Tag Archives: pensions

Elections destroy trust and time

Posted on December 11, 2019 by

By this time tomorrow, I will have cast my vote in what is being called the most important election in a generation. Of course it isn’t any such thing, it is just an adjustment to the dial if power. At … Continue reading →

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FCA fears Woodford “contagion”

Posted on December 9, 2019 by

  Then went the devils out of the man, and entered into the swine: and the herd ran violently down a steep place into the lake, and were choked.  Luke 8:33 The City regulator is investigating funds worth more than … Continue reading →

Posted in age wage, FCA, FSA, pensions | Tagged , , , | 2 Comments

The nations wealth is in pensions but not in DC pots

Posted on December 8, 2019 by

Private pension wealth is the largest component of household wealth, marginally bigger than total property wealth, and its value has increased by more than that of property wealth too. This reflects a slight cooling in the housing market, while the … Continue reading →

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Tory pension bung for Clinicians

Posted on December 8, 2019 by

Here is the statement from the Secretary of State for Health and Social Care – Matt Hancock.   I have agreed to support this proposal from NHS England and NHS Improvement for reasons of urgent operational necessity. The scheme involves employers … Continue reading →

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“There is no justice in Guernsey, but men protecting secrets”.

Posted on December 7, 2019 by

Email from Niall Coburn to Guernsey Bailiff, in response to the Manita Khuller judgment: Dear Bailiff Collas, I write to you as former Head of Enforcement and regulator and lawyer who has worked internationally and attended the Trial of Manita … Continue reading →

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Can we really afford to retire?

Posted on December 6, 2019 by

That’s the question Michael Buerk has been asking those tuning into the second episode of Channel 5’s documentary on our retirement planning. 1.5m of us are working beyond the retirement age with 90% reliant on state benefits alone. One in … Continue reading →

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“Britain’s great pension crisis” – beware or despair?

Posted on December 5, 2019 by

Going out after the watershed, Channel 5’s two part exploration of how fit we are to retire, sits awkwardly between the Yorkshire Vet and Chris Tarrant’s Extreme Railways, not the kind of TV you’d watch unless you’re into Michael Buerk … Continue reading →

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Are women saving as they’d want?

Posted on December 4, 2019 by

  I’m in the unusual position of being in a long term partnership with a lady who earns more than me and knows a lot more about pensions than I do. I wish it wasn’t so unusual but the sad … Continue reading →

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Chile’s pension expectations dashed – what can we learn?

Posted on December 2, 2019 by

In the early 1980s Chile became the first OECD nation to switch from a Pay as you go pension system to a system dependent on private pensions. True the long-tail of state liabilities isn’t due to end till 2045 but … Continue reading →

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“I want help with my pensions – who should I talk with?”

Posted on December 1, 2019 by

My answer to this question on the first day of Advent 2019 is very different from the answer I’d given a year ago. Back then I was confident that TPAS, which was about to become the Single Financial Guidance Body … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , , , , | 3 Comments