here’s what you’ve been saying
Monthly Archives: February 2018
The train now arriving is not stopping at your platform.
Hugh Nolan, pensions expert, tells us I am absolutely convinced that the time for CDC has come. Sadly I suspect it has gone again already. Students of Einstein’s theory of relativity will have learned a nuance, the train is … Continue reading
Posted in pensions
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A tale of two cities – ABI and #TUCpensions
It was a straight choice. Pay £500 + VAT and hear the Treasury talk about financial services in Bishopsgate or Pay £0 + VAT and hear the DWP talk about pensions. It wasn’t a hard one. Guy Opperman , … Continue reading
No field of dreams…
This is an article that first appeared in Professional Pensions and is produced with permission from Con Keating. I was a little disappointed to see PP’s uber-editor Jon Stapleton original downbeat introduction! Con Keating says the Royal Mail pension … Continue reading
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How do I rate my various pensions?
Following the publication of yesterday’s Guidance from the DWP on “DC pension” disclosures, this article asks “have we any framework for answering the question in the title?”. The conclusion is “not yet”, thought the disclosure guidance takes us another step … Continue reading
Posted in auto-enrolment, pension playpen, pensions, Sage
Tagged DWP, OFT, pension playpen, pensions, VFM, workplace Pensions
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The DWP sticks to its guns on disclosure
Disclosure of costs, charges and investments in DC occupational pensions Government Response The DWP have fulfilled on their promise to provide a disclosure framework for occupational DC pension schemes. From April 2019, anyone in a DC workplace pension will be … Continue reading
Posted in advice gap, auto-enrolment, DWP, pensions
Tagged disclosure, DWP, pensions, Technology, Transparency
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HMRC’s pension taxation; the Scottish question.
The HMRC’s position on pension taxation reached new heights of barminess last week, with its decision to let the new “19% Scottish taxpayers” receive 20% relief at source. This is Apparantly one of those problems that gets put in the too … Continue reading
Posted in pensions
Tagged auto enrolment, HMRC, net-pay, pensions, relief at source, Scotlan, Scottish Income Tax
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“Made in Westminster” – Sean Wallis’ technical analysis of the USS “deficit”.
Please press this link to understand the USS crisis in a new light. Made in Westminster – Sean Wallis I don’t often re-blog; but this piece of work is so comprehensive , I think it should stand on its … Continue reading
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Standard Phoenixed.
There are few examples, since the demise of Equitable Life, quite so ignominious, as the end to Standard Life. Standard Life Assurance Limited is being sold to Phoenix Life for just £3.2bn , part of which will be paid to … Continue reading
Posted in pensions
Tagged David Hare, Good to Go, IGC, pension, Phoenix Life, Rene Poisson, Standard Life, workplace pension
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Malcolm Small
William Robbins, (a friend to Malcolm) has published this piece on the news of his death. I wish his family and his friends well and I hope that Malcolm’s spirit will remain with us, though he himself is gone. Otto Thoresen … Continue reading
UUK – you cannot dictate the terms on which you break your promises.
“Pension promises” are difficult. Lawyers tell me that the members of the University Superannuation Scheme (USS) do not have a contractual right to it. It could be argued that cutting off the oxygen of future accrual (as UUK are threatening … Continue reading
