Tag Archives: workplace pension

The death of the employer pension trust

Posted on February 11, 2021 by henry tapper

  Geof Pearson told the NAPF conference in 1998 “I have looked over the cliff and seen DC” 22 years later DB trustees can argue that they still have the weight of past money but they are dependent on employers, … Continue reading →

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Is this the end of “easy money” from over-priced trackers?

Posted on January 16, 2021 by henry tapper

Are investors overpaying millions for trackers? Hats off to Money Marketing investment director Charlotte Richards for a cracking piece of work that highlights that investors could be being left millions of pounds out of pocket from over-paying for what what is … Continue reading →

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IFS says low-earners should quit saving for retirement.

Posted on May 19, 2020 by henry tapper

The Institute for Fiscal Studies has called into question the wisdom of many poor earners paying into workplace pensions under auto-enrolment. It is not clear why the small number of people who would probably be better off not sticking with … Continue reading →

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Is your pension due an upgrade?

Posted on September 22, 2019 by henry tapper

In the relentless pursuit of new business, insurance companies and other financial institutions involved in the commercial marketing of pensions , have focussed on the new customer or the existing customer increasing his or her savings. It’s not hard to … Continue reading →

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Auto-enrolled through L&G/Ease – read this.

Posted on December 11, 2018 by henry tapper

This blog is written for employers and advisers who have used or assisted with the ITM eAsE link to L&G’s workplace savings Plan. You are where you are – here is some context and some thoughts on your position] For … Continue reading →

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Are you and your savings “retirement ready”?

Posted on September 22, 2018 by henry tapper

I’m getting fit, which is a long way off saying “I’m fit” in any sense of the words. But just getting rid of the first few pounds has put me in a much better frame of mind. Many of us … Continue reading →

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Who’s fooling whom – on workplace pensions

Posted on July 7, 2018 by henry tapper

“We all have one- we all know who chose it, but none of us know why?” In the 19th century, when riddles were popular, this would have been counted an interesting question. Riddling could make a comeback on social media … Continue reading →

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Prudential’s IGC get it right – a model Chair report.

Posted on April 9, 2018 by henry tapper

To understand why the Prudential’s IGC reports are so good, you need to go to first principals and read the opening paragraphs of their value for money definition (oddly sitting on p40 of the report) The IGC’s approach to VfM … Continue reading →

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There is only so much pension risk, an ordinary person can take.

Posted on March 7, 2018 by henry tapper

This diagram shows us the points where we can do well in our “journey” as DC investors. It’s a useful starting point in working out how we create value for money for ourselves. This article shows that how much we … Continue reading →

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Standard Phoenixed.

Posted on February 25, 2018 by henry tapper

There are few examples, since the demise of Equitable Life, quite so ignominious, as the end to Standard Life. Standard Life Assurance Limited is being sold to Phoenix Life for just £3.2bn , part of which will be paid to … Continue reading →

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