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Tag Archives: Guy Opperman
The “pensions industry” must speak for pensions – not the people who profit from them.
There is an assumption that for innovation to happen in the pensions industry, it needs to have the sanction of the “pensions industry”. Take this comment from Sam. CDC will be a disaster unless you can convince the pensions industry … Continue reading
Posted in advice gap, CDC, pensions
Tagged CDC, DWP, Guy Opperman, Pensions industry, Pensions Minister, WPC
3 Comments
The silent majority aren’t drawing down anything!
The proportion of full cash withdrawals and annuity plans sold with advice in the second half of 2017/18 fell to its lowest rate since the second half of 2015/16. This means that an increasing proportion of pots accessed through an … Continue reading
Posted in pensions
Tagged CDC, Drawdown, Drawdown pensions, FCA, Guy Opperman, pensions, TPR
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CDC has cross-party support, it also needs cross-departmental support.
I was at a CDC Forum yesterday with people from the DWP and various pension experts, I can’t say who or what they said but suffice it to say that this was “large employer stuff”. Necessarily this is where the … Continue reading
Whatever happened to “pot follows member”?
The Liberal pension spokesperson – the very shadowy Stephen Lloyd, has labelled the Conservative Government “incompetent” for shelving Steve Webb’s pot follows member initiative (which should have arrived in 2016). Guy Opperman, with the weight of the Government’s massive research … Continue reading
Posted in pensions, steve webb
Tagged dc, Guy Opperman, pensions, Pot follows member, stephen lloyd, Steve Webb
2 Comments
My call for an end to contingent fees on DB pension transfers
Calls to keep contingent pricing fall on my deaf ears. I champion the pension rights of those with low incomes and I champion the rights of those likely to get lower pensions (women). I don’t champion the right of … Continue reading
Posted in advice gap, pensions
Tagged advice, CETV, DB transfers, Debbie Abrahams, Frank Field, Guy Opperman, IFA, Jack Dromey, pensions, tax free cash
3 Comments
“Trust is a fragile thing” – it’s based on sharing.
Alistair Queen of Aviva is a great representative of his company. He curated this graphic to twitter yesterday – and it was well liked. Alistair’s comment was made in the context of frustration from Jon Stapleton, a journalist who has done … Continue reading
Posted in pensions
Tagged Alistair McQueen, Carillion, CDC, Guy Opperman, Jon Stapleton, pensions, Royal Mail, trust
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Tough choices for our Pension Minister
Despite the reshuffle, our Pension Minister, Guy Opperman is staying our Pension Minister. As pension celebs go, Opperman has been – so far – decidedly B-list; there is only so much time a Pensions Minister gets to acquaint himself with … Continue reading
“Mind the width – improve the quality” #Pensions must “include” properly!
When Guy Opperman became Pensions Minister , he had” financial inclusion” inserted into his title; now comes his challenge. According to Government statistics, there are 675,000 qualifying workers in the “savers rate” of tax, ( the tax band where we … Continue reading
Posted in NEST, pensions
Tagged David Gauke, Guy Opperman, inclusion, National Insurance, pensions, Social inclusion
3 Comments
Nice perk if you can get it! Pension Exclusion in the UK.
When Guy Opperman became Pensions Minister , he close to have the words ” financial inclusion” inserted into his title, now is the time for him to prove his title’s worth. According to Government statistics, there are 675,000 of us … Continue reading
Posted in advice gap, Big Government, pensions
Tagged Guy Opperman, National Insurance, pension, pensions, salary exchange, salary sacrifice, Taxation
5 Comments
Normalising pension saving for everyone
The TUC is publishing this morning important research into inclusion. Since our new pensions minister has included “inclusion” in his title, I hope he is reading it! Six in 10 workers in the UK agriculture and hospitality sectors are not … Continue reading
Posted in auto-enrolment, pensions
Tagged auto-enrolement, DWP, Guy Opperman, inclusion, NEST, pensions, Savings
5 Comments
