Tag Archives: corporate risk

Research and Development in Financial Advice


The Financial Conduct Authority has published the results of its survey of firms providing financial advice. The results make for depressing reading. Of the sample, 72% of firms said that customers’ preference for personal interaction with an adviser was a … Continue reading

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How can IGCs engage people with their pensions?


There are three measures by which I am judging the IGC Chair reports Do they speak with a proper tone of voice Do they show themselves effective in dealing with the provider they are governing Have they properly addressed whether … Continue reading

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Money corrupts, is State Street corrupted absolutely?


Is there no end to the  greed within State Street’s global custody division? Two former executives at State Street have been charged by US officials for their part in a scheme involving secret commissions within its transition management business. Ross … Continue reading

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Aren’t we our century’s spoiled brats?


Another year,another sensational headline from your “pension puncturing” Daily Express. It’s not a new story, its facts are from the Pension Institute study published last year. So long as interest rates remain low, pension liabilities will be inflated and pension … Continue reading

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The Nigella Lawson of workplace pensions


I met Hayley Jaggers at a recent Capacity Crunch Conference and linked in with her. We agreed to meet at our Tonbridge offices and we had a business meeting yesterday. She has re-defined my expectation of what can be achieved … Continue reading

Posted in auto-enrolment, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , | 2 Comments

Tidings of great joy from the ICAEW


Auto-enrolment is a worry to accountants. Estimates are pretty consistent that around two thirds of all employers staging auto enrolment will look to accountants for compliance with auto-enrolment regulations and help with choosing and setting up a workplace pension. Unfortunately … Continue reading

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NEST is not a financial soup-kitchen.


For some time , I and others advising on workplace pensions have been calling for NEST to make a clear statement on charging employers for NEST support. Now we have it . In case you can’t press the link , here … Continue reading

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Preparing for an auto-enrolment capacity crunch.


The Telegraph is running a story suggesting that the DWP are drawing up a plan B for auto-enrolment that could see the timeline for initial staging stretch to the next decade. Nannies, gardeners and staff at small firms may not get … Continue reading

Posted in accountants, actuaries, advice gap, auto-enrolment, NEST, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

Will Lovegrove – a true hero of auto-enrolment


For ages, I’ve been banging on about improving the effeciency of how we manage auto-enrolment. But it was only when I met Will, that I understood how to do it.  Sitting on the Papdis group (albeit as an enthusiastic observor), … Continue reading

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The conflicted world of Independent Governance Committees


If this is consumer friendly – I’d rather be a Dutchman! Continue reading

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