Tag Archives: pensions

A dashboard for lawyers or laymen?

Posted on July 7, 2020 by

  “We are all individuals” is one of those phrases when spoken by everyone at once that is innately funny! Though we are many , we are one body. I was reminded of the paradox by one of my nurses … Continue reading →

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The G in ESG is vital to pensions and our pensions governance vital to ESG

Posted on July 6, 2020 by

  Sarah Wilson, chief executive of Minerva, the shareholder adviser, said: “At a time when innovation and [research and development] is so important it would seem that financial engineering is taking a higher priority.” – Financial Times  Employers looking for … Continue reading →

Posted in ESG, governance, pensions | Tagged , , , , | 1 Comment

Lets stop kidding ourselves about pensions

Posted on July 5, 2020 by

Three things prompt me to write this article The work of Dr Iain Clacher and Con Keating into the unequal burden regulation places on the sponsors of defined benefit pension schemes The agreement between unions, Government and employers in the … Continue reading →

Posted in age wage, CDC, consolidation, pensions | Tagged , , , , , | 6 Comments

Could a wealth tax fix our broken economy?

Posted on July 3, 2020 by

Britain is broke, for the second time in 12 years our economy has hit the buffers but this time the noises coming out of Government suggest that it is the wealthy who will pay to fix it. This would be … Continue reading →

Posted in pensions | Tagged , , , , , , , | 4 Comments

Pensions are today’s Big Read for FT readers

Posted on June 30, 2020 by

It is worth getting hold of an FT today or taking out a subscription. Jo Cumbo Robin Wigglesworth and Billy Nauman  have compiled stunning insights from around the world on how the pandemic has deepened the global pension crisis. I’ve … Continue reading →

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A great report on tax injustice from the ABI at prayer.

Posted on June 24, 2020 by

It’s a good and timely report and its analysis of inequality is excellent. But it is only addressing a quarter of the Government’s incentives bill and the solution it models is a lot more painful to the mass-affluent than the report implies Continue reading →

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Pension dashboards get a timeline to a timeline.

Posted on June 23, 2020 by

  The Pensions Dashboard has at last got its own website which you can access here It’s not the prototype website which you can still access here Nor the excellent dashboard ideas site which is here Nor does it link … Continue reading →

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Don’t cash-out your pension #buildbackbetter !

Posted on June 22, 2020 by

This blog is about how we make sure we have enough cash to pay the bills (including the butcher’s bills) Cashing out pensions – the lure In its recent policy statement (P20/6), the FCA leaves two carve-outs (loopholes) for advisers … Continue reading →

Posted in advice gap, age wage, Australia, auto-enrolment, pensions | Tagged , , , , , , | 1 Comment

Thoughts on the triple lock

Posted on June 18, 2020 by

There’s no doubt that the unwinding of the furlough presents the Treasury with a technical problem with the triple lock. You can read the details here But that does not mean that the pensions industry can consider the state pension … Continue reading →

Posted in auto-enrolment, pensions, self-employed, steve webb | Tagged , , , , , | Leave a comment

Private Equity Laid Bare (by the FT)

Posted on June 16, 2020 by

  Yesterday I wrote about Ludovik Phalippou’s report  “An Inconvenient Fact: Private Equity Returns & The Billionaire Factory”. My interest had been prompted by an article of Chris Sier’s  I’d re-published on my blog. It showed that 2/3 of the … Continue reading →

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