Tag Archives: Scottish Widows

Getting to grips with your pension savings – Scottish Widows talk simple sense

Five mistakes you could be making with your pension – and what to do instead Avoid these costly pension pitfalls Camilla Foster offers this in the Independent here   It’s not often that I publish this kind of generic advice, … Continue reading

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Life Insurers promote themselves as different but they dependably deliver the same thing!

Who to believe? Both Scottish Widows and Standard Life are advertising their products with different messages but with the same pictures, pictures of happy clients being supported by human beings and by financial technology. The financial conundrum for insurance companies … Continue reading

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From best of Dutch to worst of British pensions!

I had such hopes that the VFM podcast had turned a corner but I was mistaken. This week’s conversation with Jerry Butcher, the Director of Workplace at Scottish Widows is a stinker! Jerry Butcher came by recommendation; he is Robert … Continue reading

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Scottish Widows’ DC counter to the CDC challenge.

There is no doubt that the Scottish Widows Master Trust is here to say. It will pick up the Lloyds Banking Group’s DC scheme (Your tomorrow) which will make the Master Trust a £1o bn scheme by 2030 (and well … Continue reading

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This man doesn’t like his pensions – I’m not surprised

The Times has published an article by Edward Lucas of his experience with Scottish Widows and Options, organising his retirement finances with their products and their support. You can read the original here You may say that he got unlucky, … Continue reading

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Little future for “Your tomorrow” at Lloyds Bank

The news  through the FT yesterday that Lloyds Banking Group will consult on closing its defined contribution pension scheme and then transfer its benefits to Scottish Widow’s master trust is the end of the line for the private pension scheme. … Continue reading

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Will Lloyds salvage the Scottish Widows Master Trust with it’s staff DC scheme?

The Pension Scheme members affected work or have worked for Lloyds bank or a related company and are currently in the Lloyds Bank DC pension scheme. This is the only way I can make sense of “new pension provider” Scottish … Continue reading

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It will take more than the Government to make us invest in ourselves

Earlier this month, Charles Randell asked whether the Government could force us to invest in ourselves. Randell is the  former FCA Chair is someone who will tell you he earned the biggest monthly pay-packet for him and his law firm … Continue reading

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Are pensions political? You bet they are.

The blog yesterday in which I criticised Scottish Widows’ move away from a “home bias” and towards the diversification that DC accumulation has seen over the period of AE workplace pensions may seem “political”. I agree with that opinion but … Continue reading

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What of providers who won’t support the pension accord?

The news of the investment accord between 17 of our largest DC investors is good news. The wonderful Corporate Adviser has latest figures on how these providers are competing against each other and the composite assets when considering occupational and … Continue reading

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