Tag Archives: workplace pension

Has this crisis broken your pension pot (and can it be mended)?

Ever the optimist, I kick off with an image of a pot that has been broken and becomes a thing of beauty. For many of us DC pension pot holders, this is devoutly to be hoped for. Though for some, … Continue reading

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Workplace Pensions with a Purpose

I’ve been watching s “Pension with a Purpose” networking group develop. You can read about it here. The supply chain leads from asset managers to large pension funds but doesn’t quite reach the member – this is a member’s club … Continue reading

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Workplace pensions – PFI 2.0?

  The Daily Mail have published a heavily spun article that seems to have come from the Treasury with the title Chancellor Rishi Sunak to tap pensions for UK’s growth fund: Treasury draws up plan to help boost economy Regular … Continue reading

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Five bad reasons for running your own workplace pension.

The Government has made it’s agenda plain. Small (that is sub ¬£100m) occupational DC schemes do not offer the governance, do not have the capacity to diversify into private markets and offer poor value to members , relative to larger … Continue reading

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The death of the employer pension trust

  Geof Pearson told the NAPF conference in 1998 “I have looked over the cliff and seen DC” 22 years later DB trustees can argue that they still have the weight of past money but they are dependent on employers, … Continue reading

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Is this the end of “easy money” from over-priced trackers?

Are investors overpaying millions for trackers? Hats off to Money Marketing investment director Charlotte Richards for a cracking piece of work that highlights that¬†investors could be being left millions of pounds out of pocket from over-paying for what what is … Continue reading

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IFS says low-earners should quit saving for retirement.

The Institute for Fiscal Studies has called into question the wisdom of many poor earners paying into workplace pensions under auto-enrolment. It is not clear why the small number of people who would probably be better off not sticking with … Continue reading

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Is your pension due an upgrade?

In the relentless pursuit of new business, insurance companies and other financial institutions involved in the commercial marketing of pensions , have focussed on the new customer or the existing customer increasing his or her savings. It’s not hard to … Continue reading

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Auto-enrolled through L&G/Ease – read this.

This blog is written for employers and advisers who have used or assisted with the ITM eAsE link to L&G’s workplace savings Plan. You are where you are – here is some context and some thoughts on your position] For … Continue reading

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Are you and your savings “retirement ready”?

I’m getting fit, which is a long way off saying “I’m fit” in any sense of the words. But just getting rid of the first few pounds has put me in a much better frame of mind. Many of us … Continue reading

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