.
The FCA are consulting on the £400bn of pension assets that are not in workplace pensions. Implicit in the consultation is a desire to help those who depend on them in retirement to maximise these savings. The savings are … Continue reading
Share this:
Posted in pensions
Tagged CDC, Metro Bank, pensions, Retirement, stakeholder pensions, Value for Money, workplace Pensions
2 Comments
Smoke, mirrors and bogus objections; an acerbic blog from Con Keating
For their own reasons, usually venal, objectors to the implementation of collective defined contribution have managed to surround the concept with a fog of obfuscation and confusion. This has only been possible because of one of the great strengths of … Continue reading
Share this:
Why insurance isn’t always right.
This is an article in preparation for publication; thoughts on it, especially from insurers would be very welcome. In it, I argue that insured solutions are not always right for us – in our retirement savings and that insurance companies … Continue reading
Share this:
The FCA can excel; the “non-workplace pension” paper’s a model of its kind
Henry Tapper and Pension PlayPen response to FCA’s paper DP18/1 Effective competition in non-workplace pensions This is the response of Henry Tapper and the Pension PlayPen. It is not a response on behalf of any other organisation that Henry Tapper … Continue reading
Share this:
Opting back into a pension scheme?!?
One of the uses of a CDC scheme could be to allow people who have opted out of a DB plan – to opt back into a scheme which pays them a wage for life – albeit one that isn’t … Continue reading
Share this:
Posted in advice gap, auto-enrolment, CDC, pensions
Tagged BSPS, CARE, CDC, NHS, Old age, pension, pensions, Retirement, tata, Wage for life
Leave a comment
