here’s what you’ve been saying
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Tag Archives: tata
What now for the new BSPS and its members?
I was sent an announcement yesterday about the new British Steel Pension Scheme. It’s a complicated message and I’ve tried to add comments that explain what each paragraph means in a little easier way. My comments are in green. They … Continue reading
The “integrated risk management framework” must include impact on members.
There are certain events where the police anticipate trouble and turn up in anticipation. There are certain traffic black spots where speed cameras are put in to reduce the risk of accidents and there are some occasions when regulators could … Continue reading
Has Tata the courage of its conviction? (the workplace pension that dare not speak its name)
It I’ve been in correspondence with a steelworker who wrote me this Over the past few months when my work colleagues at TATA have been talking about transferring out I suggested the TATA Aviva Plan to them as it … Continue reading
Why we are still angry about Port Talbot.
It’s the last day of 2017 and a time to look back at the last three months. The small picture is a series of events that have led to a general awareness that something very wrong was going on in … Continue reading
Posted in advice gap, pensions
Tagged Al Rush, BSPS, Niche, pensions, Ray Adams, tata, Vega, Vega Algorithms
2 Comments
Opting back into a pension scheme?!?
One of the uses of a CDC scheme could be to allow people who have opted out of a DB plan – to opt back into a scheme which pays them a wage for life – albeit one that isn’t … Continue reading
Posted in advice gap, auto-enrolment, CDC, pensions
Tagged BSPS, CARE, CDC, NHS, Old age, pension, pensions, Retirement, tata, Wage for life
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Straight talking and honest representation
This morning I and three members of BSPS, give oral evidence to the Work and Pensions Select Committee at Parliament. We have been asked to speak about our experiences and comment on lessons that can be learned. The four of … Continue reading
Posted in advice gap, BSPS, pensions
Tagged BSPS, Steel, tata, Work and Pensions Select Comittee
2 Comments
TATA GPP – an investable option for BSPS members with a CETV.
I’ve received the following note from Aviva with regards the TATA group personal pension which has replaced BSPS as the corporately sponsored pension arrangement going forward. Thanks for your note below re the query you have received from a BSPS … Continue reading
Posted in advice gap, de-risking, pensions, social media
Tagged Aviva, BSPS, CETV, GPP, tata
15 Comments
“Cry havoc and let slip the dogs of war”
One of the features of a close-knit community is that people talk to each other. For Steelworkers this has been at works and in clubs. Now the works and clubs of Port Talbot, Llanwern, Scunthorpe and Redcar have digital counterparts in the Facebook pages … Continue reading
Posted in BSPS, pensions
Tagged Al Rush, Aviva, BSPS, Port Talbot, Royal London, tata, Tax
12 Comments
Someone else’s job.
I spoke with a nice fellow last week who had been selling his company’s wares to IFAs in South Wales. The talk at the meeting was all about what was going on with the steelworkers. The fellow came away with … Continue reading
Why are workplace pensions excluded from transfer advice?
NEST gets us thinking Gavin Perera-Betts work for NEST, he’s the chief customer officer – the person charged with helping people get the most out of their savings and he’s the author of NEST’s recent response to the Government’s Select Committee … Continue reading
Posted in advice gap, BSPS, pensions
Tagged BSPS, CETV, Gavin Perera-Betts, NEST, pensions, tata, TPAS, TPR
13 Comments
