Tag Archives: VFM

ClearGlass’ offer to small DB schemes… use it now!

I am really pleased to see Clear Glass offering help to small DB schemes at a cost any scheme can afford! For a time , I worked with small DB schemes and recognize that every penny counts in meeting their … Continue reading

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What will lifestyle buy me?

“What will Lifestyle buy me?” is a great question.  It’s one posed by a lady in a discussion group I’m a part of – looking at how we measure  and use value for money as a measure – in workplace … Continue reading

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Pension comparisons need not be invidious.

In two recent posts I took a helicopter view of the new pension legislation that received Royal Assent earlier this month. I look first at how the Pension Schemes Act 2021 will be remembered by pension historians and what it … Continue reading

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Workplace pensions – what we pay and why we pay it!

David Hutchins , who is the presiding genius at Alliance Bernstein, a firm whose investment services power many workplace pensions has written a strongly worded piece in the FT that calls on product providers to ensure savers know what they … Continue reading

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Spot on Steven Cameron – VFM needs radical innovation!

I find myself in  agreement with Aegon’s Steven Cameron in his position on the FCA’s value for money proposals as reported in Pension Age Steven Cameron, has highlighted concerns with proposed responsibilities for Independent Governance Committees (IGCs) in the Financial … Continue reading

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How “value for money” has become the UK’s key metric for DC pensions

  We have seen two regulatory publications over the pandemic one from the FCA and the other from the pension strategy team of the DWP. The FCA have produced CP20/09- “Driving value for Money in Pensions” and the DWP the … Continue reading

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What’s the value for the risk I take (in my pensions)

  Guest blog from Rahul Agarwal   The problem we are trying to solve We start with the aim of creating universally applicable metrics which help understand the value people have got for their money and the likelihood of future … Continue reading

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How SUEZ boosted their staff’s pension pots by £8.65m

  I really admire organisations that are prepared to take a chance and test their workplace pensions for value for money. SUEZ is one such organisation. Michelle Sutton, SUEZ Head of pensions and reward talks here about  how since 2004 … Continue reading

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“Shape up or shape out” – DWP give small DC schemes one year’s notice

   It is not acceptable for savers to be enrolled in arrangements that do not deliver value in terms of costs, investment returns or secure and resilient governance. Government would expect trustees acting in the best interests of their members … Continue reading

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Is value for money, the Standard by which we can make sense of pensions?

Although financial advisers do a great job and  advice usually provides value for the money it costs,  9 out of 10 British adults will take the key financial decisions about their retirement on their own. The FCA wants unadvised individuals … Continue reading

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