Tag Archives: pensions

Fidelity’s IGC-the bland leading the blind

Posted on April 11, 2019 by

The general reader is introduced to the 2019 IGC report with a statement from Fidelity An IGC is an Independent Governance Committee whose purpose is to represent the interests of policyholders (including active and deferred members) in the company’s relevant … Continue reading →

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Zurich’s IGC – keeping Zurich honest.

Posted on April 10, 2019 by

Zurich ‘s IGC Chair’s statement is out ; it’s punchy. It’s chair, Anna Bradley has a much wider sphere of influence than just pensions and it shows. This is from her opening remarks …you have told us that service standards … Continue reading →

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Royal London IGC – the regal treatment!

Posted on April 9, 2019 by

  The 2019 IGC report – a good read I haven’t given much thought to IGC production values, but they’re the first thing you notice when you scroll through the Royal London IGC report. Someone has spent some time and money … Continue reading →

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CDC – a silver wage not a silver bullet

Posted on April 3, 2019 by

  Yesterday Ros (Baroness) Altmann hosted a webinar on retirement income which prompted some interesting follow up on social media. Here’s Mark Ormston of Retirement Line. I thoroughly enjoyed listening to Ros Altmann on the ‘future of retirement income’ masterclass … Continue reading →

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Scottish Widows IGC report – a most interesting read.

Posted on April 2, 2019 by

The Scottish Widows 2019 IGC report has been published and is available here In the past few years, Scottish Widows has moved from a quiet backwater in the tidal flow of Lloyds Banking Group to very much centre stream. I … Continue reading →

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Millions start to properly fund their pension

Posted on April 1, 2019 by

www.seedrs.com/agewage April 1st 2019 is a red letter day for millions of Brits auto-enrolled into workplace pensions. From today the contribution rates will at last be 3+4+1 (three from your boss, four from you and one from the Government – … Continue reading →

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Doctor heal thyself? Where do NHSPS members get help on their pensions?

Posted on March 31, 2019 by

    Listeners to Paul Lewis’ MoneyBox were treated yesterday to a lively debatebetween Jo Cumbo , John Ralfe and Paul Lewis. While interpretations of the problems facing the NHS and in particular the NHS pension scheme and its membership … Continue reading →

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Phoenix IGC report – “we’re here solely for you”

Posted on March 30, 2019 by

The Phoenix IGC has had a good year and its 40 page report shows how a well chaired, well funded IGC can produce a document that is both authoritative and readable. Congratulations to its chair – David Hare – who … Continue reading →

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IGC reports 2019; what should we be looking for?

Posted on March 29, 2019 by

    For those who don’t follow this blog, I’ve been reviewing IGC reports since 2015/16 and intend to do so again this year. There is very little accountability on the IGCs. Though IGCs were set up to put right … Continue reading →

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The sordid side of nudge.

Posted on March 28, 2019 by

Go, go, go, said the bird: human kind Cannot bear very much reality.   (TS Eliot – four quartets) There is a thin dividing line between nudge and dishonesty. Nudge  flirts with transparency but never consummates. We are nudging millions of … Continue reading →

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