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Tag Archives: #pensions
Why do employers and employees not pay more for pensions?
I’m amazed that the news that we aren’t paying enough into our “pension” is a surprise. This report may have been a “labour of love” but it doesn’t “amaze”. The title of Pension UK’s report is Closing the gaps: … Continue reading
If TPR read Altmann’s blog , they’d need more than air-con!
Before reading on, be aware that our good Baroness was once our Pension Minister and has been big in business. For what you are about to receive, you should be truly grateful, Has the Baroness been reading my blogs? This … Continue reading
I’m glad a CDC scheme can’t have a surplus or a deficit.
For as long as I’ve been a pension consultant the discussions have focussed on the funding of defined benefit schemes. Over the past 40 years we’ve swung from surplus to deficit to surplus (where we are now). Each time we … Continue reading
Pensions drawdown in a time of stagflation? We need a pensioners club!
It got me going – what with being 64 and having a couple of DC pots I’d like to turn to pension! Thanks to Jonathan Guthrie , here’s the link to the story. Can anyone stand stagflation on their own? We’ve … Continue reading
Purple book and PPF letter sheds light on Pre-97 increases (to actuary Colin Haines)
The purple book is out and this is actuary Colin Haines analysis of salient numbers! This blog is for people as the actuarially inclined Colin, William McGrath and Con Keating. I simply share the information that has reached the inbox! … Continue reading
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Tagged #pensions, Colin Haines, Colin keating, Pensions, ppf, Purble Book, William McGrath
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Thanks LCP – you’re finding that for four in five of us – pensions mean pensions.
LCP head of CDC Steven Taylor said: “Our poll results were clear: member outcomes are the ultimate benchmark for success. CDC schemes will offer low and moderate earners in particular the security of a predictable income in retirement – without … Continue reading
Into my 65th year a very lucky boy! May we deliver pensions for my generation and the next
The week beginning 10th November will be an odd one for me. Work Today and every day I will be thinking about the fabulous things that are happening in UK pensions. My desk is full of numbers and thoughts on … Continue reading
At last a plan for all pension schemes to pay pensions.
The shot is of Terry Pullinger speaking at a First Actuarial Conference many years ago. He , one company (Royal Mail), and a few enlightened advisers got CDC going. This blog is a reminder of where what we are enjoying … Continue reading
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Tagged #pensions, CD, CDC, DB, dc, dc pensions, DWP, Government, Pensions
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We don’t need austerity, we need to invest and grow
Martin Woolf has produced an econium to growth and posted it in the FT. People care about their standard of living. Democracy is simply far stronger if it is possible for everybody to become better off. Growth provides that. … Continue reading
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Tagged #pensions, Business, Ecopnium, Employment, Government, growth, Investment, Martin Woolf, pension, Pensions, Tax, Treasury, workplace Pensions
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Blackmore Bond Holders will get FSCS claims paid – Carlier.
A background blog from 2022 is available here. How the FCA failed those sold Blackmore Bonds . It took strong campaigners to make a difference, congratulations who were strong and have. Paul Carlier is a strong advocate for transparency, fairness … Continue reading