Tag Archives: workplace

“In an advised world – do workplace pensions need trustees”.

Posted on April 28, 2019 by

The quote is taken from a recent interview of Steve Webb of Royal London. It is a critical question which deserves an answer. The Workplace Pension Governance landscape (is changing) Something very odd is happening in DC Governance, something that … Continue reading →

Posted in First Actuarial, governance, pensions | Tagged , , , , | Leave a comment

Auto-enrolment; a national exercise in trust.

Posted on September 21, 2018 by

I like to tease Jo Cumbo that she can trust no-one because of her heritage! This blatantly xenophobic comment is based on a British prejudice that Australians find compulsion acceptable as compliance is in the blood. A second prejudice, that … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , | 2 Comments

A brief history of pension dashboards! Thx. to Richard Smith

Posted on September 9, 2018 by

Thanks to Richard Smith for this! Richard’s views are not quite mine (I’m not a compulsionista or a single dashboard man!). Nevertheless  this info graphic is really helpful as it reminds us of the difficulty the Government has in keeping … Continue reading →

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Self-sufficiency for pensions.

Posted on January 22, 2018 by

  Whether you are in charge of the PPF , one of the 13 Carillion defined benefit schemes, or any one of the thousand or so “distressed” pension schemes that might no have a sponsor able to bale it out;-the term … Continue reading →

Posted in CDC, pensions | Tagged , , , , , , | 1 Comment

Whose department is workplace pensions?

Posted on May 27, 2017 by

At 11am on Tuesday 18th April I shook hands with Richard Harrington, our Pensions Minister and began a meeting that discussed how small businesses could in future measure how effectively their workplace pensions were working. The meeting was interrupted by … Continue reading →

Posted in pensions | Tagged , , , , , , | 1 Comment

DB pension heading for the PPF? – Read this!

Posted on May 24, 2017 by

  Here are some things you didn’t know about the Pension Protection Fund (PPF). If you are in a pension scheme heading in that direction you should read this! While most people think it would be an unmitigated disaster to see … Continue reading →

Posted in de-risking, pensions, workplace pensions | Tagged , , , , , | 4 Comments

Financial advice, master or menace?

Posted on September 15, 2016 by

Which came first, the need or the greed? Old Mutual Wealth (a company that owns one of Britain’s largest financial advice networks and is build a tied network) has commissioned a survey that tells us 90% of those between 30 … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , | 7 Comments

Measure 4 Measure (why we rate things)

Posted on August 22, 2015 by

A very curious article appeared on the NOW blog yesterday, I took exception to it and wrote to NOW to tell them. You can read the article here. It’s author, the excellent Martin Olive had clearly become frustrated with “rating … Continue reading →

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How safe is your workplace pension?

Posted on July 18, 2015 by

The opportunity to improve pension fund charging. Let us pause for a moment and consider what we are buying into when we set up a workplace pension for our staff. On the face of it, nobody enrolled into a workplace … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , , , , , | 1 Comment

It’s only human nature after all!

Posted on February 16, 2015 by

  It’s natural for us to crave money but we are not natural money saving experts. Debate has raged on this blog and on the Pension Play Pen group pages as to whether Pensions Wise is doomed along with the … Continue reading →

Posted in Financial Education, First Actuarial, Pension Freedoms, pension playpen, pensions | Tagged , , , , , , , , | 4 Comments