Tag Archives: AE

BREAKING; 35% of employers see pension pausing increase

The CIPP’s quick poll on employee’s “pausing” contributions to workplace pensions,  closed yesterday. For the first time , there is evidence of large scale pausing by employees who can’t afford their pensions. The CIPP report 410 employers participating, describing engagement … Continue reading

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Auto Enrolment 2.0 – anything new?

At the launch of the Resolution Foundation’s Retirement Living Standards, Pensions Minister Guy Opperman laid out some plans for what he’s calling Auto-enrolment 2.0. This blog asks whether 2.0 is just more of the same or a genuine upgrade. It’s … Continue reading

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TISA’s plans for low paid AE opt outs are a disgrace

About a year ago the Tax Incentivised Savings Association (Tisa) asked its members to vote for a name change to The Investing and Saving Alliance. This meant it kept the Tisa acronym even though the underlying name changed. TISA hopes it … Continue reading

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IFS says low-earners should quit saving for retirement.

The Institute for Fiscal Studies has called into question the wisdom of many poor earners paying into workplace pensions under auto-enrolment. It is not clear why the small number of people who would probably be better off not sticking with … Continue reading

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“The way we were” – DWP AE Evaluation

In normal times, the publication of a major Government review of auto-enrolment would be newsworthy. Apart from a series of mentions by Jo Cumbo, I have seen no publicity for it – from the DWP or their press office or … Continue reading

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For everyone’s sake – let’s sort pension savings incentives this budget.

    Diversity is about including and it’s so important to pensions that we now have a minister of pensions and financial inclusion. A big part of the minister’s job is to create diversity – including not just men and … Continue reading

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How payroll won friends and influenced Government

  This is national payroll week so I’m blogging an article I wrote earlier in the summer for Reward Strategy Magazine. Since the end of the auto-enrolment staging period, I have had less day to day interaction with payroll people, … Continue reading

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“Your pay-rise is a pension rise”

  I often “wake up to money” but not to this! In a discussion about when we last got a pay-rise, one listener mailed in that her boss told her “your pay-rise is a pension rise” It’s the first time … Continue reading

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Will “DC deficits” become a thing of the past?

News of HMRC’s “change of position” with regards the “net-pay- anomaly” is welcome, and long overdue. It came in the form of a letter sent in response to a request from respected journalist Jo Cumbo of the FT. Govt to … Continue reading

Posted in advice gap, annuity, auto-enrolment, pension playpen, pensions | Tagged , , , , , , | 2 Comments

Play “Stick or twist” in the workplace pension lottery!

  If you changed jobs, would you prefer to stick with your current workplace pension or join your new employer’s scheme (leaving a little pot behind you)? It’s a tough choice, and the more you think about it, the tougher … Continue reading

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