Tag Archives: VFM

Financial advisers – how do we know if our drawdown strategies stack up?

Posted on October 28, 2022 by henry tapper

    This blog’s for financial advisers who have a duty to consumers to assess the value of what they’re doing for their clients. It is also of interest to anyone who fancies themselves as their own adviser when it … Continue reading →

Posted in pensions | Tagged , , , , , | 2 Comments

Prudential’s IGC reports an omni shambles.

Posted on October 9, 2022 by henry tapper

Prudential, once Britain’s premier insurer has produced its 7th IGC report, the second from former Mercer CEO Bruce Rigby. I suspect that Bruce had his fingers crossed that he would get away with his VFM assessment.   Overall, the IGC … Continue reading →

Posted in pensions | Tagged , , , , , | Leave a comment

Royal London’s IGC – dour, impenetrable but effective

Posted on October 7, 2022 by henry tapper

  Royal London’s IGC report for 2021 is a rather dour affair, in contrast to others. Its sombre colour scheme is complimented by a formal style of delivery with an emphasis on good governance rather than member engagement. Even the … Continue reading →

Posted in pensions | Tagged , , , | Leave a comment

Aviva’s IGC Statement’s fierce battle to stay relevant.

Posted on October 5, 2022 by henry tapper

A report whose relevance is challenged Aviva published its 2022 IGC report in September. As the picture says, it deals with the performance of Aviva’s pension savings products to the end of 2021 but does not cover the impact of … Continue reading →

Posted in pensions | Tagged , , , , | Leave a comment

Investment wallahs – please pay attention – your public is waiting!

Posted on May 27, 2022 by henry tapper

  The PLSA investment conference is over and I am returning to London by train. I’m surprised that so many delegates took the plane, perhaps TCFD doesn’t include the people recording it. I’m surprised too that Fred Berry and Sarah … Continue reading →

Posted in pensions | Tagged , , , | 1 Comment

Value for Money

Posted on March 25, 2022 by henry tapper

When I went to see the Pensions Minister earlier this week, I had three problems and three ideas My first problem was that we had no fix for the feeble participation rates for pension credits, I’ve written about the solution … Continue reading →

Posted in pensions | Tagged , , , , , | Leave a comment

The PPI , governance and value for money

Posted on November 19, 2021 by henry tapper

  In my earlier post, I wanted to get to grips with the PPI’s new research paper on international experience measuring value for money but ended up focusing on a confusion about VFM and member contributions. Follow the link to … Continue reading →

Posted in pensions | Tagged , , , | 2 Comments

Is the VFM of a pension scheme best measured by contribution rates?

Posted on November 19, 2021 by henry tapper

The PPI have been asked  “What can other countries teach the UK about measuring Value for Money in pension schemes?” and asked by the Pensions Regulator. The answer is 55 pages long and involves a detailed analysis of the impact … Continue reading →

Posted in pensions | Tagged , , , | 3 Comments

“Value For Money” – it’s how we make purchasing decisions

Posted on October 22, 2021 by henry tapper

This afternoon we are discussing value for money in pensions, how we measure it and why it’s important. This blog thinks about how we make purchasing decisions. Many people impulse buy, some buy regardless of cost because they want it … Continue reading →

Posted in pensions | Tagged , , | 2 Comments

Should employers be underwriting tomorrow’s pensions?

Posted on October 20, 2021 by henry tapper

  I have been thinking about the bigger picture this week as AgeWage and Pension PlayPen prepare to host our event on value for money on Friday. The big idea behind AgeWage is that people want pensions and not pots. … Continue reading →

Posted in pensions | Tagged , , , | 4 Comments