Tag Archives: workplace

Disrupted work

Posted on September 18, 2022 by henry tapper

The last two years has seen significant shifts in the way we work and we all know why, Sars 2 was the culprit and though we are close to leaving the state of pandemic, the disruption of home-working is here … Continue reading →

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Why pension tax-relief has remained a rich man’s perk

Posted on April 18, 2022 by henry tapper

Back in 2015, when reform of the pension tax relief system was under a consultation “Strengthening the incentive to save: consultation on pensions tax relief – GOV.UK (www.gov.uk)” the Government requested Ipsos Mori to research how much the general population … Continue reading →

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The OECD’s 10 Commandments for DC pensions

Posted on March 7, 2022 by henry tapper

The OECD has produced a well thought out Recommendation for the design of defined contribution pension plans. Published on 23rd February, it has received little comment (presumably as it has not been subject to a press release). However, it is … Continue reading →

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What we need are “after-workplace pensions”.

Posted on November 13, 2021 by henry tapper

The concept of the “employer covenant” is different for member and trustee The concept of collectivism in pensions is restricted to the workplace. The key instruments of collective pensions are payroll that collects contributions, the corporate treasury team that provides … Continue reading →

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Do you want to pay school fees for your pension?

Posted on November 4, 2021 by henry tapper

  In this article, I challenge the pension industry to consider its promise to those saving for retirement – implicit in the phrase of “a pension plan“. My challenge is “where is the planned pension?” In an interesting article on … Continue reading →

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Workplace Pensions with a Purpose

Posted on October 30, 2021 by henry tapper

I’ve been watching s “Pension with a Purpose” networking group develop. You can read about it here. The supply chain leads from asset managers to large pension funds but doesn’t quite reach the member – this is a member’s club … Continue reading →

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Weaknesses in the DB purchasing model exposed

Posted on July 2, 2021 by henry tapper

Chris Sier and Ritesh Singhania have published research conducted by Clear Glass that shows  that UK DB pension plans waste billions on underperforming asset managers. The research, published in today’s FT, is concerning. Why are there such weak controls in … Continue reading →

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Pension Lifestyling – the evidence

Posted on April 26, 2021 by henry tapper

  We at AgeWage aren’t concerning ourselves with theory, we busy ourselves with experience, studying the evidence of “what actually happened”. In this study, we look at what actually happened to people’s savings as they approached retirement and we’re focusing … Continue reading →

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Auto-enrolment’s difficult second album

Posted on March 21, 2021 by henry tapper

When auto-enrolment started I, naively as it turns out, hoped that small employers would be excited enough by the chance to choose a workplace pension, to consider what made for a good scheme and download a report that told them … Continue reading →

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The secondary market in workplace pensions

Posted on March 10, 2021 by henry tapper

In 2013, Pension PlayPen founded a choose a pension service for employers needing to designate a workplace pension so that staff could be auto-enrolled according to the staging roll-out. At the time, we predicted that once the heavy lifting had … Continue reading →

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