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Tag Archives: Australia
An advert you wouldn’t see in Britain!
Most UK pension people will look at this advert (on Linked in) with bemusement, some may think it a scam, but I know the people behind this initiative and that, in Australia, they are in earnest for good. This article … Continue reading
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Posted in actuaries, advice gap, age wage, pensions
Tagged Actuary, Australia, CDC, CIO, Jim Hennington, Real lifetime pension, Super
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Don’t cash-out your pension #buildbackbetter !
This blog is about how we make sure we have enough cash to pay the bills (including the butcher’s bills) Cashing out pensions – the lure In its recent policy statement (P20/6), the FCA leaves two carve-outs (loopholes) for advisers … Continue reading
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Posted in advice gap, age wage, Australia, auto-enrolment, pensions
Tagged Australia, Cash-out, Encashment, HMRC, Pension Freedoms, pensions, Super
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Almost a quarter of Australian “seniors” have run out of savings.
Jim Hennington is a good actuary and like a good Aussie, he tells it how it is. We all know the Australian Super system is a mature DC pension savings system, much more mature than the UK’s. In this article, … Continue reading
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Posted in advice gap, age wage, dc pensions, de-risking, pensions
Tagged Account based pension, Australia, CDC, Jim Hennington, National Seniors Australia, pensions
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Aussie actuary flies DC…
I needed to travel to London. I began my preparations with a call to an airline that I hadn’t used before but that I was keen to try, given its appealing advertising. “Wombat Airways, good morning, this is Margaret … Continue reading
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Posted in actuaries, advice gap, age wage, pensions
Tagged Actuary, Australia, David Harris, David McNeice, pensions, Wombat air
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Were you thinking of retiring?
For a lot of people my age (58 going on 59), retirement was looking a cert. Now I and many like me, will have to think some more, save some more and maybe be a little less cocky about our … Continue reading
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Posted in age wage, pensions
Tagged annuity, Australia, CDC, Jim Hennington, pensions, Stephen Huppert, variable annuity
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The impact of the Australian bushfires
If anything good comes out of the Australian bushfires, it will be an understanding of their impact on our planet . There are still those in Australia who claim that the bushfires could have happened at any time, but the … Continue reading
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What are deferred annuities and why do they matter?
Cooper and Cumbo – Aussie dream team In a real example, an Aussie who bought a $10,000 deferred annuity at 65 would receive an annual income of $1741 a year from age 85, if they survived to that age. … Continue reading
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Posted in advice gap, age wage, annuity, pensions
Tagged annuity, Australia, CDC, Cooper, deferred annuity, Drawdown, pensions, Super
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Is there wisdom in saving?
Thanks to Dave Thompson who sent me this random picture, presumably with a hope of an answer! I suspect its a teaser for Pensions Awareness Day – which is now just a fortnight away! Well here goes Dave, I’m going … Continue reading
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Posted in advice gap, age wage, pensions
Tagged America, Australia, Britain, pensions, Reasonable Force, Retirement, Wisdom
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Play “Stick or twist” in the workplace pension lottery!
If you changed jobs, would you prefer to stick with your current workplace pension or join your new employer’s scheme (leaving a little pot behind you)? It’s a tough choice, and the more you think about it, the tougher … Continue reading
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Posted in auto-enrolment, pensions
Tagged AE, Australia, auto-enrolement, Clearing, payoll, pension, pensions, stick, twist
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Other ways of doing CDC
It’s great when you wake up – turn on your phone and get a really great couple of messages! This is what happened this morning to me Last night John Ralfe had been asking me where I felt CDC … Continue reading
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Posted in CDC, pensions
Tagged actuaries, Australia, CDC, Falco Calkenberg, Holland, Jeremy Cooper, John Ralfe, pension, pensions
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