Tag Archives: jo cumbo

The self-employed are engaged- they just don’t know what to do.


If you have an FT subscription, follow this link –  you will be able to read Jo Cumbo’s beautifully written opinion piece “Self-employed, the pension world’s great unsolved dilemma”. If you are saving so hard for your pension that you … Continue reading

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The loneliness of the long-distance saver


My heart goes out to Jo Cumbo as she pours over her provider statement. Jo is on the employer governance committee for the FT’s own workplace pension (I won’t mention the contract provider but it’s a household name). Here she … Continue reading

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No shortage of “pension engagement” at Royal Mail.


Pension people want positive engagement, but when they get it, they ignore it or deride it. On Friday, the CWU announced that an agreement had been reached between CWU and Royal Mail which will now be put to the membership. … Continue reading

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Someone else’s job.


  I spoke with a nice fellow last week who had been selling his company’s wares to IFAs in South Wales. The talk at the meeting was all about what was going on with the steelworkers. The fellow came away with … Continue reading

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Steelworkers are “front and centre of my mind”


    Over the course of the last 24 hours there have been a number of positive developments for BSPS members. The deadline for decisions taken in “time to choose” has been taken back to 22nd December for all members … Continue reading

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Frank Field letter to the FT on pension freedoms


Folly of granting total pension freedom is now becoming all too clear This is Frank Field’s letter to the FT , published October 28th. In the context of the Work and Pension Select Committee’s  current examination of pension freedoms, it needs … Continue reading

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A lot not happening! PLSA update


  As the PLSA conference winds down and attendees return home, they will be left wondering what hasn’t happened. A lot of debate didn’t happen because those most wanting to debate were not at the Conference. Thankfullly we had expert … Continue reading

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Fund managers -Norma Cohen is still watching!


  The great British financial journalist Norma Cohen rarely publishes in the FT these days, when she does, it is to great effect. This week she published a quiet and thoughtful piece on the impact MIFID II is having on … Continue reading

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Planning for a noble and quick death?


  The FT has been doing some research about what motivates people to swap a pension for drawdown. The sample may not have been big but they’re drawing a strange conclusion. The superiority of the death benefits within drawdown are … Continue reading

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Clarification needed on CETV volumes.


  The FT published a number yesterday – £100 million. It is the amount that pensions  administrator JLT are paying out in transfer values every month. It looks a large number. Mischievously I suggested that might be revenue to JLT rather than the … Continue reading

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