Tag Archives: annuity

Cayman and Bermuda take on American insurance including our pensions; here’s what’s happening

Thanks to a financier in America who shares a different attitude to insurance and its regulation with us, it would be interesting if not vital were it not about insurers and reinsurers who will end up paying our wage in … Continue reading

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The annuity puzzle – why’s it so divisive?

There is banter behind my back! It relates to the annuity puzzle. You want to know what that is? Please read on! Most “experts” reckon annuities are better value for their money than they were. But I don’t get the … Continue reading

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A debate on the morality of Standard Life buying into its pension scheme

You may think it is a little lazy to make a blog out of other people’s comments made on a summer Sunday. But the comments are made by senior people who have experience either senior in insurance (Adrian Boulding) or … Continue reading

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Unions – what’s happening with pensions? Neil Walsh explains CDC’s impact on Prospect – 10.30 this morning

This from the Government on “The future of CDC” The initial impetus for CDC has come from a large employer and a major trade union seeking an alternative pension model. But establishing CDC schemes opens the possibility of more diverse … Continue reading

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Tomorrow ; progress from DC to CDC with the unions! Invitation inside!

I’m very pleased that we have Neil Walsh of Prospect at the Pension PlayPen at 10.30 am tomorrow (Tuesday 21st July). We will discuss how unions are getting to grips with CDC as a way forward to what are currently … Continue reading

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Come and debate the future of DC with the Prospect union.

We will discuss how unions are getting to grips with CDC as a way forward to what are currently DC workplace pensions. The event is at 10.30 am on Tuesday 21st July. You can get into the meeting on this … Continue reading

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How do unions feel about CDC?

What we were used to – no longer available to  workers in the private sector Since the collapse of Defined Benefit pensions first for new joiners and soon after for further accrual by those already members, the unions have fallen … Continue reading

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“Nothing new”on the triple lock is – “big news!

It amazes me that we find the triple lock front page news when we voted in a Government two years ago who clearly said there would be no change in how the state pension this parliament. There are three things … Continue reading

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Annuities as tax-avoidance for the rich

Standard Life have prompted Alan Livesy to comment on the rise and rise of annuities as a place to invest for the rich. This of course is not a strategic change for the country, it is a tactical move from … Continue reading

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If you’re going to buy an annuity – try now

Mark Ormston has this to say With  the political crisis’ at home and in the Middle East, can anyone predict the point at which the cost of borrowing stop going up. As the cost of borrowing  goes up the cost … Continue reading

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