Tag Archives: pensions

Pension Self Help

We live at a time of self empowerment. If we don’t know how to do something we learn, searching for answers from the web. We’ve learned how to do things from You tube, understand things from Wiki and with a … Continue reading

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Taking someone else’s numbers for it. The shortcomings of AoVs.

  I suffer from pension dreams, these wake me up at odd hours of the morning with questions that I cannot answer. This morning’s question was put to me by someone who bought a pension savings plan from me when … Continue reading

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Retirement debate overlooks tax-payer funding

This is another article shared with us by Jim Hennington. There is something very simple about the way that Australians debate pensions and I  found this article informs very well on the ongoing debate we have in the UK. Clearly … Continue reading

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Is value for money, the Standard by which we can make sense of pensions?

Although financial advisers do a great job and  advice usually provides value for the money it costs,  9 out of 10 British adults will take the key financial decisions about their retirement on their own. The FCA wants unadvised individuals … Continue reading

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What MaPS can learn from Australia’s MoneySmart Retirement Planner

The Australian Government has built what it calls the MoneySmart Retirement Planner which is a dashboard tool. You plug in your savings in “Super” and tell the planner a little about yourself (and your partner) and within five minutes you … Continue reading

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Why DC pensions should follow the science

The country has learned a new respect for data during the lockdown. Following the science has led us to a better understanding of mortality and we understand from track and trace how understanding data protects us from infection. The public … Continue reading

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“Dragging pensions out of the digital stone age”

New data today. Record numbers are using the internet. Record numbers are also investing in pensions. You’d never know. We must drag pensions out of the digital stone age. https://t.co/j3To2IpsmP pic.twitter.com/T4XErS6jqo — Alistair McQueen (@HelloMcQueen) August 7, 2020 I was … Continue reading

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Our best shot at pension simplification in a generation!

It’s an interesting time right now for those involved in DC regulation. This blog suggests that if we can find a single definition of value for money that is acceptable to TPR and FCA, then we can massively simplify DC … Continue reading

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A practical illustration of Contractual Accrual Rates – Clacher and Keating

  In this article Con Keating and Iain Clacher explain an alternative to the current way we require DB schemes to be funded. It challenges received thinking and offers a way forward to regulators struggling to find an acceptable funding … Continue reading

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The Killing of Open Schemes – Michael Bromwich

  Michael Bromwich has been the CIMA Professor of Financial Accounting  at the  LSE since October 1985  . He is the co-author of “Management accounting in a digital and global economy” and one of Britain’s authorities on the subject. His … Continue reading

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