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Tag Archives: pensions
Why the door’s slammed shut on open pensions.
During the week, AgeWage was invited to compete in the Nesta Open Up Challenge. Nesta is funded by the UK lottery – they are an agency of change sponsored by the likes of you and me; As any entrepreneurial start-up … Continue reading
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Posted in advice gap, age wage, Pension Freedoms, pensions, Start ups, Technology
Tagged BEIS, DWP, HMT, Innovation, Nesta, Origo, Pension Dashboard, pensions, Technology
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When advice sits behind a paywall.,,,
One of the many pleasures of it being summer is that I have time to contribute to newspapers. I searched myself on the Times website and found out I’ve been contributing to their articles at a rate of one a … Continue reading
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What WPS is ACTUALLY saying about pension transparency
The headlines are about “rip-off” pension charges, but the WPS Select Committee’s report is a wide-ranging investigation into the transparency of the pensions industry and not a sensationalist attack on charges. It sets out its stall in the pre-amble. There should … Continue reading
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Posted in advice gap, age wage, auto-enrolment, pensions
Tagged auto enrolment, DWP, Frank Field, pensions, W&P Select, Work and Pensions Select Committee, WPS
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Folly in the Pensions Landscape
Every month of every year I get a request from someone for information on the Pensions Landscape in the UK and where people can get reliable stats on where our pension savings go. The answer I give them is to … Continue reading
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Posted in advice gap, age wage, pensions
Tagged Folly, pensions, Pensions Landscape, TPR
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How contingent fees underpin SJP’s shareholder value.
The last two days have not been kind to St James Place, on Tuesday it was presented with the FCA’s CP19/25 and PS19/21 and yesterday it had to face the wrath of the market which marked its shares down 5% … Continue reading
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Bosses + trustees talk “pension choices” too!
This blog looks at what the FCA is planning to do to regulate the way unadvised drawdown plans are presented to customers. This follows the publication on a further policy paper from the FCA – CP 19/21 The point of … Continue reading
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Posted in advice gap, age wage, pensions
Tagged annuity, CDC, choice architecture, Drawdown, pensions
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Transfers + workplace pensions;- RU64 2.0
Have a look at chapter 4 of CP 19-25 Ongoing conflicts of interest We are proposing strengthening our existing requirements that advisers giving pension transfer advice should consider an available workplace pension as a receiving scheme for a transfer … Continue reading
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Scary news day!
Scary news day! Yesterday (Weds 24th) saw the arrival of Boris Blimp in his West End townhouse and the announcement that nothing much has changed at the top of the DWP- except the SOS’ brief – which now includes equality … Continue reading
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Posted in Blogging, brand, pensions
Tagged DB transfers, pensions, Port Talo, Royal London, Steve Webb
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The impact of NDAs on pension outcomes
NDAs (non disclosure agreements), have been much in the news in the past week. The government says it will crack down on the use of workplace “gagging clauses” to cover up allegations of harassment, discrimination and assault. Many businesses use … Continue reading
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Posted in actuaries, advice gap, pensions
Tagged charges, CMA, IA, IMA, pensions, value, Value for Money, VFM
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Is Direct Investment the way forward for pension savers?
It’s a third of a century since Sid spread the word about the bargain of buying British Gas shares. The dream of a shareholding democracy flickered, spluttered and was finally snuffed out by funds. Nowadays – direct investment in … Continue reading
