Tag Archives: workplace

How to talk to your staff about pensions

Posted on April 23, 2020 by

Quietroom are silently curating a lot of good advice using linked in. If you have the dexterity and the eyesight to access their posts , then here’s the link to the document. But I struggled and when I found the … Continue reading →

Posted in actuaries, advice gap, age wage, dc pensions, Linkedin, pensions | Tagged , , , , , , , , | 1 Comment

What would BREXIT mean to workplace pensions?

Posted on September 6, 2019 by

  Europe has a great deal of influence on UK pensions; the influence includes fund reporting, funding requirements, reserving against risk and even competition between service providers. This can have very strange results. The reason that NEST has such a … Continue reading →

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“In an advised world – do workplace pensions need trustees”.

Posted on April 28, 2019 by

The quote is taken from a recent interview of Steve Webb of Royal London. It is a critical question which deserves an answer. The Workplace Pension Governance landscape (is changing) Something very odd is happening in DC Governance, something that … Continue reading →

Posted in First Actuarial, governance, pensions | Tagged , , , , | Leave a comment

Auto-enrolment; a national exercise in trust.

Posted on September 21, 2018 by

I like to tease Jo Cumbo that she can trust no-one because of her heritage! This blatantly xenophobic comment is based on a British prejudice that Australians find compulsion acceptable as compliance is in the blood. A second prejudice, that … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , | 2 Comments

A brief history of pension dashboards! Thx. to Richard Smith

Posted on September 9, 2018 by

Thanks to Richard Smith for this! Richard’s views are not quite mine (I’m not a compulsionista or a single dashboard man!). Nevertheless  this info graphic is really helpful as it reminds us of the difficulty the Government has in keeping … Continue reading →

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Self-sufficiency for pensions.

Posted on January 22, 2018 by

  Whether you are in charge of the PPF , one of the 13 Carillion defined benefit schemes, or any one of the thousand or so “distressed” pension schemes that might no have a sponsor able to bale it out;-the term … Continue reading →

Posted in CDC, pensions | Tagged , , , , , , | 1 Comment

Whose department is workplace pensions?

Posted on May 27, 2017 by

At 11am on Tuesday 18th April I shook hands with Richard Harrington, our Pensions Minister and began a meeting that discussed how small businesses could in future measure how effectively their workplace pensions were working. The meeting was interrupted by … Continue reading →

Posted in pensions | Tagged , , , , , , | 1 Comment

DB pension heading for the PPF? – Read this!

Posted on May 24, 2017 by

  Here are some things you didn’t know about the Pension Protection Fund (PPF). If you are in a pension scheme heading in that direction you should read this! While most people think it would be an unmitigated disaster to see … Continue reading →

Posted in de-risking, pensions, workplace pensions | Tagged , , , , , | 4 Comments

Financial advice, master or menace?

Posted on September 15, 2016 by

Which came first, the need or the greed? Old Mutual Wealth (a company that owns one of Britain’s largest financial advice networks and is build a tied network) has commissioned a survey that tells us 90% of those between 30 … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , | 7 Comments

Measure 4 Measure (why we rate things)

Posted on August 22, 2015 by

A very curious article appeared on the NOW blog yesterday, I took exception to it and wrote to NOW to tell them. You can read the article here. It’s author, the excellent Martin Olive had clearly become frustrated with “rating … Continue reading →

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