-
-
Tags
Month
Post Types
Categories
Tag Archives: annuity
Do we still consider defaulting to “cash-out” or “annuity-purchase” VFM?
Me and John Greenwood think alike – that the definition of their value for money is the return they get on their DC pot. In an article last week he asked why some DC pension schemes are still defaulting members … Continue reading
Posted in pensions
Tagged accumulation, annuity, dc, default, John Greenwood, Money Purchase, Pensions, Targeting
Leave a comment
Pensions don’t lead to inheritance tax for anyone – it’s the pots that are the problem
There are now four ways of avoiding inheritance tax with your pension pot (s) you’ve saved over your work career If you are within a year of joining a public service* pension you can swap your pot for pension based … Continue reading
Posted in pensions
Tagged annuity, CDC, Collectivve Pension, DB, IHT, inheritance tax, LGPS, Pensions, Policy, public sector, Tax
5 Comments
The horror of letting the taxman take your unspent pension pot!
I have swum in a pool where mournful pensioners refill the water level with their tears. Bless Steve Hunt and all the others in that swimming pool. Open the article for page after page of indignation at the treasury’s designs … Continue reading
Cayman and Bermuda take on American insurance including our pensions; here’s what’s happening
Thanks to a financier in America who shares a different attitude to insurance and its regulation with us, it would be interesting if not vital were it not about insurers and reinsurers who will end up paying our wage in … Continue reading
The annuity puzzle – why’s it so divisive?
There is banter behind my back! It relates to the annuity puzzle. You want to know what that is? Please read on! Most “experts” reckon annuities are better value for their money than they were. But I don’t get the … Continue reading
A debate on the morality of Standard Life buying into its pension scheme
You may think it is a little lazy to make a blog out of other people’s comments made on a summer Sunday. But the comments are made by senior people who have experience either senior in insurance (Adrian Boulding) or … Continue reading
Posted in pensions
Tagged annuity, Bulk annuity, buy-in, buy-out, FSCS, Insurance, Pensions, Standard Life
Leave a comment
Unions – what’s happening with pensions? Neil Walsh explains CDC’s impact on Prospect – 10.30 this morning
This from the Government on “The future of CDC” The initial impetus for CDC has come from a large employer and a major trade union seeking an alternative pension model. But establishing CDC schemes opens the possibility of more diverse … Continue reading
Posted in pensions
Tagged annuity, Business, CDC, corporate governance, Defined benefit pension plan, Employment, Neil Walsh, pension, Pensions, Prospect, Retirement, Targe, TPR
Leave a comment
Tomorrow ; progress from DC to CDC with the unions! Invitation inside!
I’m very pleased that we have Neil Walsh of Prospect at the Pension PlayPen at 10.30 am tomorrow (Tuesday 21st July). We will discuss how unions are getting to grips with CDC as a way forward to what are currently … Continue reading
Posted in pensions
Tagged annuity, Business, CDC, corporate governance, Defined benefit pension plan, Employment, Neil Walsh, pension, Pensions, Prospect, Retirement, TPR
3 Comments
Come and debate the future of DC with the Prospect union.
We will discuss how unions are getting to grips with CDC as a way forward to what are currently DC workplace pensions. The event is at 10.30 am on Tuesday 21st July. You can get into the meeting on this … Continue reading
Posted in pensions
Tagged annuity, Business, CDC, corporate governance, Defined benefit pension plan, Employment, Neil Walsh, pension, Pensions, Prospect, Retirement, TPR
Leave a comment
How do unions feel about CDC?
What we were used to – no longer available to workers in the private sector Since the collapse of Defined Benefit pensions first for new joiners and soon after for further accrual by those already members, the unions have fallen … Continue reading
Posted in pensions
Tagged annuity, Business, CDC, corporate governance, Defined benefit pension plan, Employment, Neil Walsh, pension, Pensions, Prospect, Retirement, TPR
Leave a comment