Tag Archives: AE

The cost of living crisis has just started – listen to households not economists

Posted on December 18, 2023 by henry tapper

There seems to be a disconnect between economists and ordinary people with ordinary finances. The factors that are creating a cost of living crisis are clear People’s ability to pay their bills is still reducing. The economists point to inflation … Continue reading →

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Morrisons – auto-enrolment hero to pension zero

Posted on November 16, 2023 by henry tapper

When the staging of auto-enrolment started in 2012, one UK employer stood out for going above and beyond the requirements of law, that firm was  Morrisons. Nearly 9 years ago to the day, I wrote a blog “It worked for … Continue reading →

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Under-saving is not an illness

Posted on November 10, 2023 by henry tapper

The Automatic Enrolment Bill is no cure for the epidemic of under-saving Sorry Arc Pensions Law, sorry Rhiannon Barnsley, I am sure so sure of your diagnosis, people who don’t save are not sick. Saving is a lifestyle choice and … Continue reading →

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DWP bets the house on “adequate” DC pensions. No wonder it’s targeting VFM!

Posted on March 5, 2023 by henry tapper

The DWP published a report on Friday that has attracted attention from mainstream and social media. It is the DWP’s first analysis of retirement income in the UK since the analytical report of the 2017 auto-enrolment review and it was … Continue reading →

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Extending auto-enrolment? Now is not the time.

Posted on January 24, 2023 by henry tapper

In a robust reply to the recommendations of the Work and Pensions Committee, the DWP has resoundingly said “no” to calls to implement “in the short-term” , the reforms it said it would implement in the middle of this decade. … Continue reading →

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BREAKING; 35% of employers see pension pausing increase

Posted on September 27, 2022 by henry tapper

The CIPP’s quick poll on employee’s “pausing” contributions to workplace pensions,  closed yesterday. For the first time , there is evidence of large scale pausing by employees who can’t afford their pensions. The CIPP report 410 employers participating, describing engagement … Continue reading →

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Auto Enrolment 2.0 – anything new?

Posted on February 27, 2021 by henry tapper

At the launch of the Resolution Foundation’s Retirement Living Standards, Pensions Minister Guy Opperman laid out some plans for what he’s calling Auto-enrolment 2.0. This blog asks whether 2.0 is just more of the same or a genuine upgrade. It’s … Continue reading →

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TISA’s plans for low paid AE opt outs are a disgrace

Posted on September 22, 2020 by henry tapper

About a year ago the Tax Incentivised Savings Association (Tisa) asked its members to vote for a name change to The Investing and Saving Alliance. This meant it kept the Tisa acronym even though the underlying name changed. TISA hopes it … Continue reading →

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IFS says low-earners should quit saving for retirement.

Posted on May 19, 2020 by henry tapper

The Institute for Fiscal Studies has called into question the wisdom of many poor earners paying into workplace pensions under auto-enrolment. It is not clear why the small number of people who would probably be better off not sticking with … Continue reading →

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“The way we were” – DWP AE Evaluation

Posted on May 13, 2020 by henry tapper

In normal times, the publication of a major Government review of auto-enrolment would be newsworthy. Apart from a series of mentions by Jo Cumbo, I have seen no publicity for it – from the DWP or their press office or … Continue reading →

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