here’s what you’ve been saying
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Tag Archives: Ros Altmann
The risks of partial disclosure
Look at this photo. You might have thought that Ruston Smith had won a CDC award for Tesco. Certainly not the case! Now look at the full picture! Mark Scantlebury has won an award for Quietroom, partly for his … Continue reading
Posted in #WASPI, accountants, actuaries, advice gap, pensions
Tagged Mark Scantlebury, net pay anomaly, NPA, pensions, Quietroom, Ros Altmann, WASPI
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Pension ages are equal – but some pensions are more equal than others!
A strange kind of pension equality Women are planning to work ten years longer than they’d originally supposed according to a Dunstan Thomas survey. “Austerity in Action” – Adrian Boulding calls it. Women don’t just seem less pensioned , … Continue reading
Posted in advice gap, auto-enrolment, pensions
Tagged Adrian Boulding, Equality, Pension Inequality, pensions, Ros Altmann
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Will complacency infect auto-enrolment too?
Since auto-enrolment works on the “least said the better” basis, there is a temptation for people involved in its supervision to take Ronan Keating’s advice – “you say it best- when you say nothing at all”. But complacency is what got … Continue reading
Posted in auto-enrolment, pensions
Tagged auto enrolment, DWP, pensions, pensionsync, Ros Altmann
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Can a DC plan be “in deficit”?
Yesterday, I fired off a message to the Pensions Regulator to put a stop on Whitbread’s sale of Costa to Coke, till restitution is made of the money owing to the low earners auto-enrolled into its net pay workplace pension. I won’t … Continue reading
Posted in accountants, pensions
Tagged dc, DWP, net-pay, pensions, Ros Altmann, TPR, workplace Pensions
2 Comments
Ros Altmann’s right about dashboards.
It’s good to see Ros Altmann contributing to the debate on the pension dashboard – it’s particularly good that she chose to do so on this blog. (comments). For those who don’t press links – here’s what she has to … Continue reading
“Lifestyle” jobs should still pay pensions!
The latest Gig Economy case to be tested in court starts today , (Monday 30th April) Courier firm Hermes is facing action from GMB Union members. The legal action, which follows GMB’s landmark success against Uber, is on behalf of … Continue reading
Posted in auto-enrolment, pensions
Tagged auto enrolment, benefits, gig-economy, GMB, Hermes, pensions, Ros Altmann, Steve Webb
2 Comments
Why we should be proud to invest our savings in real assets!
My blog yesterday on USS attracted a lot of attention on social media and some interesting comment. This from Ros Altmann – a blog in its own right; Excellent piece Henry. There is insufficient differentiation in this DB debate … Continue reading
Posted in actuaries, infrastucture, investment, pensions, Treasury
Tagged investment consultants, long-view, pension schemes, pensions, Ros Altmann, Royal Mail, USS, ]
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CETVs; the flight from quality
Both the Times and the Financial Times report today on the anticipated voluntary withdrawals from Britain’s DB pensions through cash equivalent transfer values (CETVs). The FT, relying on Mercer as a source, estimate the withdrawals to be as much as … Continue reading
Posted in actuaries, advice gap, pensions, Treasury
Tagged CETV, contingent fees, DB, defined benefit, Ros Altmann, Scam, transfers
6 Comments
Pension Risk Sharing – they’re all at it but us!
Japanese CDC is coming @JohnRalfe1 @markjrowlinson @WillJAitken @henryhtapper https://t.co/e9D2UClhBR — Sam Pickford (@pickfos) June 2, 2017 Oh dear! News that the Japanese have gone all defined ambition did not go down well. Infact it went down like Japanese Knotweed at … Continue reading
Posted in actuaries, advice gap, pensions
Tagged BSPS, CDC, CWU, Defined Ambition, pension, pensions, risk sharing, Ros Altmann, Royal Mail, tata
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Was DC the only choice for the Tata Steelworkers?
Speaking on the radio yesterday, John Ralfe called the decision of Tata Staff to accept the loss of future accrual into a final salary scheme in exchange for a 10% contribution into a DC pension fund as … Continue reading
Posted in actuaries, advice gap, FinTech, Jersey, pensions, Pensions Regulator, Politics, pot
Tagged British Steel, Defined Ambition, Freedoms, pension freedom, pensions, Ros Altmann, Steve Webb, tata, Tata steel, Technology
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