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the pension plowman
- RT @KenzieBenali: What a game of cricket! Unbelievable from @englandcricket 😍👌🏼 #WWC17Finalthanks 7 hours ago
- RT @Cunningham_UK: Le cyclisme de Froome est meilleur que son Français! #TourdeFrancethanks 7 hours ago
- @kennytindall @NJM71 @thereaIFA @benjaminfabi @parawhat @JosephineCumbo @JLT_EB @MalcReynold Absolutely not!thanks 8 hours ago
- RT @HelloMcQueen: .@JordanSpieth goes on tour on 13th hole at #theopen https://t.co/rF7x4D4F1tthanks 9 hours ago
- RT @Cunningham_UK: @JosephineCumbo @SjScholefield @kennytindall @NJM71 @PhilBillingham @henryhtapper @benjaminfabi @parawhat @JLT_EB @MalcR…thanks 10 hours ago
- RT @Cunningham_UK: @SjScholefield @JosephineCumbo @kennytindall @NJM71 @PhilBillingham @henryhtapper @benjaminfabi @parawhat @JLT_EB @MalcR…thanks 10 hours ago
- iffy lie for Spieth and he's playing like a European; come on the Europeans! #TheOpenthanks 11 hours ago
- My father seeks financial advice; he is looking to double his pension as an 89 year old; suspect we will see more of this kind of thing.thanks 11 hours ago
- RT @henryhtapper: Radio times! lnkd.in/d8Acksrthanks 11 hours ago
- #thanks @Jara28886170 @SophiaImeson @johnpualbreyes1 thanks for the recent follow. Much appreciated :) ➡️Get it🆓❓ commun.it/thank-you/?aid…thanks 11 hours ago
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Recent Posts
pension plowman
- RT @KenzieBenali: What a game of cricket! Unbelievable from @englandcricket 😍👌🏼 #WWC17FinalRestoring confidence in pensions 7 hours ago
- RT @Cunningham_UK: Le cyclisme de Froome est meilleur que son Français! #TourdeFranceRestoring confidence in pensions 7 hours ago
- @kennytindall @NJM71 @thereaIFA @benjaminfabi @parawhat @JosephineCumbo @JLT_EB @MalcReynold Absolutely not!Restoring confidence in pensions 8 hours ago
- RT @HelloMcQueen: .@JordanSpieth goes on tour on 13th hole at #theopen https://t.co/rF7x4D4F1tRestoring confidence in pensions 9 hours ago
- RT @Cunningham_UK: @JosephineCumbo @SjScholefield @kennytindall @NJM71 @PhilBillingham @henryhtapper @benjaminfabi @parawhat @JLT_EB @MalcR…Restoring confidence in pensions 10 hours ago
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Tag Archives: Saving
“Rape and Kill” – why the public are turning off retirement advice.
Thanks to the PPI for the second Future Book – Unravelling Workplace Pensions. The 2016 Edition of the PPI’s study on workplace pension is published today. Getting data on the state of workplace pensions has always been tricky. If you … Continue reading
Posted in drawdown, pensions, PPI
Tagged auto enrolment, dc, decumulation, default, pension playpen, pensions, PPI, Saving, spending, workplace Pensions
6 Comments
Property , liquidity and the merit of doing nothing
News that Standard Life , M&G (the Pru) and Aviva have put up the shutters on their property funds is dominating the headlines. We are used to being able to move our money around the market with “impunity”. I put … Continue reading
Posted in pensions
Tagged advice, Aviva, M&G, Prudential, Saving, Standard Life, wealth management
5 Comments
KISS – the way for pensions to work.
Simple messages are often the most effective. When I started selling “saving” I was in my early twenties and I sold to my peers, those in London fresh out of college and struggling to get started in their careers. My … Continue reading
Show me the money!
My magic money machine Last week I (twice) had the satisfying experience of lugging my piggy bank down to Metro Bank and entering the contents into the Magic Money Machine. My cash was exchanged for a chit (see below) which … Continue reading
Posted in auto-enrolment, Bankers, pensions
Tagged Business, Dogs Rule, Financial services, Magic Money Machine, Metro Bank, pension playpen, pensions, Retirement, Saving
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Budget 2016 – strengthening the incentive to -what? -Fiery stuff from Ralph Frank
The first leg of the bi-annual tinkering with Britain’s savings’ environment, historically referred to as the Budget, has recently had its instalment for 2016. The Chancellor of the Exchequer has maintained his record of increasing the complexity of the savings … Continue reading
Pensions Austerity – tougher for the rich than the poor?
Speculating on budgetary changes is a mugs’ game and I’ve been as guilty as any of trying to second guess not only the direction but the destination of travel – following the announcements last year of a radical overhaul of … Continue reading
Posted in pensions
Tagged Budget16, Business, distribution re-distribution, higher rate tax, HMRT, pensions, Retirement, Saving, Tax, tax relief
1 Comment
Confusing intermediaries
Whether we are talking about saving (accumulation) or spending (decumulation) the issue is the same. Continue reading
Posted in auto-enrolment, pensions, Pensions Regulator, Politics
Tagged accumulation, auto enrolment, deals, decumulation, pensions, Saving, spending, Steve Webb, workplace Pensions
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Preparing for an auto-enrolment capacity crunch.
The Telegraph is running a story suggesting that the DWP are drawing up a plan B for auto-enrolment that could see the timeline for initial staging stretch to the next decade. Nannies, gardeners and staff at small firms may not get … Continue reading
Posted in accountants, actuaries, advice gap, auto-enrolment, NEST, pensions, Pensions Regulator
Tagged auto enrolment, Business, Business and Economy, corporate governance, corporate risk, dc pensions, DWP, Employment, Financial services, John Ralfe, Katie Morley, National Employment Savings Trust, NEST, pension, Pension new, pensions, Retirement, Saving, Steve Webb, the Daily Telegraph, The Pension Regulator, Workie, workplace pension
1 Comment
Is increasing complexity making pension saving harder ? – guest blog by Ralph Frank.
The most conclusive finding of a recent survey by PwC into pensions taxation was not even related to the respondents’ views on the central question of the survey (namely, the most appealing tax scenario for their pension)! Sixty percent of … Continue reading
Posted in pensions
Tagged Actuarial science, advice, ageing, complexity, corporate risk, dc pensions, de-risking, Government, knor, PWC, Retail Distribution Review, Saving, Treasury
1 Comment
Why I want to be old – rich and pay no tax!
There’s a famous story, now fading from popular memory about Strand, a brand of cigarettes in the sixties. Strand came out with a strap-line “you’re never alone with a Strand” It killed the brand stone-dead. People associated smoking a Strand … Continue reading
Posted in pensions
Tagged Bogoff, George Osborne, incentives, pensions, retirement income, Save, Saving, Spend, Tax, tax deductions, tax relief
3 Comments
