Tag Archives: debt

Calm down – calm down! Pensions are in better shape than “they” think.


  Some weeks ago , Anthony Hilton, finance writer for the Evening Standard, used his common sense to question whether the deficit emerging at the Daily Mail Pension Trust (DMGT) was real. The pensioners he represented did not seem any more … Continue reading

Posted in actuaries, pensions | Tagged , , , , , , , | 13 Comments

NEST report and accounts; £400m and counting


The publication of NEST’s 2015 report and accounts yesterday has some good news and some not such good news. The good news is that nothing seriously went wrong last year, there are now some 14,000 employers using NEST for all … Continue reading

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BRITAIN’S BIGGEST TABOOS: 20 MILLION PEOPLE STRESSED ABOUT FINANCES, YET TALKING ABOUT MONEY REMAINS OFF LIMITS


I don’t normally do press releases on here, I will make an exception here. People are embarrassed about money – when it’s their money they are talking about. The taboos about debt, wealth and financial planning are real and we need … Continue reading

Posted in pension playpen, pensions, Retirement, welfare, with-profits | Tagged , , , , , , , , , , , , | 2 Comments

WONGA – The context of the decision


  The decision of the FCA to enforce a section 166 order on Wonga demonstrates a new intent to get to grips with bad behaviour in the financial community which has got to be good news for us in pensions. … Continue reading

Posted in Debt, pensions, wonga | Tagged , , , , , , , | 1 Comment

What payroll can do to keep away the loan sharks.


We all know the sharks that swim in financial waters preying on the weakest and driving them and their families into deeper debt with all the social and health problems that “deep debt” brings. And I’m sure that if it … Continue reading

Posted in Debt, investment, ISA, Management, Martin Lewis, Payroll, pension playpen | Tagged , , , , , , , , , , , , , , , , | 3 Comments

Bankrupt graduates – W.O.T.


We are  a nation in debt. Jointly and severally. As a country we have lived beyond our means, individually we have spent more than we have earned. The problem is not universal and many individuals have managed their finances well, … Continue reading

Posted in Bankers, Student debt | Tagged , , , , , , , | 1 Comment

Not saving replaces debt as Britons’ biggest financial regret


Not saving replaces debt as Britons’ biggest financial regret Continue reading

Posted in Bankers, Martin Lewis, NEST, pensions, Retirement | Tagged , , , , , , , | 1 Comment

Money worries


She asked me to imagine her situation by thinking about mine. “Imagine”- she said, “what you have promised to pay for in the next twenty years”. Continue reading

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