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Tag Archives: Ros Altmann
What would BREXIT mean to workplace pensions?
Europe has a great deal of influence on UK pensions; the influence includes fund reporting, funding requirements, reserving against risk and even competition between service providers. This can have very strange results. The reason that NEST has such a … Continue reading
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Posted in pensions
Tagged Brexit, Gina Miller, pensions, Ros Altmann, workplace, workplace Pensions
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How does my son feel about being 75?
There had to be a point for Ian Duncan Smith running a summer scare story around pushing the state pension age to 75. We have just been through a lengthy consultation and review of the state pension age. It culminated … Continue reading
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Posted in advice gap, age wage, pensions
Tagged David Robbins, IDS, Jo Cumo, pensions, Ros Altmann, State Pension Age
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Time to tackle pensions tax
Pension taxation isn’t working. It is benefiting those who find it easy to save and not incentivising those who don’t. It is causing doctors to work below their peak capacity and demanding up to 25% more in contributions from our … Continue reading
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Posted in advice gap, age wage, pensions
Tagged Liz Truss, net-pay, pensions, Ros Altmann, Tax
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Who are these pension delinquents?
Pension delinquents The weekend has seen a fair bit of interest in pension saving. This morning’s Wake up to Money featured Ros Altmann celebrating 10m new savers auto-enrolled into workplace pensions. Sunday’s lead story was Amber Rudd’s threat that she … Continue reading
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What is the net pay anomaly?
UK government spending on pensions and top-up benefits for pensioners amounts to 5.9 per cent of GDP – and this figure is projected to increase to 6.3 per cent over the next half century. In addition, the … Continue reading
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Posted in advice gap, auto-enrolment, pensions, Treasury
Tagged auto enrolment, net-pay, pensions, PRAS, Ros Altmann, Treasury
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The risks of partial disclosure
Look at this photo. You might have thought that Ruston Smith had won a CDC award for Tesco. Certainly not the case! Now look at the full picture! Mark Scantlebury has won an award for Quietroom, partly for his … Continue reading
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Posted in #WASPI, accountants, actuaries, advice gap, pensions
Tagged Mark Scantlebury, net pay anomaly, NPA, pensions, Quietroom, Ros Altmann, WASPI
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Pension ages are equal – but some pensions are more equal than others!
A strange kind of pension equality Women are planning to work ten years longer than they’d originally supposed according to a Dunstan Thomas survey. “Austerity in Action” – Adrian Boulding calls it. Women don’t just seem less pensioned , … Continue reading
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Posted in advice gap, auto-enrolment, pensions
Tagged Adrian Boulding, Equality, Pension Inequality, pensions, Ros Altmann
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Will complacency infect auto-enrolment too?
Since auto-enrolment works on the “least said the better” basis, there is a temptation for people involved in its supervision to take Ronan Keating’s advice – “you say it best- when you say nothing at all”. But complacency is what got … Continue reading
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Posted in auto-enrolment, pensions
Tagged auto enrolment, DWP, pensions, pensionsync, Ros Altmann
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Can a DC plan be “in deficit”?
Yesterday, I fired off a message to the Pensions Regulator to put a stop on Whitbread’s sale of Costa to Coke, till restitution is made of the money owing to the low earners auto-enrolled into its net pay workplace pension. I won’t … Continue reading
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Posted in accountants, pensions
Tagged dc, DWP, net-pay, pensions, Ros Altmann, TPR, workplace Pensions
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Ros Altmann’s right about dashboards.
It’s good to see Ros Altmann contributing to the debate on the pension dashboard – it’s particularly good that she chose to do so on this blog. (comments). For those who don’t press links – here’s what she has to … Continue reading
