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Tag Archives: Scottish Widows
Scottish Widows finds it isn’t getting enough money from savers
Scottish Widows has researched into the UK public’s capacity to pay the bills in later years and has concluded that workplace pensions are key to meeting the shortfall between what people get from the state and what they need to … Continue reading
Pete Glancy and Scottish Widows – caught in the doom-loop of complexity!
In this blog I take issue with Pete Glancy and his premise that we have a “decumulation dilemma”. We have no such thing, we enter into a pension scheme to sort out our pension dilemma, it is the provider of … Continue reading
Only 2/10 entrepreneurs use pensions, I don’t blame the 8 that don’t!
First let’s define “entrepreneur”. It is not defined by the small band of named celebrities who are delivered to us through TV shows like Dragons Den and the Apprentice”. Entrepreneurs to me are the people who decide to make their … Continue reading
“Cakeism” – the problem with eating your cake-and leaving it to the kids
The concept of having your cake and eating it to , sometimes defined as “win-win” and criticised as “if it looks too good to be true – it probably is”, is prevalent in pensions. It is very to the fore … Continue reading
Widows’ provocative report on our retirement needs
Pension Age (and others) report that its research found a disconnect between what people want from their retirement income and what products they are actually choosing. In particular, the survey found that while 80 per cent of people wanted a … Continue reading
Posted in pensions
Tagged after work, Emma Watkins, FCA, Peter Glancy, Scottish Widows, TPR
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Lloyds Bank’s bold step into 21st century pensions
Time for a viewing of the brilliant film “Margin Call”, which starts with the “letting go” of a bank’s risk officer. Lloyds Bank axes risk staff after executives complain they are a ‘blocker’ https://t.co/HKvI7cMbKt via @ft — Bryn Davies (@DaviesofBrixton) … Continue reading
Scottish Widows IGC writes a report that policyholders might want to read
Anna Bradley is back as Scottish Widows IGC chair and she couldn’t have chosen a worse time to get the job. She’s reporting on 2022, a year when not only was the performance of Scottish Widow’s workplace pension funds … Continue reading
Scottish Widows – Nature and Biodiversity: why should pension funds act now?
Type – Online (+1Hr CPD) When Tuesday July 18th, 2023 at 10:30 am You are cordially invited to attend our next event on July 18th. In just 50 years, humanity has pushed itself out of a period of stability that … Continue reading
Posted in pensions
Tagged Biodiversity, Lee Backhouse, nature, Pensions, Scottish Widows
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Who really wins from DB’s “risk transfer” to insurers?
In a long and well -informed “big read”, the FT has published its thoughts on the structural shift in DB pension provision known as bulk buy-out. The article begins with the memories of 71 year old John Shaw and the … Continue reading
Posted in pensions
Tagged Aviva, buy-out, Canada Life, Insurers, Just, L&G, Phoenix, PIC, Rothesay Life, Scottish Widows
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Scottish Widows service meltdown
Jessica Beard at The Daily Mail’s “This is Money” website has uncovered a deplorable breakdown in claims management at Scottish Widows. Families waiting months for money they are entitled to after a loved one’s death Many have faced hour-long call … Continue reading