Tag Archives: workplace pension

How can we expect the young to save? Here’s how!

Posted on July 3, 2017 by

The odds are stacked against our kids. Low interest rates make paying a mortgage a cinch But tight credit makes getting a first-time  mortgage a nightmare House price inflation makes first-time buying near impossible And pushes up rents as demand … Continue reading →

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Employers may be vulnerable to employee compensation claims (guest blog from BrightPay)

Posted on June 12, 2017 by

It is important that employers take time to consider the various pension options before choosing a pension scheme for their employees. A lack of care or thought when making critical pension decisions may have a negative effect on employers in the future. … Continue reading →

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Standard Life- welcome to Sage’s digital “Data Exchange”!

Posted on May 31, 2017 by

I’m very pleased to see Standard Life’s announcement that its “Good to go” proposition is now part of Sage’s Data Exchange initiative. The news grabs headlines in the Scotsman and it should be headline news down south as well! Employer’s … Continue reading →

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Slow and steady – the Zurich IGC

Posted on April 14, 2017 by

Laurie Edmans, Zurich’s IGC chair is a laid-back man. It shows in the IGC report that is considered and unhurried. It is a very good read as a deliberation on value for money though it is rather short on action … Continue reading →

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Phoenix and the Hare bear bunch!

Posted on April 1, 2017 by

Last year I gave the Phoenix IGC chair report three greens out of three- the only report to get a “clear round”. It doesn’t quite make the double this year, but this is another excellent report which should be required … Continue reading →

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Time to dig this Government out of its hole?

Posted on March 10, 2017 by

Tax, national insurance and pensions policy should be put in a vault marked “toxic” and should be handled with extreme caution. This morning I have three toxic issues to prove my point. The fiasco of announcing an increase in national insurance … Continue reading →

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Which would you rather live in- a house or a car?

Posted on February 18, 2017 by

  I’m fond of our current pension minister; he makes me laugh! He does a good impression of the “pension’s idiot” and enjoys being thought rather less on the ball than he actually is.   But scratch the surface and … Continue reading →

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Do employers have a duty of care when choosing pensions?

Posted on February 6, 2017 by

The shadow pension secretary Alex Cunningham has tabled an amendment to the Pension Schemes Bill which could clarify whether an employer has a duty of care in choosing a workplace pension for its staff. There are currently over 80 class … Continue reading →

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Avoid the ambulance chasers and choose your workplace pension wisely

Posted on February 3, 2017 by

In America the business of providing staff with a retirement benefits plan (known as 401k) is taken very seriously. Employers have fiduciary responsibility to the participants and to the plan. That means that if employers do not take due care … Continue reading →

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Seasonal workers have as much right to a workplace pension as any others!

Posted on January 30, 2017 by

I am surprised and disappointed in the National Farmers Union, lobbying to release farmers from paying auto-enrolment contributions to short-term “seasonal” workers. We are in danger of opening the flood gates here to every part of the gig economy that … Continue reading →

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