Tag Archives: Retirement

Is TPR waking up to VFM? Isn’t it the pension we’ll be defaulted into buying?

Posted on October 6, 2026 by henry tapper

Emma Douglas needs to extend TPR’s VFM thinking to the pensions offered by default. She’s getting there. Continue reading →

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Royal London’s IGC report – a brave document.

Posted on October 4, 2026 by henry tapper

Thanks to Colin Stewart , Chair of Royal London’s Independent Governance Committee. These reports have been running since 2016 so this is the 10th anniversary and the 11th time I’ve reported on Royal London. This is an excellent report (though … Continue reading →

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Glyn Bradley objects to DC pensions selling a “falling income product”

Posted on September 30, 2026 by henry tapper

Time to get real: building guided retirement in a world with inflation – the thoughts of Glyn Bradley Continue reading →

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Things not many pension consultants will advertise

Posted on September 29, 2026 by henry tapper

It is a timely reminder that good retirement outcomes may depend less on creating more options and more on making well-designed decisions on members’ behalf. Continue reading →

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Pension people- lets elevate our thinking to ‘consumer level’

Posted on September 25, 2026 by henry tapper

To state the bleeding obvious, we should be offering consumers a better retirement income  forecast than we do today. Continue reading →

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De-risking a DC pot with “lifestyle” has no place as default for those still saving.

Posted on September 24, 2026 by henry tapper

Stephen Thomas is a professional thinker. He has no reason to hold back and he doesn’t. Glidepaths and de-risking have no place (for him) for people in their fifties and sixties. Continue reading →

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Will CDC challenge DC workplace as the employer’s choice?

Posted on September 22, 2026 by henry tapper

I read with great interest the Professional Pensions “Buzz ” results that asked this question and found a different  result that I would have expected this time last year! Continue reading →

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“My pension offer” – explaining CDC to a confused sceptic 12 years ago!

Posted on September 21, 2026 by henry tapper

This is a blog I published 12 years ago on 28th September 2014. It is now 12 years old and shows that the debate has been broadly the same for some time! Continue reading →

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The VFM 2, LCP partners and Brian Henderson;- 3 visions for retirement! The 4th’s from employers and unions – to come!

Posted on September 9, 2026 by henry tapper

Having been fairly stuck in driving forwards a pension solution (a collective pension)  for the past few weeks, I took an afternoon with the foot off the accelerator peddle to consider three discussions of the state of pension. The first … Continue reading →

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Don’t get caught by “lifestyling” – think about annuitizing your pension pot – says Claer Barrett

Posted on September 7, 2026 by henry tapper

I’m not an advocate of DC options in the long term but I have a lot of time for Claer Barret and her advice for the wealthy readers of the Financial Times. There are other things that a Chancellor could … Continue reading →

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