Tag Archives: VFM

Netherlands may need competition but not a change in their workplace system!

I was as interested in “the problem” as the policy change. Is the problem in the Netherlands that they have a mandatory workplace retirement system? The replacement ration (the amount you retire on compared with what you were on before … Continue reading

Posted in pensions | Tagged , , , , | Leave a comment

When you’re big like Nest you can make things happen – but is it better to be as nimble as SEI?

Nest’s research has caused a lot of controversy. Financial and Social productivity are top of the pops with bright thinkers like New Capital Consensus and Shared Future . But Nest’s long term view is  not something that Nest’s 14m members … Continue reading

Posted in pensions | Tagged , , , , | Leave a comment

Steve Charlton delivers a master class in VFM for DC mastertrusts!

In this episode of the weekly podcast Nico Aspinall and Darren Philp chat to SEI‘s Steve Charlton. The conversation is over  SEI’s investment-led approach to running a master trust. It looks at  how the business has evolved from its roots … Continue reading

Posted in pensions | Tagged , , , , , | 1 Comment

Isn’t it time to include CDC in the search for “Value for Money”.

I’ll do as I’m told by TPR and my compliance officer and stop listening to people who are fans of CDC. Instead I’ll listen who hate CDC and this who are as biased as apparently I am in wanting to … Continue reading

Posted in pensions | Tagged , , , , | 1 Comment

From best of Dutch to worst of British pensions!

I had such hopes that the VFM podcast had turned a corner but I was mistaken. This week’s conversation with Jerry Butcher, the Director of Workplace at Scottish Widows is a stinker! Jerry Butcher came by recommendation; he is Robert … Continue reading

Posted in pensions | Tagged , , | Leave a comment

It happened in Canada, it could happen here. How scale gives opportunity to scam

A friend points me to a post by a Canadian who has quite a story to tell. The problem is that when a successful organisation (in this case the investment house CPP) get to manage a fund this large, they … Continue reading

Posted in pensions | Tagged , , , , , | 2 Comments

Savers need to know how their savings did – say these heroes of VFM!

Jo is right, how we have done with our savings should be important to us in the UK as it is in her native Australia But it goes further than the analysis from Corporate Adviser (good as that is) Olly … Continue reading

Posted in pensions | Tagged , , , , , | Leave a comment

Real or Fixed income in retirement? Will the dashboard show, “value for money” over time?

Following my blog commending the two houses for getting the Pension Schemes Bill over the line, I got this comment from Richard Smith We have to do something to ensure we have one standard for regular income and to my … Continue reading

Posted in pensions | Tagged , , , , | Leave a comment

A positive from the morass that consumer VFM is stuck in!

The pensions industry has struggled with the idea of Value for Money for the consumer. I can’t remember who produced this infographic but it demonstrates the morass it fell into! Yesterday , I published an account by Guy Opperman of … Continue reading

Posted in pensions | Tagged , | Leave a comment

I give up on VFM for pensions and so does Guy Opperman, I like the guy!

I don’t suppose that former Minister Guy Opperman knew he would be reported at the Aptia conference yesterday. He works for them a couple of days a month and was delivering the kind of comments that would have gone down … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , | 1 Comment