Tag Archives: NHS

Giving doctors a break

Posted on July 9, 2019 by

“82% of consultants say they are are or are planning  cutting down on work” – Dr Tony Goldstone You can listen here to Dr Goldstone explain the issues facing doctors who find themselves on the cliff edge of taxation and … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , | 2 Comments

We don’t know how lucky we are!

Posted on July 4, 2019 by

I have just come out of hospital. I was admitted on Monday afternoon, had a three hour operation under general anaesthetic on Tuesday morning and left at Wednesday lunchtime. Had I not had the services of the NHS, I could … Continue reading →

Posted in age wage, NHS, Personality | Tagged , , | 12 Comments

Beware the reasonable Ralfe

Posted on March 11, 2019 by

John Ralfe has written an article on the problems highly paid NHS staff are having staying members of the NHS Pension Scheme. He has a number of remedies for the Doctors, most involve Doctors being able to swap pension accrual … Continue reading →

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Get up, stand up, for your pension rights

Posted on March 7, 2019 by

      Josephine Cumbo has written an important blog in Pensions Expert. If you aren’t registered to see the article, I urge you to do so. Access to the article is free and it pretty well sums up my … Continue reading →

Posted in advice gap, pensions | Tagged , , , , | 1 Comment

NHS pensions are damaging the NHS – a doctor writes

Posted on March 6, 2019 by

    This article is by Dr Nitin Arora I asked to publish it as I have followed his work on twitter to help pension professionals understand the current problems facing members of the NHS pension scheme. As I have … Continue reading →

Posted in NHS, pensions | Tagged , , , , | 2 Comments

Affordability – is the NHS pricing people out of its pension scheme?

Posted on December 30, 2018 by

  Perhaps we are getting a little complacent about opt-outs? The FT has published research showing that opt-outs from the NHS pension scheme are running at 5 times the rate of opt-outs from the Local Government Scheme. When I first … Continue reading →

Posted in NHS, pensions | Tagged , , , | 4 Comments

Opting back into a pension scheme?!?

Posted on December 24, 2017 by

One of the uses of a CDC scheme could be to allow people who have opted out of a DB plan – to opt back into a scheme which pays them a wage for life – albeit one that isn’t … Continue reading →

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The Oxleas pension scandal

Posted on February 21, 2016 by

The offer made by the Oxleas NHS Foundation Trust is a scandal. There is no other word for it. Staff are being misinformed about pensions and being offered “sexy-cash” to help Oxleas balance its books. Our nurses are worth more … Continue reading →

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TEE(n) – Why would Osborne do anything else?

Posted on December 7, 2015 by

  I was re-reading Steve Webb’s article in the Daily Telegraph where he outlines why he thinks Pensions ISAs would be a disaster. The more I read it, the less I get it. Let’s go back to basics. It is … Continue reading →

Posted in Pension Freedoms, pension playpen, pensions, Politics, Public sector pensions | Tagged , , , , , , , | 5 Comments

Should workplace pensions have a duty of candour?

Posted on June 29, 2015 by

We seem to have learned nothing from the Office of Fair Trading report on workplace pensions. In case you’ve forgotten, the OFT reported they’d never encountered such  poor purchasing as with employers purchasing pensions for their staff. What has been … Continue reading →

Posted in pensions | Tagged , , , , , , , , | 10 Comments