Tag Archives: VFM

Financial advisers – how do we know if our drawdown strategies stack up?

    This blog’s for financial advisers who have a duty to consumers to assess the value of what they’re doing for their clients. It is also of interest to anyone who fancies themselves as their own adviser when it … Continue reading

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Prudential’s IGC reports an omni shambles.

Prudential, once Britain’s premier insurer has produced its 7th IGC report, the second from former Mercer CEO Bruce Rigby. I suspect that Bruce had his fingers crossed that he would get away with his VFM assessment.   Overall, the IGC … Continue reading

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Royal London’s IGC – dour, impenetrable but effective

  Royal London’s IGC report for 2021 is a rather dour affair, in contrast to others. Its sombre colour scheme is complimented by a formal style of delivery with an emphasis on good governance rather than member engagement. Even the … Continue reading

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Aviva’s IGC Statement’s fierce battle to stay relevant.

A report whose relevance is challenged Aviva published its 2022 IGC report in September. As the picture says, it deals with the performance of Aviva’s pension savings products to the end of 2021 but does not cover the impact of … Continue reading

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Investment wallahs – please pay attention – your public is waiting!

  The PLSA investment conference is over and I am returning to London by train. I’m surprised that so many delegates took the plane, perhaps TCFD doesn’t include the people recording it. I’m surprised too that Fred Berry and Sarah … Continue reading

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Value for Money

When I went to see the Pensions Minister earlier this week, I had three problems and three ideas My first problem was that we had no fix for the feeble participation rates for pension credits, I’ve written about the solution … Continue reading

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The PPI , governance and value for money

  In my earlier post, I wanted to get to grips with the PPI’s new research paper on international experience measuring value for money but ended up focusing on a confusion about VFM and member contributions. Follow the link to … Continue reading

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Is the VFM of a pension scheme best measured by contribution rates?

The PPI have been askedĀ  “What can other countries teach the UK about measuring Value for Money in pension schemes?” and asked by the Pensions Regulator. The answer is 55 pages long and involves a detailed analysis of the impact … Continue reading

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“Value For Money” – it’s how we make purchasing decisions

This afternoon we are discussing value for money in pensions, how we measure it and why it’s important. This blog thinks about how we make purchasing decisions. Many people impulse buy, some buy regardless of cost because they want it … Continue reading

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Should employers be underwriting tomorrow’s pensions?

  I have been thinking about the bigger picture this week as AgeWage and Pension PlayPen prepare to host our event on value for money on Friday. The big idea behind AgeWage is that people want pensions and not pots. … Continue reading

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