Tag Archives: workplace

Pension Lifestyling – the evidence

Posted on April 26, 2021 by henry tapper

  We at AgeWage aren’t concerning ourselves with theory, we busy ourselves with experience, studying the evidence of “what actually happened”. In this study, we look at what actually happened to people’s savings as they approached retirement and we’re focusing … Continue reading →

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Auto-enrolment’s difficult second album

Posted on March 21, 2021 by henry tapper

When auto-enrolment started I, naively as it turns out, hoped that small employers would be excited enough by the chance to choose a workplace pension, to consider what made for a good scheme and download a report that told them … Continue reading →

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The secondary market in workplace pensions

Posted on March 10, 2021 by henry tapper

In 2013, Pension PlayPen founded a choose a pension service for employers needing to designate a workplace pension so that staff could be auto-enrolled according to the staging roll-out. At the time, we predicted that once the heavy lifting had … Continue reading →

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How to talk to your staff about pensions

Posted on April 23, 2020 by henry tapper

Quietroom are silently curating a lot of good advice using linked in. If you have the dexterity and the eyesight to access their posts , then here’s the link to the document. But I struggled and when I found the … Continue reading →

Posted in actuaries, advice gap, age wage, dc pensions, Linkedin, pensions | Tagged , , , , , , , , | 1 Comment

What would BREXIT mean to workplace pensions?

Posted on September 6, 2019 by henry tapper

  Europe has a great deal of influence on UK pensions; the influence includes fund reporting, funding requirements, reserving against risk and even competition between service providers. This can have very strange results. The reason that NEST has such a … Continue reading →

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“In an advised world – do workplace pensions need trustees”.

Posted on April 28, 2019 by henry tapper

The quote is taken from a recent interview of Steve Webb of Royal London. It is a critical question which deserves an answer. The Workplace Pension Governance landscape (is changing) Something very odd is happening in DC Governance, something that … Continue reading →

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Auto-enrolment; a national exercise in trust.

Posted on September 21, 2018 by henry tapper

I like to tease Jo Cumbo that she can trust no-one because of her heritage! This blatantly xenophobic comment is based on a British prejudice that Australians find compulsion acceptable as compliance is in the blood. A second prejudice, that … Continue reading →

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A brief history of pension dashboards! Thx. to Richard Smith

Posted on September 9, 2018 by henry tapper

Thanks to Richard Smith for this! Richard’s views are not quite mine (I’m not a compulsionista or a single dashboard man!). Nevertheless  this info graphic is really helpful as it reminds us of the difficulty the Government has in keeping … Continue reading →

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Self-sufficiency for pensions.

Posted on January 22, 2018 by henry tapper

  Whether you are in charge of the PPF , one of the 13 Carillion defined benefit schemes, or any one of the thousand or so “distressed” pension schemes that might no have a sponsor able to bale it out;-the term … Continue reading →

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Whose department is workplace pensions?

Posted on May 27, 2017 by henry tapper

At 11am on Tuesday 18th April I shook hands with Richard Harrington, our Pensions Minister and began a meeting that discussed how small businesses could in future measure how effectively their workplace pensions were working. The meeting was interrupted by … Continue reading →

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