Tag Archives: auto-enrolement

Play “Stick or twist” in the workplace pension lottery!

Posted on October 5, 2018 by

  If you changed jobs, would you prefer to stick with your current workplace pension or join your new employer’s scheme (leaving a little pot behind you)? It’s a tough choice, and the more you think about it, the tougher … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , , , , | 3 Comments

Is auto-enrolment to become a stealth-tax on the poor?

Posted on December 18, 2017 by

  The DWP has released a 200 page  report into the state of the auto-enrolled nation. You can access it here. I’ve read the executive summary which is full of surprises and the report is clearly informing future strategy. The … Continue reading →

Posted in pensions | Tagged , , , , , , | 3 Comments

Normalising pension saving for everyone

Posted on October 9, 2017 by

The TUC is publishing this morning important research into inclusion. Since our new pensions minister has included “inclusion” in his title, I hope he is reading it! Six in 10 workers in the UK agriculture and hospitality sectors are not … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , , | 5 Comments

Is the Taylor report “dead and buried”?

Posted on August 3, 2017 by

When Theresa May asked Matthew Taylor to Review Modern Working Practices in the UK it was October 2016. She looked a strong and stable leader with a majority and a nation behind her. On July 11th, exactly a year after … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , , | Leave a comment

Small employers need a voice in the AE review

Posted on February 10, 2017 by

Yesterday I reported on the male hegemony of the three chairs of the advisory groups for the Automatic Review. There is a little diversity in the composition of the rest of the group. It’s comforting to see familiar names who … Continue reading →

Posted in pensions | Tagged , , , , | 2 Comments

2017 – a year when workplace pensions will grow up!

Posted on January 3, 2017 by

Restoring confidence in pensions 2017 has dawned on a different pension landscape . There are more than twice as many employers participating in workplace pensions as at any time in British history, the stock market is at an all-time high … Continue reading →

Posted in Fawlty Towers, pension playpen, pensions | Tagged , , , , , , , , , | Leave a comment

Never mind the quality, feel the width- AE review to nudge coverage not contributions!

Posted on December 12, 2016 by

Summary The Government has set out it’s stall for next year’s AE review. To the disappointment of providers, an increase in contributions is not on the agenda. But the breadth of coverage of AE is – including consideration of the … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , , , , | Leave a comment

“Not so fast!” – the @Aviva #AE conference needs to listen to those not in the room

Posted on November 16, 2016 by

I spent yesterday morning with Aviva at their future of Auto-Enrolment event in the City. Here’s Aviva’s 10 point wish-list for Auto-Enrolment. ADEQUACY: 1. Phase towards 12.5% contributions by 2028 2. Adopt a flat rate of tax relief – save … Continue reading →

Posted in advice gap, auto-enrolment, pensions | Tagged , , , , , , , , | Leave a comment

How SMEs can manage pension risk

Posted on September 4, 2016 by

    One of the least  considered rules of auto-enrolment is that it the employer who must choose the workplace pension for its staff. It is not for the Government to make this decision, while it may be in the … Continue reading →

Posted in pensions | Tagged , , , , | Leave a comment

Confusing messaging on workplace pensions

Posted on May 15, 2016 by

Tom McPhail – the Stone Roses’ new vocalist? To the melodious backing of the Stone Roses’ “All for one“, Tom McPhail can be heard on radio today warning the world about small master trusts that could go wrong. “All for … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , , | 4 Comments