Scottish teachers' pay increases, such as the recent multi-year agreement negotiated via the Scottish Negotiating Committee for Teachers (SNCT) covering…
When only 8 to 15 mega-trusts dominate the entire defined contribution (DC) and LGPS landscape, peer-group risk may override manager…
This is clearly a serious story about institutional accountability, bankruptcy and the treatment of former employees. But, although the immediate…
Here's another way for a pension fund to get in the soup. https://bayourenaissanceman.blogspot.com/2026/09/the-catholic-clergy-sex-abuse-scandal.html
Tag Archives: Scottish Widows
Options, options, options – how can people make up their minds about pension”pots”!
This might be an argument against defaulting people into “guided retirement” – aka flex and fit. Except there really isn’t any problem getting a payment into your bank account from as many sources as your bank cope with, which I’m … Continue reading
Scottish Widows – is it a surprise we’re getting unregulated AI advice on retirement products?
26m of us don’t know what’s going on with their retirement savings. Does anyone blame them? I love these pictures of focussed and delighted wrinklies finding that pension reports offer reassurance. I press the link that find I am being … Continue reading
Getting to grips with your pension savings – Scottish Widows talk simple sense
Five mistakes you could be making with your pension – and what to do instead Avoid these costly pension pitfalls Camilla Foster offers this in the Independent here It’s not often that I publish this kind of generic advice, … Continue reading
Life Insurers promote themselves as different but they dependably deliver the same thing!
Who to believe? Both Scottish Widows and Standard Life are advertising their products with different messages but with the same pictures, pictures of happy clients being supported by human beings and by financial technology. The financial conundrum for insurance companies … Continue reading
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Tagged Drawdown, Graeme Bold, Guaranteed annuity, Pensions, Scottish Widows, Standard Life
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From best of Dutch to worst of British pensions!
I had such hopes that the VFM podcast had turned a corner but I was mistaken. This week’s conversation with Jerry Butcher, the Director of Workplace at Scottish Widows is a stinker! Jerry Butcher came by recommendation; he is Robert … Continue reading
Scottish Widows’ DC counter to the CDC challenge.
There is no doubt that the Scottish Widows Master Trust is here to say. It will pick up the Lloyds Banking Group’s DC scheme (Your tomorrow) which will make the Master Trust a £1o bn scheme by 2030 (and well … Continue reading
Little future for “Your tomorrow” at Lloyds Bank
The news through the FT yesterday that Lloyds Banking Group will consult on closing its defined contribution pension scheme and then transfer its benefits to Scottish Widow’s master trust is the end of the line for the private pension scheme. … Continue reading
Will Lloyds salvage the Scottish Widows Master Trust with it’s staff DC scheme?
The Pension Scheme members affected work or have worked for Lloyds bank or a related company and are currently in the Lloyds Bank DC pension scheme. This is the only way I can make sense of “new pension provider” Scottish … Continue reading
It will take more than the Government to make us invest in ourselves
Earlier this month, Charles Randell asked whether the Government could force us to invest in ourselves. Randell is the former FCA Chair is someone who will tell you he earned the biggest monthly pay-packet for him and his law firm … Continue reading
Except they’re not saving into a pension, Minister unless we convert all those pots to CDC and give them what…