Tag Archives: tata

Why are workplace pensions excluded from transfer advice?


NEST gets us thinking Gavin Perera-Betts work for NEST, he’s the chief customer officer – the person charged with helping people get the most out of their savings and he’s the author of NEST’s recent response  to the Government’s Select Committee … Continue reading

Posted in advice gap, BSPS, pensions | Tagged , , , , , , , | 13 Comments

Practical help for practical people- what we hope to do for BSPS members.


What Al Rush and I are up to I’ll be taking up to a week off over the next fortnight – partly because I have to and partly because I relish the opportunity of scooting around the country doing what … Continue reading

Posted in advice gap, BSPS, pensions | Tagged , , , , , , , | 7 Comments

So what makes you so special?


It’s a tough question in any walk of life. There is always someone who will answer that question because they are, but most of us will find ourselves out when answering it. We’re not – and if we were all … Continue reading

Posted in Blogging, BSPS, pensions | Tagged , , , , , | 2 Comments

The”great Pension cash-in” needs a check out.


Jo Cumbo’s article on the “Great Pensions Cash-in” has been given promoted to the FT’s “Big Read” – so it should be. It’s a fine piece of work and it has a brilliant opening which I will quote because many … Continue reading

Posted in Blogging, BSPS, pensions | Tagged , , , , , , , | 3 Comments

The legitimate concerns of BSPS members


‘ From the little time I have spent talking online with BSPS members, I have been impressed with the matter of fact way they are dealing with the choices presented to them. Here is a case study of the complexity faced … Continue reading

Posted in annuity, Bankers, BSPS, pensions | Tagged , , , , , , | 14 Comments

Time-bound decisions; the tough choices facing BSPS members


Supporting the Steel Workers in their decision making Over the weekend I was asked to join two important Facebook Groups, one is for those still working at Tata and the other for former employees, what links them is that both … Continue reading

Posted in pensions | Tagged , , , , , , | 4 Comments

BSPS2 – a superior kind of lifeboat?


The news that members of the British Steel Pension Scheme will have the choice between swapping their pension rights for participation in the Pension Protection Fund of a new Pension Scheme (code-named BSPS2) has been well flagged. It might seem … Continue reading

Posted in pensions | Tagged , , , , , , , | 2 Comments

Pension Risk Sharing – they’re all at it but us!


Japanese CDC is coming @JohnRalfe1 @markjrowlinson @WillJAitken @henryhtapper https://t.co/e9D2UClhBR — Sam Pickford (@pickfos) June 2, 2017 Oh dear! News that the Japanese have gone all defined ambition did not go down well. Infact it went down like Japanese Knotweed at … Continue reading

Posted in actuaries, advice gap, pensions | Tagged , , , , , , , , , | Leave a comment

The pension transfer debate can’t be left to experts!


I’m a big fan of outright hostility on social media, especially if it is directed at me. I don’t rate myself as anywhere near as good as Paul Lewis – who is the master at absorbing and developing such hostility … Continue reading

Posted in pensions | Tagged , , , , , , , , , | 1 Comment

DB pension heading for the PPF? – Read this!


  Here are some things you didn’t know about the Pension Protection Fund (PPF). If you are in a pension scheme heading in that direction you should read this! While most people think it would be an unmitigated disaster to see … Continue reading

Posted in de-risking, pensions, workplace pensions | Tagged , , , , , | 4 Comments