Tag Archives: VFM

Angela Eagle’s stunning Bill on pension costs and charges

Posted on May 9, 2019 by

Angela Eagle presented a bill to the House of Commons at 1.30 yesterday (Wednesday May 8th). It is a fine bill and I wish it success. It may not succeed under the current Government and may be no more than … Continue reading →

Posted in advice gap, pensions | Tagged , , , , | 4 Comments

Can pension ratings be “too simple”?

Posted on May 5, 2019 by

  To my mind , the only meaningful way that someone using a workplace or personal pension can test for value for money is by comparing the money they put in with the value they get out. This is known … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , , | 3 Comments

From zero to hero – the Hargreaves Lansdown IGC report

Posted on April 12, 2019 by

Hargreaves Lansdown’s (HL) 2015 -16 IGC report was embarrassingly bad. I got cross that a successful funds platform didn’t put its back into independent governance. Hargreaves’ Vantage product (now HL Workplace Pension)  was at the time being widely promoted as … Continue reading →

Posted in IGC, pensions | Tagged , , , , , | Leave a comment

Fidelity’s IGC-the bland leading the blind

Posted on April 11, 2019 by

The general reader is introduced to the 2019 IGC report with a statement from Fidelity An IGC is an Independent Governance Committee whose purpose is to represent the interests of policyholders (including active and deferred members) in the company’s relevant … Continue reading →

Posted in IGC, pensions | Tagged , , , | Leave a comment

Zurich’s IGC – keeping Zurich honest.

Posted on April 10, 2019 by

Zurich ‘s IGC Chair’s statement is out ; it’s punchy. It’s chair, Anna Bradley has a much wider sphere of influence than just pensions and it shows. This is from her opening remarks …you have told us that service standards … Continue reading →

Posted in IGC, pensions | Tagged , , , , | Leave a comment

Better pensions for the People!

Posted on February 21, 2019 by

The People’s pension has decided to distribute its profits to its people- its members. This is what you should do if you do not have shareholders. It is to be applauded! Without shareholders, 100% of the People’s Pension’s profits could … Continue reading →

Posted in advice gap, pensions | Tagged ,

What happens to the money I pay into pensions?

Posted on February 15, 2019 by

AgeWage have been asking this question to people where WeWork. If you don’t know about WeWork, it’s the largest of a number of co-working spaces that you can find in London, around Britain and all over the world and some … Continue reading →

Posted in age wage, pensions | Tagged , , , , | Leave a comment

The hidden costs of charges are pants!

Posted on December 13, 2018 by

Yesterday’s Moneybox with Lesley Curwen was a cracker. It brought together the voices of a number of investors together with the views of Michelle Cracknell, Chris Sier and Gina Miller. All were clear and interesting But the best contribution came … Continue reading →

Posted in auto-enrolment, corporate governance, pensions, pot | Tagged , , , , , , | 4 Comments

Did I get “value for money” from my workplace pension

Posted on November 13, 2018 by

  Am I getting value for money from my workplace pension? is a different question to Did I get value for money from my workplace pension? the difference is more than one of present and past tense. The first question … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , , , | Leave a comment

“No dash in dashboard!” (Paul Lewis)

Posted on October 24, 2018 by

I’m not sure about the provenance of his info (the link is broken) but Paul doesn’t tweet without good reason. This is important. Minister confirms what I wrote recently, the state pension – which is the biggest part of the … Continue reading →

Posted in Dashboard, pensions | Tagged , , , , , , , | 3 Comments