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Tag Archives: Defined benefit pension plan
Playing the personality card
Of all the financial myths that remain unchallenged, the myth of personality is least challenged and most lethal. For it allows the congregation of expert panels/committees/boards – stuffed with perceived “personality” to validate all manner of iniquities. For those personalities … Continue reading
“Confusion rife!” and not just over the new state pension.
The DWP Select Committee has published its report “Understanding the New State Pension” this morning. The accompanying Press release calls for clear statements of entitlement while stopping short of calling for changes to those entitlements. The Work and Pensions Committee’s … Continue reading
Posted in pensions
Tagged annuity, auto enrolment, Business, dc pensions, Defined benefit pension plan, DWP, DWP select committee, Employment, Financial services, Frank Field, National Employment Savings Trust, New State Pension, pension, Pension new, pensions, Retirement, Ros Altmann, state pension, Steve Webb
1 Comment
Aren’t we our century’s spoiled brats?
Another year,another sensational headline from your “pension puncturing” Daily Express. It’s not a new story, its facts are from the Pension Institute study published last year. So long as interest rates remain low, pension liabilities will be inflated and pension … Continue reading
Posted in pensions
Tagged brats, Business, Business and Economy, CDC, children, corporate governance, corporate risk, dc pensions, Debate, Defined benefit pension plan, DWP, Employment, entitlement, Government, liabilities, pension, Pension new, pensions, redington, Retirement, Risk, Spoiled
6 Comments
Self-help – Can you “DIY pensions”?
“The instruction manual is missing” – the first thing my partner said when she opened her new smartphone, I’d kindly donated her for Christmas. I was close to having a Michael Winner moment. “That’s because you learn how to do … Continue reading
Jeroen Wilbrink has solved the Pension Crisis – but is anyone listening?
There’s no doubting Jeroen’s brilliance – here he goes off on one; two questions – is anyone listening ….and is he bonkers? Yes, I have resolved the pension crisis. And thank you LinkedIn, for providing me with the … Continue reading
For now- fill the potholes – but we need a new road!
In an excellent article in Money Marketing, Nic Cicutti offers us the following analysis of how pension policy has progressed in the past thirty years The defining moment in financial services was the introduction of the 1986 Social Security Act, … Continue reading
Posted in pensions
Tagged auto enrolment, Business, Charlotte Jackson, Debbie Price, Defined benefit pension plan, DWP, Employment, Financial services, money box, new road, pension, Pension new, pensions, Pot-holes, Retirement, Steve Webb, TPAS
1 Comment
Why financial education can only go so far….
You know when you have a guilty thought and you can’t share it with anyone. And then, quite by chance, someone repeats that thought back at you – and you feel relieved, ashamed and a little bit angry all at … Continue reading
Posted in pensions
Tagged advice, auto enrolment, BBC, Business, CDC, corporate governance, dc pensions, Defined benefit pension plan, DWP, Employment, evangelism, Financial services, HArriet Baldwin, Moneybox, Pension new, pension playpen, pensions, sell, SMF, snake oil, Social Market Foundation
1 Comment
“TEEN-AGE kicks” – incentivising sensible spending in retirement
“A teenage dream’s so hard to beat.. Just say those words and I’m thinking 1978, radio under the pillow – John Peel show – 11pm. But I could relive the TEEN- AGE kicks in a few years time, if that … Continue reading
Posted in pensions
Tagged auto enrolment, Business, Defined benefit pension plan, DWP, Employment, Financial services, Government, Insurance, Investment, Investment management, Life annuity, Michael Johnson, pension, Pension new, Retirement, Steve Webb, Teen-age, Teenage Kicks, Undertones
7 Comments
When is a fiduciary independent?
It’s a question asked by Karen Wake on twitter @JosephineCumbo @henryhtapper @DominicLindley @greggmcclymont So … what is "independent"? We might be chasing a tornado here — Karen Wake (@pensionmonkey) October 29, 2015 I’m not into chasing tornadoes so I’ll try … Continue reading
Helping employers with pensions – you don’t have to be an IFA!
Since RDR in January 2013, the number of IFAs operating in Britain has more than halved from 50 to 24,000. The ban on commission or its sibling “consultancy charging” has made it all but impossible for IFAs to make money … Continue reading
