Find what you need to know
Follow Blog via Email
here’s what you’ve been saying
Baroness Ros Altmann on The curse on pensions is the c… Derek Scott on The saltire yet rests with Wal… Dr Robin Rowles on The curse on pensions is the c… John Mather on The curse on pensions is the c… AE 2.0 – anyth… on Why we all need a “maste… Chris Giles on How the budget could tweak pen… Adrian F on How the budget could tweak pen… Bob Compton on “Who’d want to be… DaveC on How the budget could tweak pen… Martin T on How the budget could tweak pen… Eugen N on John Ralfe’s CDC lecture Peter Crowley on John Ralfe’s CDC lecture Martin T on Why , given half a chance… ConKeating on John Ralfe’s CDC lecture ConKeating on John Ralfe’s CDC lecture Slideshare presentations
-
Recent Posts
pension plowman
- @HigherEdActuary Frustration Mike - it gets the better of us all!Restoring confidence in pensions 47 minutes ago
- Timing is right as @dwp embark on auto-enrolment 2.0 . Some thoughts on the agenda. henrytapper.com/2021/02/27/aut… twitter.com/JosephineCumbo…Restoring confidence in pensions 1 hour ago
- John Ralfe’s CDC lecture henrytapper.com/2021/02/24/joh…Restoring confidence in pensions 12 hours ago
- How the budget could tweak pensions. henrytapper.com/2021/02/25/how…Restoring confidence in pensions 12 hours ago
Tag Archives: VFM
Pension comparisons need not be invidious.
In two recent posts I took a helicopter view of the new pension legislation that received Royal Assent earlier this month. I look first at how the Pension Schemes Act 2021 will be remembered by pension historians and what it … Continue reading
Workplace pensions – what we pay and why we pay it!
David Hutchins , who is the presiding genius at Alliance Bernstein, a firm whose investment services power many workplace pensions has written a strongly worded piece in the FT that calls on product providers to ensure savers know what they … Continue reading
Posted in accountants, advice gap, age wage
Tagged Alliance Bernstein, david hutchins, Funds, Value for Money, VFM
2 Comments
Spot on Steven Cameron – VFM needs radical innovation!
I find myself in agreement with Aegon’s Steven Cameron in his position on the FCA’s value for money proposals as reported in Pension Age Steven Cameron, has highlighted concerns with proposed responsibilities for Independent Governance Committees (IGCs) in the Financial … Continue reading
Posted in pensions
Tagged Aegon, Diagnostics, DWP, FCA, Guy Opperman, steven cameron, VFM
Leave a comment
How “value for money” has become the UK’s key metric for DC pensions
We have seen two regulatory publications over the pandemic one from the FCA and the other from the pension strategy team of the DWP. The FCA have produced CP20/09- “Driving value for Money in Pensions” and the DWP the … Continue reading
What’s the value for the risk I take (in my pensions)
Guest blog from Rahul Agarwal The problem we are trying to solve We start with the aim of creating universally applicable metrics which help understand the value people have got for their money and the likelihood of future … Continue reading
Posted in advice gap, age wage
Tagged AgeWage, dc pensions, Pensions, value for risk taken, VFM
1 Comment
How SUEZ boosted their staff’s pension pots by £8.65m
I really admire organisations that are prepared to take a chance and test their workplace pensions for value for money. SUEZ is one such organisation. Michelle Sutton, SUEZ Head of pensions and reward talks here about how since 2004 … Continue reading
Posted in pensions
Tagged #pensions, Michelle Sutton, Pensions, Suez, Value for Money, VFM
Leave a comment
“Shape up or shape out” – DWP give small DC schemes one year’s notice
It is not acceptable for savers to be enrolled in arrangements that do not deliver value in terms of costs, investment returns or secure and resilient governance. Government would expect trustees acting in the best interests of their members … Continue reading
Posted in advice gap, age wage, DWP, pensions, Pensions Regulator
Tagged dc, DC DWP Pension, DWP, Guy Opperman, TCFD, TPR, VFM
1 Comment
Is value for money, the Standard by which we can make sense of pensions?
Although financial advisers do a great job and advice usually provides value for the money it costs, 9 out of 10 British adults will take the key financial decisions about their retirement on their own. The FCA wants unadvised individuals … Continue reading
Our best shot at pension simplification in a generation!
It’s an interesting time right now for those involved in DC regulation. This blog suggests that if we can find a single definition of value for money that is acceptable to TPR and FCA, then we can massively simplify DC … Continue reading
Posted in advice gap, governance, pensions
Tagged Chair statement, NEST, nestle, pensions, VFM
Leave a comment
Arsenal v Chelsea – what matters tonight is the result.
Tonight we have an FA Cup final. It may or may not be a great game but that’s not what Chelsea and Arsenal fans are worried about, they are worried about the score! The score will create an outcome, the … Continue reading