Tag Archives: Ros Altmann

“The new bargain” – in conversation with Ros Altmann

This blog is in response to Ros Altmann’s comments on Mark Fawcett’s “new bargain”. It is good that this discussion is happening, though my thoughts are amateur and are driven by opinion rather than a deep understanding of private markets. … Continue reading

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Altmann and Fawcett on DC’s new bargain

  Over the Easter weekend , I continued to question the legitimacy of illiquids in the default funds that dominate retirement saving in the UK. To date these funds have invested in liquid funds which have sought returns by passively … Continue reading

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How can we vaccinate pensioners against scams?

Ros Altmann’s proposal needs to be taken seriously. The idea is not hers, it has been part of Just’s policy position  for some time,  but her amplification is important. We might consider a Pension Wise appointment akin to a financial … Continue reading

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Ros Altmann’s defence of pension consultants (contested).

I wouldn’t say my “postbag was full” , but my recent blog on the damage inflicted by pension consultants on the UK pension framework has raised a few heckles on social media. Having worked in pension consultancies for nearly twenty … Continue reading

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How will history remember the Pension Schemes Act 2021?

  The Pension Schemes Bill received Royal Assent last week and is now enacted. Though assent is a formality, it draws the line in the sand. “What is changing”  is now “what has changed” and the work of Guy Opperman … Continue reading

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IGCs should take providers to task over the MaPS “price comparison” site

  Jo Cumbo and the FT are road testing the Government’s new pensions comparison site which helps people select a later life provider to pay them their money back via the four investment pathways. The worry for Jo and it’s … Continue reading

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Action is urgently needed on the net pay pension issue

  Call to action Action is required to address a systematic unfairness in the tax system that is disadvantaging many low earners saving for their retirement. 1.7m low earners are potentially affected by this, many of them women, and  it … Continue reading

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Sharon Bowles has thrown the Minister a lifeline, he should grab it with both hands.

  The DWP is in an awkward spot over the funding of defined benefit pensions. The 130 responses to its regulator’s consultation paper are likely to be making uncomfortable reading to those scrutinizing them in Brighton and the Pensions Minister … Continue reading

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CDC through but Nov 5th may see fireworks for Pension Schemes Bill

CDC sails through Today the Pension Schemes Bill will continue its reading in committee stage in the House of Commons. In sharp contrast to  by its last outing in the Lords, we saw no fireworks- and certainly not the conflagration … Continue reading

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Are John and Norma right – are we facing the end of mass-retirement?

@JosephineCumbo could you pls explain why “open” DB schemes are less risky than closed schemes, and should therefore be subject to weaker funding requirements? “Josephine Cumbo: Open and closed case @@corpadviser https://t.co/u3loRiZxB6 — John Ralfe (@JohnRalfe1) October 30, 2020 The … Continue reading

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