here’s what you’ve been saying
Tag Archives: Saving
Can data help us monitor and improve pension engagement?
I have been publishing sections of my long response to the FCA and TPR’s call for input on the pensions consumer journey. We started by looking at the pension consumer journey asking whether simplifying and standardising it made sense … Continue reading
Sunak should encourage us to invest not hoard.
Hoarding is most unpopular with the British public as memories of empty supermarket shelves last spring are slow to fade. There are probably still stockpiles of toilet rolls in little visited cupboards. We still have a few jars of fruit … Continue reading
Michael Johnson – the best spokesperson pensions never had
I can understand why Michael Johnson is so angry, he has missed the boat and he knows it. In 2013 he wrote a paper promoting the dashboard as a small pot aggregator and here he is in 2016 telling the … Continue reading
Saving our way to a fairer society..
Thanks a second time to Michael Johnson for asking a salient question about recently published data If we compare four months in 2019 and 2020 we see a £20.5 billion behavioural swing: At the end of February 2020, total outstanding … Continue reading
Resourceful or complacent – is Gen X saving enough?
By any conventional yardstick, Generation Xers arenot saving enough to retire in their sixties. This is the first finding of a remarkable piece of research by Dunstan Thomas, one of our true “pentechs”. But have conventional yardsticks have validity to … Continue reading
Don’t blame the young for the way they save – don’t blame the old for the way they spend!
The World Economic Forum has issued a report into retirement savings that concludes that most of us will be bound to the outcomes of defined contribution savings plans rather than the beneficiaries of defined benefit pension plans Don’t blame the … Continue reading
Getting youngsters saving more
Telling youngsters to save more is a waste of time It’s been a sad 48 hours on twitter watching the wolf pack turn on Paul Claireaux for his cappuccino blog – where Paul postulates that a youngster could have a … Continue reading
Posted in advice gap, age wage, pensions
Tagged ESG, internet, millennials, pension, Responsible, Saving, spending
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We are not saving enough – official.
What this chart from the FT shows is that UK Companies and Households are spending more than they are saving. They join our Government in this. We are not like the rest of the world that saves more than … Continue reading
Posted in age wage, pensions
Tagged advice gap, AgeWage, ONS, pension, pensions, Saving
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Not all recycling’s in the public interest!
A lot of people are confused about taking money out of their pensions and the pensions industry isn’t being very helpful in encouraging people to have their money back (funny that!). So when I read a headline in the Financial … Continue reading
Posted in Debt, pensions
Tagged Financial Times, ft, pensions, recycling, Retirement, Saving, unilever
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People don’t want to be #engaged or #educated – keep it simple and fun!
I enter into the final days of the year, hoping to hear less of the e-words in 2019. “Education” has been appropriated by the financial community as a way to endorse a value set that suits the financial community. Put … Continue reading
