Tag Archives: pensions

Tom McPhail – “the Thunderer’s thunderer” #pensions #tax #relief

Posted on January 21, 2020 by

Sir, The government should abandon its attempts to find a quick fix to the pension allowance taper problem affecting high earners including doctors and judges (“Pension tax windfall for top earners”, Jan 16, and letter, Jan 17). The pension tax … Continue reading →

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Three little pots went to market

Posted on January 20, 2020 by

The point of this blog is to show 1. One way of avoiding the damaging impact of the MPAA on future saving 2. The depth of knowledge needed to make good at retirement decisions (especially where there is no adviser … Continue reading →

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Why a new pensions commission would fail

Posted on January 18, 2020 by

There’s a call from our current pensions minister to set up another pension commission like we had fifteen years ago.  That commission was a success as it resulted in progressive policies like auto-enrolment and made us sit up and think … Continue reading →

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Is “Happy Money” the key to retirement planning?

Posted on January 17, 2020 by

  Yesterday afternoon, I and my colleague Aron had tea with Rory Sutherland. I’d asked Rory if we could meet having been to hear him speak and bumping into him in the street. He’s a raconteur, author, Deputy Chair of … Continue reading →

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Steve Webb, LCP and Royal London

Posted on January 15, 2020 by

We are delighted to announce that former Pensions Minister Steve Webb will be joining LCP as a partner. He will be working on our client service offering & spearheading LCP campaigns to help the pensions industry stay apace with member … Continue reading →

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Answering customer’s questions means knowing what those questions are

Posted on January 15, 2020 by

In this blog I talk about the failings of the financial services industry – the pensions industry in particular – to answer the questions people have. I look at this at three levels – at big data level – through … Continue reading →

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Let the Lady speak for me (on Brexit)

Posted on January 14, 2020 by

I was a silent remainer. I have been a Liberal most of my life, voted Liberal in #GE2019 and am proud to know Ros Altmann and Gina Miller as friends. Yesterday I bowed in front of the Throne in the … Continue reading →

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Retirement plans meet people’s needs (not what we want to sell them)

Posted on January 14, 2020 by

  This is a blog about Gareth Morgan, Greggs and about how we meet the needs of all people in retirement, not just the sufficient Here is Gareth’s blog – AgeWage will be integrating Gareth’s analytics into our work on … Continue reading →

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A pension tax- relief debate (beats Love Island any Sunday)

Posted on January 13, 2020 by

While the nation was working out Dancing on Ice and the new #loveisland line-up,  I was engaged in an intellectual arm-wrestle with amongst others, Mike Otsuka, John Ralfe, Sam Pickford, Steve Bee and (in the stands) Ros Altmann. The topic, … Continue reading →

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Pension tax-relief – a fact based argument for change.

Posted on January 12, 2020 by

  The change I am suggesting would turn pension taxation on its head, it would mean pension contributions would be taxed at more than 60% for high earners but that the lowest earners would be exempt from pension taxation.  Pension … Continue reading →

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