Tag Archives: European Union

Collective Defined Contribution Schemes – A Shameful Missed Opportunity

An article by Kevin Wesbroom. In December 2008 the Government published the response to its paper on risk sharing pension schemes.  The opening sentence of the Executive Summary states “The Government is committed to encouraging good practice pension provision.”  In December … Continue reading

Posted in annuity, customer service, dc pensions, defined aspiration, pensions, Public sector pensions, Retirement | Tagged , , , , , , , | 13 Comments

Popcorn Pensions III – transforming the business of Pensions

If you’ve been following my posts recently, (thanks) you’ll be aware of a thread defined by the phrase “Popcorn Pensions” that refers to my friend Peter Shellswell’s KFC moment. Peter told me over the Popcorn Chicken that he’d decided to move on from … Continue reading

Posted in annuity, customer service, dc pensions, Fiduciary Management, Management, pension playpen, pensions | Tagged , , , , , , , , | 11 Comments

Corporate wraps for the Sunny Uplands ?

Today I’m due to spend all day discovering what the corporate wrap has done for us. Currently I reckon I could sum it up in one word. NOTHING Of course it sounds better with a naughty word but that’ll do. … Continue reading

Posted in corporate governance, customer service, dc pensions, de-risking, pension playpen, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Moving on..dealing with our DC legacy.

History suggests that legacy DC plans will be abandoned as so many of the individuals sold s226 and mark one personal pensions were abandoned.
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The Pension Play Pen on good DC outcomes

The Pension Regulator has asked us the question and though the questions asked in a rather woolly way, it’s interesting to see what the Regulator it (him?) self considers the main priorities. Appropriate contribution decisions Appropriate investment decisions Efficient effective … Continue reading

Posted in pension playpen, Retirement | Tagged , , , , , , , , , , | 3 Comments

What we can and cannot do (to provide our staff with better DC pension outcomes)

The Pensions Regulator has challenged us to establish what can practically be done for staff with DC pensions.
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Posted in annuity, corporate governance, dc pensions, de-risking, NEST, pensions, Retail Distribution Review, Retirement, twitter | Tagged , , , , , , , , , , , , , , , , , , , , , , , | 9 Comments

Which half of me is a woman?

Henceforward I will deem myself unisex in all things. How delightful to have become if not the fairer, at least as fair a sex!

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Posted in annuity, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , | 2 Comments

The National Association of Pension Fun

We shall laugh in the face of ministers, doff imaginary trilbies when passing Regulators. Continue reading

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The State can take longevity risk.

There is no evidence that the private sector has found the secret to insuring the cost of people living longer. It has merely found ways of insuring itself against the risks of ruin.
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Posted in ezra pound, NEST, poetry, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , | 13 Comments

Top 10 pension strap lines

We need to give pensions a better public image. Some say we should drop the word pensions, we say get real!

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Posted in NEST, pensions | Tagged , , , , , , , , , , , , , , , , , | 16 Comments