Tag Archives: AE

Auto-enrolment; a national exercise in trust.


I like to tease Jo Cumbo that she can trust no-one because of her heritage! This blatantly xenophobic comment is based on a British prejudice that Australians find compulsion acceptable as compliance is in the blood. A second prejudice, that … Continue reading

Posted in auto-enrolment, pensions | Tagged , , , , , | 2 Comments

“Making workplace pensions work” – the Pension Regulator’s new approach


I’ve been on the Pensions Regulator’s stakeholder panel a couple of years and this gets me a ticket to their Annual Conference. I haven’t bought the new vision in previous years, but yesterday’s event, held in County Hall, pushed the … Continue reading

Posted in pensions, Pensions Regulator | Tagged , , , , , , | Leave a comment

AE – a day of reckoning to come?


More of us are saving, but we aren’t saving any more. The democratisation of pension saving – arising from auto-enrolment is a great thing – everyone can dare to dream of stopping work under their own power. But there is … Continue reading

Posted in auto-enrolment, BSPS, Dashboard, pensions | Tagged , , , , | Leave a comment

AE Pots must follow workers (Hargreaves Lansdown’s right)


I have just read a policy paper in my hand from Hargreaves Lansdown;  “Putting Individuals at the Heart of the Pension System”. After some pretty dire submissions to the Work and Pensions Committee on CDC, I hadn’t thought to agree with … Continue reading

Posted in auto-enrolment, pensions | Tagged , , , , , , , , , , | 3 Comments

Why job – splitters can get shafted on pensions.


I was woken early in the morning to the sound of Robert Cochran, the familiar voice of Scottish Widows pensions team. Scottish Widows have done some research that £90m a year is being saved by employers/lost to employees as a result of … Continue reading

Posted in auto-enrolment, pensions | Tagged , , , , , , | 6 Comments

Pensioning employee’s sleep ( with thanks to Kate Upcraft)


Not for the first time, I’m very grateful to Kate Upcraft for highlighting a pensions issue that impacts thousands of carers – but appears to be completely off the radar of most pension people. Kate is a freelance payroll consultant … Continue reading

Posted in auto-enrolment, pensions | Tagged , , , , , , , , | 3 Comments

Life’s a beach for the BlackRock IGC


It’s a sure fine of things to come when an IGC report is promoted by a stock photo. This couple appear on most of the IGC reports I have read, I suspect they were scammed out of their pension and … Continue reading

Posted in IGC, pensions | Tagged , , , , , , , | 1 Comment

Taking one for transparency!


My colleagues at First Actuarial will hate me for it – but I accepted an award from Mr Transparency – Andy Agethangelou, at the Transparency Task Force’s Auto-Enrolment event yesterday afternoon. The point was that 30 people got together with … Continue reading

Posted in pensions, trustee | Tagged , , , , , | Leave a comment

Good from NOW – poor from HMRC


  That we should still be talking about the “net-pay anomaly” shows how little the debate has move on in a year. For most people losing out on their promised incentives for saving into a workplace pension , “anomaly” is … Continue reading

Posted in auto-enrolment, pensions | Tagged , , , , , , | Leave a comment

Four ways to harvest what auto-enrolment has sown!


We have to think how we can best support the 1m employers who have workplace pensions. Here are some solutions we’re coming to. Continue reading

Posted in accountants, auto-enrolment, NEST, now, pensions | Tagged , , , , , | 1 Comment