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Tag Archives: AE
IFS says low-earners should quit saving for retirement.
The Institute for Fiscal Studies has called into question the wisdom of many poor earners paying into workplace pensions under auto-enrolment. It is not clear why the small number of people who would probably be better off not sticking with … Continue reading
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Posted in actuaries, advice gap, age wage, pensions
Tagged AE, CDC, pension, workplace pension
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“The way we were” – DWP AE Evaluation
In normal times, the publication of a major Government review of auto-enrolment would be newsworthy. Apart from a series of mentions by Jo Cumbo, I have seen no publicity for it – from the DWP or their press office or … Continue reading
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Posted in age wage, DWP, pensions, Pensions Regulator, Retirement
Tagged AE, auto enrolment, DWP, pensions, TPR, workplace Pensions
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For everyone’s sake – let’s sort pension savings incentives this budget.
Diversity is about including and it’s so important to pensions that we now have a minister of pensions and financial inclusion. A big part of the minister’s job is to create diversity – including not just men and … Continue reading
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Posted in advice gap, age wage, pensions
Tagged AE, auto enrolment, DWP, HMRC, HMT, Incentive, net pay anomaly, NPA, pension, pensions, tax relief
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How payroll won friends and influenced Government
This is national payroll week so I’m blogging an article I wrote earlier in the summer for Reward Strategy Magazine. Since the end of the auto-enrolment staging period, I have had less day to day interaction with payroll people, … Continue reading
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“Your pay-rise is a pension rise”
I often “wake up to money” but not to this! In a discussion about when we last got a pay-rise, one listener mailed in that her boss told her “your pay-rise is a pension rise” It’s the first time … Continue reading
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Posted in advice gap, age wage, pensions
Tagged AE, pay rise, pension, pension rise, third world, Third world pension, USS
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Will “DC deficits” become a thing of the past?
News of HMRC’s “change of position” with regards the “net-pay- anomaly” is welcome, and long overdue. It came in the form of a letter sent in response to a request from respected journalist Jo Cumbo of the FT. Govt to … Continue reading
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Posted in advice gap, annuity, auto-enrolment, pension playpen, pensions
Tagged AE, auto enrolment, ft, jo cumbo, NEST, net-pay, pensions
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Play “Stick or twist” in the workplace pension lottery!
If you changed jobs, would you prefer to stick with your current workplace pension or join your new employer’s scheme (leaving a little pot behind you)? It’s a tough choice, and the more you think about it, the tougher … Continue reading
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Posted in auto-enrolment, pensions
Tagged AE, Australia, auto-enrolement, Clearing, payoll, pension, pensions, stick, twist
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Auto-enrolment; a national exercise in trust.
I like to tease Jo Cumbo that she can trust no-one because of her heritage! This blatantly xenophobic comment is based on a British prejudice that Australians find compulsion acceptable as compliance is in the blood. A second prejudice, that … Continue reading
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Posted in auto-enrolment, pensions
Tagged AE, auto enrolment, compliance, pensions, Technology, workplace
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“Making workplace pensions work” – the Pension Regulator’s new approach
I’ve been on the Pensions Regulator’s stakeholder panel a couple of years and this gets me a ticket to their Annual Conference. I haven’t bought the new vision in previous years, but yesterday’s event, held in County Hall, pushed the … Continue reading
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Posted in pensions, Pensions Regulator
Tagged AE, auto enrolment, FCA, Making workplace pensions work, pensions, TPR, Work
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AE – a day of reckoning to come?
More of us are saving, but we aren’t saving any more. The democratisation of pension saving – arising from auto-enrolment is a great thing – everyone can dare to dream of stopping work under their own power. But there is … Continue reading
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Posted in auto-enrolment, BSPS, Dashboard, pensions
Tagged AE, auto enrolment, Day of reckoning, DWP, workplace Pensions
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