Tag Archives: VFM

Workplace pensions – what we pay and why we pay it!

David Hutchins , who is the presiding genius at Alliance Bernstein, a firm whose investment services power many workplace pensions has written a strongly worded piece in the FT that calls on product providers to ensure savers know what they … Continue reading

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Spot on Steven Cameron – VFM needs radical innovation!

I find myself in  agreement with Aegon’s Steven Cameron in his position on the FCA’s value for money proposals as reported in Pension Age Steven Cameron, has highlighted concerns with proposed responsibilities for Independent Governance Committees (IGCs) in the Financial … Continue reading

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How “value for money” has become the UK’s key metric for DC pensions

  We have seen two regulatory publications over the pandemic one from the FCA and the other from the pension strategy team of the DWP. The FCA have produced CP20/09- “Driving value for Money in Pensions” and the DWP the … Continue reading

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What’s the value for the risk I take (in my pensions)

  Guest blog from Rahul Agarwal   The problem we are trying to solve We start with the aim of creating universally applicable metrics which help understand the value people have got for their money and the likelihood of future … Continue reading

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How SUEZ boosted their staff’s pension pots by £8.65m

  I really admire organisations that are prepared to take a chance and test their workplace pensions for value for money. SUEZ is one such organisation. Michelle Sutton, SUEZ Head of pensions and reward talks here about  how since 2004 … Continue reading

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“Shape up or shape out” – DWP give small DC schemes one year’s notice

   It is not acceptable for savers to be enrolled in arrangements that do not deliver value in terms of costs, investment returns or secure and resilient governance. Government would expect trustees acting in the best interests of their members … Continue reading

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Is value for money, the Standard by which we can make sense of pensions?

Although financial advisers do a great job and  advice usually provides value for the money it costs,  9 out of 10 British adults will take the key financial decisions about their retirement on their own. The FCA wants unadvised individuals … Continue reading

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Our best shot at pension simplification in a generation!

It’s an interesting time right now for those involved in DC regulation. This blog suggests that if we can find a single definition of value for money that is acceptable to TPR and FCA, then we can massively simplify DC … Continue reading

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Arsenal v Chelsea – what matters tonight is the result.

Tonight we have an FA Cup final. It may or may not be a great game but that’s not what Chelsea and Arsenal fans are worried about, they are worried about the score! The score will create an outcome, the … Continue reading

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How can pensions be giving savers VFM but not be dashboard ready?

  Outcomes for dough, portals for show! Over the weekend, I’ve been thinking about how I can judge the quality of service I receive from my pension provider. As a consumer there are a number of things I would like … Continue reading

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