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the pension plowman
- RT @adrianleejones: @JohnRalfe1 @henryhtapper I’m not sure what your conv is but both SE/DE have ins safety net in case of sponsor insolven…thanks 28 minutes ago
- I've been here twice- once it was snowing! @ Cullercoats Beach instagram.com/p/BUjja7Hl6yg/thanks 31 minutes ago
- RT @glesgabrighton: @JohnRalfe1 @henryhtapper don't know exact question, but Germany (+Luxembourg), Sweden (+Finland?) and Switzerland insu…thanks 43 minutes ago
- RT @henryhtapper: The forbidden fruit – choice can be a mixed blessing. henrytapper.com/2017/05/26/the… https://t.co/lOvw9sWCV9thanks 1 hour ago
- @JohnRalfe1 I think Sweden but Con is your-man.thanks 1 hour ago
- @JohnRalfe1 Book reserve with sponsor covenant insured. Common in Europe- not here. Efficient though unloved by fund managersthanks 1 hour ago
- RT @Dennis_Leech: @JohnRalfe1 @dindjic @henryhtapper John, your idea of what economics is is a very narrow one not grounded in the real wor…thanks 1 hour ago
- You are very lucky Con Keating isn't on twitter! twitter.com/johnralfe1/sta…thanks 2 hours ago
- RT @philyoung30: Biggest DB transfer firm charges contingent fees twitter.com/henryhtapper/s…thanks 3 hours ago
- The Northern Rock never had this chutzpah! @ Virgin Money - Gosforth Office instagram.com/p/BUjPMldlbVq/thanks 3 hours ago
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Recent Posts
pension plowman
- RT @adrianleejones: @JohnRalfe1 @henryhtapper I’m not sure what your conv is but both SE/DE have ins safety net in case of sponsor insolven…Restoring confidence in pensions 28 minutes ago
- I've been here twice- once it was snowing! @ Cullercoats Beach instagram.com/p/BUjja7Hl6yg/Restoring confidence in pensions 31 minutes ago
- RT @glesgabrighton: @JohnRalfe1 @henryhtapper don't know exact question, but Germany (+Luxembourg), Sweden (+Finland?) and Switzerland insu…Restoring confidence in pensions 43 minutes ago
- RT @henryhtapper: The forbidden fruit – choice can be a mixed blessing. henrytapper.com/2017/05/26/the… https://t.co/lOvw9sWCV9Restoring confidence in pensions 1 hour ago
- @JohnRalfe1 I think Sweden but Con is your-man.Restoring confidence in pensions 1 hour ago
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Tag Archives: auto-enrolement
Small employers need a voice in the AE review
Yesterday I reported on the male hegemony of the three chairs of the advisory groups for the Automatic Review. There is a little diversity in the composition of the rest of the group. It’s comforting to see familiar names who … Continue reading
2017 – a year when workplace pensions will grow up!
Restoring confidence in pensions 2017 has dawned on a different pension landscape . There are more than twice as many employers participating in workplace pensions as at any time in British history, the stock market is at an all-time high … Continue reading
Posted in Fawlty Towers, pension playpen, pensions
Tagged auto-enrolement, CDC, Drawdown, Grow, internet, pension playpen, pensions, People's Pension, Wealth, workplace Pensions
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Never mind the quality, feel the width- AE review to nudge coverage not contributions!
Summary The Government has set out it’s stall for next year’s AE review. To the disappointment of providers, an increase in contributions is not on the agenda. But the breadth of coverage of AE is – including consideration of the … Continue reading
Posted in auto-enrolment, pensions
Tagged AE, auto-enrolement, coverage, nudge, pensions, Review, thresholds, triggers, workplace Pensions
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“Not so fast!” – the @Aviva #AE conference needs to listen to those not in the room
I spent yesterday morning with Aviva at their future of Auto-Enrolment event in the City. Here’s Aviva’s 10 point wish-list for Auto-Enrolment. ADEQUACY: 1. Phase towards 12.5% contributions by 2028 2. Adopt a flat rate of tax relief – save … Continue reading
Posted in advice gap, auto-enrolment, pensions
Tagged adequacy, auto-enrolement, Aviva, DWP, Engagement, NEST, pensions, Policy, workplace Pensions
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How SMEs can manage pension risk
One of the least considered rules of auto-enrolment is that it the employer who must choose the workplace pension for its staff. It is not for the Government to make this decision, while it may be in the … Continue reading
Posted in pensions
Tagged auto-enrolement, DWP, pension playpen, TPR, workplace Pensions
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Confusing messaging on workplace pensions
Tom McPhail – the Stone Roses’ new vocalist? To the melodious backing of the Stone Roses’ “All for one“, Tom McPhail can be heard on radio today warning the world about small master trusts that could go wrong. “All for … Continue reading
Posted in auto-enrolment, pensions
Tagged auto enrolment, auto-enrolement, National Employment Savings Trust, NEST, pensions, Retirement, Workie
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Why advisers aren’t getting paid for auto-enrolment
Amidst the back slapping as we pass 5m auto-enrolled into workplace pensions you hear little rejoicing from financial advisers. The majority we speak to are avoiding auto-enrolment for one reason- they can’t get paid for what they do. … Continue reading
A buyers guide to auto-enrolment software
Some initial thoughts Auto-enrolment software exists to automate the processes your company needs to establish to stage and maintain auto-enrolment. For most employers it is another payroll headache (along with RTI) that needs a purchased solution. Normally companies purchase on … Continue reading
Posted in accountants, advice gap, annuity, auto-enrolment, middleware, NEST, now, Payroll, pension playpen, pensions, Retirement
Tagged auto enrolment, auto-enrolement, Business, Employment, MIddleware, NEST, NOW, Payroll, pension, Pension new, Pension Regulator, pensions
2 Comments
“I’m pretty sure my client has a pension issue..”
This is as close as I can get to a verbatim conversation I had on the phone with the head of a small practice of accountants yesterday-it is edited to concentrate on the core issue she had – what … Continue reading
It’s a phoney war- what’s happening on the other side of the Channel?
I am still surprised how people are organising themselves to do their jobs. You’d have thought that the accountants and book-keepers who provide financial stability, get people paid and manage the tax affairs of Britain’s 1.25m employers would be the … Continue reading
