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Tag Archives: Australia
It’s not just what you save, it’s the way you invest it – that’s what gets results
Bananarama and the Funboy Three do not figure on my Spotify playlists , they supplied us with some annoying earworms and the inspiration for this blog but ‘Tain’t What You Do (It’s the Way That You Do It) is a … Continue reading
Australia gets tough on DC funds and so should we
Australia is facing up to some tough questions and it is asking the questions we need to ask. For example, should we assume that all ESG investments a good thing, or are some more beneficial to pension savers than others? … Continue reading
Aussies put pensions to the test (could Britain follow?)
With characteristic bluntness, the Australian Government has decided that if a pension fund is not delivering to its users, it will be starved of new savers until it does. The Australian Taxation Office (ATO) will develop systems that will enable … Continue reading
Life expectancy is a statistical calculation which estimates the average number of years individuals in a certain group will live. However, people seem to interpret it as an expert opinion that tells them exactly how long they can expect to … Continue reading
Posted in actuaries, age wage, pensions
Tagged Actuary, Australia, Jim Hennington, Life expectancy, lifetime pension, pension
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An advert you wouldn’t see in Britain!
Most UK pension people will look at this advert (on Linked in) with bemusement, some may think it a scam, but I know the people behind this initiative and that, in Australia, they are in earnest for good. This article … Continue reading
Posted in actuaries, advice gap, age wage, pensions
Tagged Actuary, Australia, CDC, CIO, Jim Hennington, Real lifetime pension, Super
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Don’t cash-out your pension #buildbackbetter !
This blog is about how we make sure we have enough cash to pay the bills (including the butcher’s bills) Cashing out pensions – the lure In its recent policy statement (P20/6), the FCA leaves two carve-outs (loopholes) for advisers … Continue reading
Posted in advice gap, age wage, Australia, auto-enrolment, pensions
Tagged Australia, Cash-out, Encashment, HMRC, Pension Freedoms, pensions, Super
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Almost a quarter of Australian “seniors” have run out of savings.
Jim Hennington is a good actuary and like a good Aussie, he tells it how it is. We all know the Australian Super system is a mature DC pension savings system, much more mature than the UK’s. In this article, … Continue reading
Posted in advice gap, age wage, dc pensions, de-risking, pensions
Tagged Account based pension, Australia, CDC, Jim Hennington, National Seniors Australia, pensions
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Aussie actuary flies DC…
I needed to travel to London. I began my preparations with a call to an airline that I hadn’t used before but that I was keen to try, given its appealing advertising. “Wombat Airways, good morning, this is Margaret … Continue reading
Posted in actuaries, advice gap, age wage, pensions
Tagged Actuary, Australia, David Harris, David McNeice, pensions, Wombat air
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Were you thinking of retiring?
For a lot of people my age (58 going on 59), retirement was looking a cert. Now I and many like me, will have to think some more, save some more and maybe be a little less cocky about our … Continue reading
Posted in age wage, pensions
Tagged annuity, Australia, CDC, Jim Hennington, pensions, Stephen Huppert, variable annuity
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The impact of the Australian bushfires
If anything good comes out of the Australian bushfires, it will be an understanding of their impact on our planet . There are still those in Australia who claim that the bushfires could have happened at any time, but the … Continue reading
