Tag Archives: pensions
Friday report from the COVID-19 actuaries: – includes “surviving quarantine”
The Friday Report – Issue 19 By Matt Fletcher, Nicola Oliver and John Roberts COVID-19 Actuaries Response Group – Learn. Share. Educate. Influence. COVID-19 is still one of the hottest topics for scientific papers and articles. The COVID‑19 Actuaries Response … Continue reading
Posted in actuaries, advice gap, coronavirus, pensions
Tagged actuaries, Covid-19, pensions, Quarantine
Leave a comment
What we don’t consider matters
Listening to Victoria Derbyshire talking about domestic abuse on the radio this morning , I was struck by one insight. When asked why domestic abuse had been such a low priority at the start of lockdown she observed that as … Continue reading
Posted in accountants, actuaries, advice gap, pensions
Tagged advice gap, David Penney, pensions, tax relief
1 Comment
Pension Self Help
We live at a time of self empowerment. If we don’t know how to do something we learn, searching for answers from the web. We’ve learned how to do things from You tube, understand things from Wiki and with a … Continue reading
Posted in pensions
Tagged acceleration, advice, AgeWage, FCA, Guidance, pensions, self-help
Leave a comment
Taking someone else’s numbers for it. The shortcomings of AoVs.
I suffer from pension dreams, these wake me up at odd hours of the morning with questions that I cannot answer. This morning’s question was put to me by someone who bought a pension savings plan from me when … Continue reading
Posted in actuaries, advice gap, age wage, pensions
Tagged Actuary, advice gap, AoV, Assessment of Value, pension, pensions, Transparency
Leave a comment
Retirement debate overlooks tax-payer funding
This is another article shared with us by Jim Hennington. There is something very simple about the way that Australians debate pensions and I found this article informs very well on the ongoing debate we have in the UK. Clearly … Continue reading
Posted in pensions
Tagged Nathanan Bonarius, pensions, purpose, Retirement, Super, Tax
Leave a comment
Is value for money, the Standard by which we can make sense of pensions?
Although financial advisers do a great job and advice usually provides value for the money it costs, 9 out of 10 British adults will take the key financial decisions about their retirement on their own. The FCA wants unadvised individuals … Continue reading
What MaPS can learn from Australia’s MoneySmart Retirement Planner
The Australian Government has built what it calls the MoneySmart Retirement Planner which is a dashboard tool. You plug in your savings in “Super” and tell the planner a little about yourself (and your partner) and within five minutes you … Continue reading
Posted in actuaries, advice gap, pensions
Tagged actuaries, advice gap, optimum pensions, pensions, Super
Leave a comment
Why DC pensions should follow the science
The country has learned a new respect for data during the lockdown. Following the science has led us to a better understanding of mortality and we understand from track and trace how understanding data protects us from infection. The public … Continue reading
Posted in artificial intelligence, Dashboard, pensions
Tagged agenda, Data, data science, DWP, Guy Opperman, pensions
Leave a comment
“Dragging pensions out of the digital stone age”
New data today. Record numbers are using the internet. Record numbers are also investing in pensions. You’d never know. We must drag pensions out of the digital stone age. https://t.co/j3To2IpsmP pic.twitter.com/T4XErS6jqo — Alistair McQueen (@HelloMcQueen) August 7, 2020 I was … Continue reading
Posted in advice gap, age wage, pensions
Tagged Alastair McQueen, API, Aviva, internet, pensions
3 Comments
Our best shot at pension simplification in a generation!
It’s an interesting time right now for those involved in DC regulation. This blog suggests that if we can find a single definition of value for money that is acceptable to TPR and FCA, then we can massively simplify DC … Continue reading
Posted in advice gap, governance, pensions
Tagged Chair statement, NEST, nestle, pensions, VFM
Leave a comment