Tag Archives: Ros Altmann

Who are these pension delinquents?

Posted on February 11, 2019 by

Pension delinquents The weekend has seen a fair bit of interest in pension saving. This morning’s Wake up to Money featured Ros Altmann celebrating 10m new savers auto-enrolled into workplace pensions. Sunday’s lead story was Amber Rudd’s threat that she … Continue reading →

Posted in pensions | Tagged , , , , | 2 Comments

What is the net pay anomaly?

Posted on December 21, 2018 by

      UK government spending on pensions and top-up benefits for pensioners amounts to 5.9 per cent of GDP – and this figure is projected to increase to 6.3 per cent over the next half century. In addition, the … Continue reading →

Posted in advice gap, auto-enrolment, pensions, Treasury | Tagged , , , , , | 2 Comments

The risks of partial disclosure

Posted on November 16, 2018 by

Look at this photo.   You might have thought that Ruston Smith had won a CDC award for Tesco. Certainly not the case! Now look at the full picture! Mark Scantlebury has won an award for Quietroom, partly for his … Continue reading →

Posted in #WASPI, accountants, actuaries, advice gap, pensions | Tagged , , , , , , | 2 Comments

Pension ages are equal – but some pensions are more equal than others!

Posted on November 6, 2018 by

  A strange kind of pension equality Women are planning to work ten years longer than they’d originally supposed according to a Dunstan Thomas survey. “Austerity in Action” – Adrian Boulding calls it. Women don’t just seem less pensioned , … Continue reading →

Posted in advice gap, auto-enrolment, pensions | Tagged , , , , | Leave a comment

Will complacency infect auto-enrolment too?

Posted on September 13, 2018 by

Since auto-enrolment works on the “least said the better” basis, there is a temptation for people involved in its supervision to take Ronan Keating’s advice – “you say it best- when you say nothing at all”. But complacency is what got … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , | 1 Comment

Can a DC plan be “in deficit”?

Posted on September 2, 2018 by

Yesterday, I fired off a message to the Pensions Regulator to put a stop on Whitbread’s sale of Costa to Coke, till restitution is made of the money owing to the low earners auto-enrolled into its net pay workplace pension. I won’t … Continue reading →

Posted in accountants, pensions | Tagged , , , , , , | 2 Comments

Ros Altmann’s right about dashboards.

Posted on July 23, 2018 by

It’s good to see Ros Altmann contributing to the debate on the pension dashboard – it’s particularly good that she chose to do so on this blog. (comments). For those who don’t press links – here’s what she has to … Continue reading →

Posted in Dashboard, pensions | Tagged , , , , | 11 Comments

“Lifestyle” jobs should still pay pensions!

Posted on April 30, 2018 by

  The latest Gig Economy case to be tested in court starts today , (Monday 30th April) Courier firm Hermes is facing action from GMB Union members. The legal action, which follows GMB’s landmark success against Uber, is on behalf of … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , , , | 2 Comments

Why we should be proud to invest our savings in real assets!

Posted on August 1, 2017 by

  My blog yesterday on USS attracted a lot of attention on social media and some interesting comment. This from Ros Altmann – a blog in its own right; Excellent piece Henry. There is insufficient differentiation in this DB debate … Continue reading →

Posted in actuaries, infrastucture, investment, pensions, Treasury | Tagged , , , , , , , | 2 Comments

CETVs; the flight from quality

Posted on June 23, 2017 by

Both the Times and the Financial Times report today on the anticipated voluntary withdrawals from Britain’s DB pensions through cash equivalent transfer values (CETVs). The FT, relying on Mercer as a source, estimate the withdrawals to be as much as … Continue reading →

Posted in actuaries, advice gap, pensions, Treasury | Tagged , , , , , , | 6 Comments