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Tag Archives: Scottish Widows
Can these insurers become useful to pension savers again?
Time was when people regarded a pension as an insurance against getting old, right now insurers compete with master trusts and SIPPs for the nation’s retirement saving and the staple features that made them indispensable seem increasingly irrelevant. … Continue reading
Posted in pensions
Tagged annuities, assured retirement, Aviva, Canada Life, Hodge, Just, L&G, LV, Pensions, Scottish Widows, Standard Life
4 Comments
The Mail exploits pension saver’s ignorance – who’s fault is that?
There is a lot wrong with this article, but one thing that is right is that performance matters and matters to the people who are using workplace pensions. If it didn’t matter, the Mail would not publish articles like this, … Continue reading
Assessment of 2021 IGC reports – a boring read but an important one!
Despite the efforts of the FCA to make IGC reporting more relevant to ordinary savers, I found this crop of IGC reports were bland and unambitious in their reporting of VFM. No IGC suggested that value for money was not … Continue reading
Posted in pensions
Tagged Aegon, Aviva, Fidelity, GAA, IGC, l7g, Prudential, Royal London, Scottish Widows, Standard Life, Vanguard, Virgin
1 Comment
The Scottish Widows IGC looks beyond the swirling cape
Style, tone and content. Scottish Widows has great if somewhat laddish marketing , thankfully it has an IGC that is interested in what it is delivering to its policyholders/members. This IGC report continues an improvement evident over recent … Continue reading
Are you getting pension consultation fatigue?
It looks like plenty of us are As well as being year 2 of the pandemic, 2021 continues to be the year of the pensions consultation #ConsultationFatigue https://t.co/ZKN0luwqLo — Tess Page (@Tess_invests) September 16, 2021 While #ConsultationFatigue isn’t trending, conversations … Continue reading
Posted in advice gap
Tagged Andy Parker, master trust, Scottish Widows, Sharon Bellingham, TPR, VFM
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The 2021 IGC reports – links, reviews and ratings
I’ve completed my review of the 2020 IGCs and GAAs – 15 reviews of the reports I know of. It you run an IGC or GAA that I’ve missed, please send me your report. I doubt many IGCs have met … Continue reading
Posted in IGC, pensions
Tagged Aegon, Aviva, IGC, L&G, Scottish Widows, SJP, Standard Life, Vanguard, Vantage
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Evidence of how the DC workplace market is changing (in the right direction)
My post yesterday pointed to the mixed messages I was picking up from regulators. government and trustees with regards the investment in illiquids. Today I am a lot less confused thanks to contributions from tPR (David Fairs’ blog can be … Continue reading
Multi-jobbers Mini-pensions
Scottish Widows are calling for the £10,000 earnings threshold before someone’s automatically placed in a workplace pension should be scrapped. If you’re job pays less than £10k pa, you have to opt-in to a workplace pension and multi-jobbers miss out … Continue reading
Choosing to challenge male solutions to retirement planning
Many women are brilliant with money, most household budgets are managed by women and women are better risk-takers, rarely exposing themselves to the kind of catastrophic breakdowns in personal finance that are such a curse on us men. These … Continue reading
Posted in pensions
Tagged #choosetochallenge, CDC, jo cumbo, OECD, Scottish Widows, women
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What can men do on International Women’s Day?
I’m challenged by it being International Women’s Day today. What can I do? Firstly I can promote the inequality between men and women’s pensions via Scottish Widows who are prompting us with a simple question – how can we fix … Continue reading