Tag Archives: pensions

Nudge nudge , think think!


I went to an excellent panel debate last night which was asking whether behavioural finance could improve pension outcomes – well DC outcomes – which as one panellist pointed out hadn’t got much to do with pensions! A lot of … Continue reading

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More FAKE NEWS on pension deficits #FABI


The Government’s just published its green paper ‘Security and Sustainability in Defined Benefit Pension Schemes’. It’s already generated knee-jerk headlines claiming 11m employees could see their pensions cut. The green paper refers to “under-funded schemes” and “stressed employers”, but can’t … Continue reading

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A business-friendly Pension Green Paper


I went to a  talk yesterday  from the CBI’s Carolyn Fairbairn. It was a lot more optimistic on business prospects than I’d expected (having heard her gnashing her teeth following the referendum). To be fair, she was saying then that … Continue reading

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Elements of Truth – and Complete Misunderstandings (Con Keating and the DB Green Paper).


    This is an era of fake news, half-truths and outright lies. Spin and distortion have become the fabric of a false DB pension narrative; their unjustified ruination. Some “fact checking” is appropriate. We hear again and again that … Continue reading

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5 Things I want from today’s DB Green Paper


The DWP is due to publish its Green Paper this morning. It’s an important initiative; -our defined benefit schemes are under threat but they have the potential to do much good not just to those in them, but to those who … Continue reading

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“People taking their own decisions”?! How the Lewis’ gang up on IFAs.


I don’t know if there’s something in a name, but if I was an IFA, I’d be butting my head against anything called “Lewis” this morning. There’s Martin Lewis, talking to us on the TV of taking control of our … Continue reading

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Was DC the only choice for the Tata Steelworkers?


      Speaking on the radio yesterday, John Ralfe called the decision of Tata Staff to accept the loss of future accrual into a final salary scheme in exchange for a 10% contribution into a DC pension fund as … Continue reading

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The employer’s “duty of care” to choose a workplace pension; the parliamentary debate.


In my most recent blog, I expressed a hope that the amendment to the Pension Schemes Bill would be accepted (in the full knowledge that it wouldn’t). It was withdrawn by the Shadow Pensions Minister but not without debate. I … Continue reading

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Brexit sets our pensions free!


We are where we are; Brexit is changing things. Brexit is a disruptor of old certainties and a bringer of new opportunities. The pensions and savings industry has grown fat on the old certainties but is now being confronted by populist … Continue reading

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Trouble at till …Tesco’s pricing problems are a lesson to us all!


Something’s wrong at Tesco when the offers you see on the shelves don’t show up on your bill. The BBC went shopping and  in 33 of 50 stores visited, multi-buy promotions were marked on the shelf, but the time-limited discounts were not … Continue reading

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