Tag Archives: AE

AE Pots must follow workers (Hargreaves Lansdown’s right)


I have just read a policy paper in my hand from Hargreaves Lansdown;  “Putting Individuals at the Heart of the Pension System”. After some pretty dire submissions to the Work and Pensions Committee on CDC, I hadn’t thought to agree with … Continue reading

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Why job – splitters can get shafted on pensions.


I was woken early in the morning to the sound of Robert Cochran, the familiar voice of Scottish Widows pensions team. Scottish Widows have done some research that £90m a year is being saved by employers/lost to employees as a result of … Continue reading

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Pensioning employee’s sleep ( with thanks to Kate Upcraft)


Not for the first time, I’m very grateful to Kate Upcraft for highlighting a pensions issue that impacts thousands of carers – but appears to be completely off the radar of most pension people. Kate is a freelance payroll consultant … Continue reading

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Life’s a beach for the BlackRock IGC


It’s a sure fine of things to come when an IGC report is promoted by a stock photo. This couple appear on most of the IGC reports I have read, I suspect they were scammed out of their pension and … Continue reading

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Taking one for transparency!


My colleagues at First Actuarial will hate me for it – but I accepted an award from Mr Transparency – Andy Agethangelou, at the Transparency Task Force’s Auto-Enrolment event yesterday afternoon. The point was that 30 people got together with … Continue reading

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Good from NOW – poor from HMRC


  That we should still be talking about the “net-pay anomaly” shows how little the debate has move on in a year. For most people losing out on their promised incentives for saving into a workplace pension , “anomaly” is … Continue reading

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Four ways to harvest what auto-enrolment has sown!


We have to think how we can best support the 1m employers who have workplace pensions. Here are some solutions we’re coming to. Continue reading

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Has HMRC solved the off-payroll AE puzzle?


  One of the big auto-enrolment issues for employers is deciding who it is that works for them (and who is just an occasional contractor). The issue is generally put in the too-hard box – a dangerous thing to do … Continue reading

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Which would you rather live in- a house or a car?


  I’m fond of our current pension minister; he makes me laugh! He does a good impression of the “pension’s idiot” and enjoys being thought rather less on the ball than he actually is.   But scratch the surface and … Continue reading

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Small employers need a voice in the AE review


Yesterday I reported on the male hegemony of the three chairs of the advisory groups for the Automatic Review. There is a little diversity in the composition of the rest of the group. It’s comforting to see familiar names who … Continue reading

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