Tag Archives: dc pensions

De-risking a DC pot with “lifestyle” has no place as default for those still saving.

Posted on September 24, 2026 by henry tapper

Stephen Thomas is a professional thinker. He has no reason to hold back and he doesn’t. Glidepaths and de-risking have no place (for him) for people in their fifties and sixties. Continue reading →

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The Treasury has opened up new seams of fees for pension advisers and consultants.

Posted on July 17, 2026 by henry tapper

I’m sorry Jason, I don’t think your observation is any more valid than the money in the photo, it may be money but no one else observes it. Here’s what benefit consultants have got on their mind For decades savers … Continue reading →

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Things can only get better: for pensions – and for Britain too!

Posted on June 29, 2026 by henry tapper

  Over the weekend, I have had a number of conversations with friends who find the proposition from Andy Haldane that this Government incentivises “effective investment” into the UK with home-bias taxation. I know that we have not heard the … Continue reading →

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People cease to matter to insurers in this merry-go-round of ownership

Posted on May 29, 2026 by henry tapper

No one has written the definitive  history of life insurance over the past 50 years, but Gordon Aitken has a good go. There are of course part of the pictures he cannot touch. Wealth management was initialled by Abbey Life … Continue reading →

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TPR’s vision of a future DB market including buy-outs, superfunds and schemes just carrying on

Posted on March 5, 2026 by henry tapper

The Pensions Regulator (TPR) has encouraged trustees and employers to actively consider their defined benefit (DB) scheme endgame strategies, as a “step change” in funding levels is transforming the DB landscape. Publishing its first DB universe projection model report, TPR said … Continue reading →

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Why are investment trusts excluded from the Pension Schemes Bill?

Posted on December 19, 2025 by henry tapper

William MacLeod Speaking in the House of Lords today during the Pensions Schemes Bill second reading both Baroness Ros Altmann and Baroness Sharon Bowles , asked a very simple question: Why have listed investment companies been excluded from the Bill? … Continue reading →

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The pension industry will leave it till 2029 , hoping CDC fails

Posted on December 10, 2025 by henry tapper

In focus: Green light for retirement-only CDC Minister for pensions Torsten Bell says: “Too often people approaching retirement are left navigating complex choices and shoulder risks they shouldn’t have to face alone. By expanding CDC to more employers and consulting … Continue reading →

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A man and a woman making sense of investment for retirement

Posted on December 10, 2025 by henry tapper

I wish I’d put it as well as this man has I’d wish I’d put it as well as this woman has UK businesses are facing many headwinds, but revitalising economic growth can help them overcome barriers to successful expansion. … Continue reading →

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At last a plan for all pension schemes to pay pensions.

Posted on October 31, 2025 by henry tapper

The shot is of Terry Pullinger speaking at a First Actuarial Conference many years ago. He , one company (Royal Mail),  and a few enlightened advisers got CDC going. This blog is a reminder of where what we are enjoying … Continue reading →

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Empathy not sympathy with wanting “cash now pension later”!

Posted on October 9, 2025 by henry tapper

My normal readership on Linked in is 40,000. Tom McPhail added nearly 5,000 to the number. It’s great that Tom can write in a way that gets people reading but I suspect that when that subtle grin appears upon that … Continue reading →

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