Tag Archives: workplace pension

What is the future for GPP workplace pensions.

  My DC pot was established with L&G by First Actuarial, my employer at the time of auto-enrolment. We were going to use Prudential but that large insurer which is now offering pensions through M&G had recently withdrawn from writing … Continue reading

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“Workplace CDC” – Day 2; how’s it going?

Two things have happened in the last few weeks that will make a change. The first was the arrival of a new Government and yesterday we had the  arrival of a new type of workplace pension. First – what we … Continue reading

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Gen Z don’t rate pensions – either for them or for the country

This is an astonishing article by the BBC’s Coletta Smith. It should be everyone in pensions. This is article by a team of BBC correspondents headed by Coletta Smith. I am hugely impressed. Joel has finally landed his first graduate … Continue reading

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£74m written off over ATOS as Nest signs £1.5bn Tata deal

  In 2021, Nest and Atos announced a shared commitment to help millions enjoy a better retirement (I and my staff among them). We were told at the time The new service, which will begin in 2023, will focus on … Continue reading

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Don’t let Workplace GPPs get left behind

There is a very real chance that millions of personal pensions set up to comply with auto-enrolment will become unloved deferred small pots as their employers switch to participating in master trusts and GPP providers start to consider the GPP … Continue reading

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Buying a pension with my workplace pension pot – why not?

In this article, I look back to the bad old days when people who didn’t choose got “clubbed” by insurers . I look forward to a system that ensures everyone gets a reasonable pension for their savings , whether they … Continue reading

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Has this crisis broken your pension pot (and can it be mended)?

Ever the optimist, I kick off with an image of a pot that has been broken and becomes a thing of beauty. For many of us DC pension pot holders, this is devoutly to be hoped for. Though for some, … Continue reading

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Workplace Pensions with a Purpose

I’ve been watching s “Pension with a Purpose” networking group develop. You can read about it here. The supply chain leads from asset managers to large pension funds but doesn’t quite reach the member – this is a member’s club … Continue reading

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Workplace pensions – PFI 2.0?

  The Daily Mail have published a heavily spun article that seems to have come from the Treasury with the title Chancellor Rishi Sunak to tap pensions for UK’s growth fund: Treasury draws up plan to help boost economy Regular … Continue reading

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Five bad reasons for running your own workplace pension.

The Government has made it’s agenda plain. Small (that is sub £100m) occupational DC schemes do not offer the governance, do not have the capacity to diversify into private markets and offer poor value to members , relative to larger … Continue reading

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