Tag Archives: dc pensions

“The best way forward or the NEST way forward?”


If you are an employer and you have made a decision, there is no liability—that is clear in the legislation. If you have decided to go with NEST rather than NOW: or People’s, there is no liability that can fall … Continue reading

Posted in accountants, auto-enrolment, NEST, now, pensions, Personal Accounts | Tagged , , , , , , , , , , , , , , | 2 Comments

The new politics of pensions


  What has leaving the European Union some time in 2019 have to do with four new Ministers at the DWP and as many at the Treasury?   We currently have no shadow pension minister, Angela Rayner who became shadow … Continue reading

Posted in pensions | Tagged , , , , , , , , , , | 2 Comments

From frustration to disruption – how SMEs prosper!


Over the weekend I got a passionate note from a regular correspondent. Here it is – with the target of his frustration omitted! The concept of a TPA being paid twice is very common. The main culprit is Cxxxxx They have … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , | Leave a comment

“PENTECH” slashes the cost of pension advice


Over the weekend I heard a mortgage broker talk about automated mortgage underwriting as “mortech” and as Investec grabbed the technology high ground some years ago, I’m going to lay claim to “PENTECH” for http://www.pensionplaypen.com. I’m proud that what was … Continue reading

Posted in pension playpen, pensions, social media | Tagged , , , , , , , , , , , , , , , | Leave a comment

“Help to save accounts”- crumbs for the poor.


  The Government is planning (according to the BBC) to spend £70m of tax-payers money incentivising those who are not in work (but trying to get a job) to build up an emergency kitty. These savings will be held in “help … Continue reading

Posted in pensions, Treasury | Tagged , , , , , , , , , | 3 Comments

Pensions need to be sold for the sausage not the sizzle.


A great observation from Steve Groves, CEO of partnership this morning. @henryhtapper @tcfDAN @clivewaller healthy people were buying to early. Lie expectancy increased 10yrs and annuitisation age didn't move… — steve_g@partnership (@Sjg3G) January 12, 2016 By “buying” Steve means “buying … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

“Confusion rife!” and not just over the new state pension.


The DWP Select Committee has published its report “Understanding the New State Pension” this morning. The accompanying Press release calls for clear statements of entitlement while stopping short of calling for changes to those entitlements. The Work and Pensions Committee’s … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , | 1 Comment

Aren’t we our century’s spoiled brats?


Another year,another sensational headline from your “pension puncturing” Daily Express. It’s not a new story, its facts are from the Pension Institute study published last year. So long as interest rates remain low, pension liabilities will be inflated and pension … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , , , | 6 Comments

The Nigella Lawson of workplace pensions


I met Hayley Jaggers at a recent Capacity Crunch Conference and linked in with her. We agreed to meet at our Tonbridge offices and we had a business meeting yesterday. She has re-defined my expectation of what can be achieved … Continue reading

Posted in auto-enrolment, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , | 2 Comments

Tidings of great joy from the ICAEW


Auto-enrolment is a worry to accountants. Estimates are pretty consistent that around two thirds of all employers staging auto enrolment will look to accountants for compliance with auto-enrolment regulations and help with choosing and setting up a workplace pension. Unfortunately … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , | Leave a comment