Tag Archives: AE

Life’s a beach for the BlackRock IGC


It’s a sure fine of things to come when an IGC report is promoted by a stock photo. This couple appear on most of the IGC reports I have read, I suspect they were scammed out of their pension and … Continue reading

Posted in IGC, pensions | Tagged , , , , , , , | 1 Comment

Taking one for transparency!


My colleagues at First Actuarial will hate me for it – but I accepted an award from Mr Transparency – Andy Agethangelou, at the Transparency Task Force’s Auto-Enrolment event yesterday afternoon. The point was that 30 people got together with … Continue reading

Posted in pensions, trustee | Tagged , , , , , | Leave a comment

Good from NOW – poor from HMRC


  That we should still be talking about the “net-pay anomaly” shows how little the debate has move on in a year. For most people losing out on their promised incentives for saving into a workplace pension , “anomaly” is … Continue reading

Posted in auto-enrolment, pensions | Tagged , , , , , , | Leave a comment

Four ways to harvest what auto-enrolment has sown!


We have to think how we can best support the 1m employers who have workplace pensions. Here are some solutions we’re coming to. Continue reading

Posted in accountants, auto-enrolment, NEST, now, pensions | Tagged , , , , , | 1 Comment

Has HMRC solved the off-payroll AE puzzle?


  One of the big auto-enrolment issues for employers is deciding who it is that works for them (and who is just an occasional contractor). The issue is generally put in the too-hard box – a dangerous thing to do … Continue reading

Posted in pensions | Tagged , , , , , , | 1 Comment

Which would you rather live in- a house or a car?


  I’m fond of our current pension minister; he makes me laugh! He does a good impression of the “pension’s idiot” and enjoys being thought rather less on the ball than he actually is.   But scratch the surface and … Continue reading

Posted in pensions | Tagged , , , , , , , | Leave a comment

Small employers need a voice in the AE review


Yesterday I reported on the male hegemony of the three chairs of the advisory groups for the Automatic Review. There is a little diversity in the composition of the rest of the group. It’s comforting to see familiar names who … Continue reading

Posted in pensions | Tagged , , , , | 2 Comments

Pensions and the “Olympic bounce”.


Remember what it was like in the first half of 2012 – Britain was fed up and just as “austerity” was biting, we had the Olympics! We couldn’t afford it, it was a pre financial crisis, it would be disruptive, … Continue reading

Posted in accountants, pensions | Tagged , , , | Leave a comment

Never mind the quality, feel the width- AE review to nudge coverage not contributions!


Summary The Government has set out it’s stall for next year’s AE review. To the disappointment of providers, an increase in contributions is not on the agenda. But the breadth of coverage of AE is – including consideration of the … Continue reading

Posted in auto-enrolment, pensions | Tagged , , , , , , , , | Leave a comment

How contagious will the Uber-ruling be?


The complicit agreement between those who work in the “gig-economy” not to work for those who run the gig-economy has succeeded for much longer than Uber and Deliveroo. The same arguments were being had about the status of self-employed insurance … Continue reading

Posted in pensions | Tagged , , , , , , , , , , | 2 Comments