Tag Archives: Australia

Posted on August 10, 2020 by

Life expectancy is a statistical calculation which estimates the average number of years individuals in a certain group will live. However, people seem to interpret it as an expert opinion that tells them exactly how long they can expect to … Continue reading →

Posted in actuaries, age wage, pensions | Tagged , , , , , | Leave a comment

An advert you wouldn’t see in Britain!

Posted on July 10, 2020 by

Most UK pension people  will look at this advert (on Linked in) with bemusement, some may think it a scam, but I know the people behind this initiative and that, in Australia, they are in earnest for good. This article … Continue reading →

Posted in actuaries, advice gap, age wage, pensions | Tagged , , , , , , | Leave a comment

Don’t cash-out your pension #buildbackbetter !

Posted on June 22, 2020 by

This blog is about how we make sure we have enough cash to pay the bills (including the butcher’s bills) Cashing out pensions – the lure In its recent policy statement (P20/6), the FCA leaves two carve-outs (loopholes) for advisers … Continue reading →

Posted in advice gap, age wage, Australia, auto-enrolment, pensions | Tagged , , , , , , | 1 Comment

Aussie actuary flies DC…

Posted on April 3, 2020 by

  I needed to travel to London. I began my preparations with a call to an airline that I hadn’t used before but that I was keen to try, given its appeal­ing advertising. “Wombat Airways, good morning, this is Margaret … Continue reading →

Posted in actuaries, advice gap, age wage, pensions | Tagged , , , , , | Leave a comment

Were you thinking of retiring?

Posted on April 2, 2020 by

For a lot of people my age (58 going on 59), retirement was looking a cert. Now I and many like me, will have to think some more, save some more and maybe be a little less cocky about our … Continue reading →

Posted in age wage, pensions | Tagged , , , , , , | Leave a comment

The impact of the Australian bushfires

Posted on January 3, 2020 by

If anything good comes out of the Australian bushfires, it will be an understanding of their impact on our planet . There are still those in Australia who claim that the bushfires could have happened at any time, but the … Continue reading →

Posted in dc pensions, Mark Carney, pensions | Tagged | Leave a comment

What are deferred annuities and why do they matter?

Posted on October 2, 2019 by

  Cooper and Cumbo – Aussie dream team In a real example, an Aussie who bought a $10,000 deferred annuity at 65 would receive an annual income of $1741 a year from age 85, if they survived to that age. … Continue reading →

Posted in advice gap, age wage, annuity, pensions | Tagged , , , , , , , | 4 Comments

Is there wisdom in saving?

Posted on September 2, 2019 by

Thanks to Dave Thompson who sent me this random picture, presumably with a hope of an answer! I suspect its a teaser for Pensions Awareness Day – which is now just a fortnight away! Well here goes Dave, I’m going … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , , | 1 Comment

Play “Stick or twist” in the workplace pension lottery!

Posted on October 5, 2018 by

  If you changed jobs, would you prefer to stick with your current workplace pension or join your new employer’s scheme (leaving a little pot behind you)? It’s a tough choice, and the more you think about it, the tougher … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , , , , | 3 Comments