Tag Archives: auto-enrolement

Is the Taylor report “dead and buried”?


When Theresa May asked Matthew Taylor to Review Modern Working Practices in the UK it was October 2016. She looked a strong and stable leader with a majority and a nation behind her. On July 11th, exactly a year after … Continue reading

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Small employers need a voice in the AE review


Yesterday I reported on the male hegemony of the three chairs of the advisory groups for the Automatic Review. There is a little diversity in the composition of the rest of the group. It’s comforting to see familiar names who … Continue reading

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2017 – a year when workplace pensions will grow up!


Restoring confidence in pensions 2017 has dawned on a different pension landscape . There are more than twice as many employers participating in workplace pensions as at any time in British history, the stock market is at an all-time high … Continue reading

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Never mind the quality, feel the width- AE review to nudge coverage not contributions!


Summary The Government has set out it’s stall for next year’s AE review. To the disappointment of providers, an increase in contributions is not on the agenda. But the breadth of coverage of AE is – including consideration of the … Continue reading

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“Not so fast!” – the @Aviva #AE conference needs to listen to those not in the room


I spent yesterday morning with Aviva at their future of Auto-Enrolment event in the City. Here’s Aviva’s 10 point wish-list for Auto-Enrolment. ADEQUACY: 1. Phase towards 12.5% contributions by 2028 2. Adopt a flat rate of tax relief – save … Continue reading

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How SMEs can manage pension risk


    One of the least  considered rules of auto-enrolment is that it the employer who must choose the workplace pension for its staff. It is not for the Government to make this decision, while it may be in the … Continue reading

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Confusing messaging on workplace pensions


Tom McPhail – the Stone Roses’ new vocalist? To the melodious backing of the Stone Roses’ “All for one“, Tom McPhail can be heard on radio today warning the world about small master trusts that could go wrong. “All for … Continue reading

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Why advisers aren’t getting paid for auto-enrolment


    Amidst the back slapping as we pass 5m auto-enrolled into workplace pensions you hear little rejoicing from financial advisers. The majority we speak to are avoiding auto-enrolment for one reason- they can’t get paid for what they do. … Continue reading

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A buyers guide to auto-enrolment software


Some initial thoughts Auto-enrolment software exists to automate the processes your company needs to establish to stage and maintain auto-enrolment. For most employers it is another payroll headache (along with RTI) that needs a purchased solution. Normally companies purchase on … Continue reading

Posted in accountants, advice gap, annuity, auto-enrolment, middleware, NEST, now, Payroll, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , | 2 Comments

“I’m pretty sure my client has a pension issue..”


  This is as close as I can get to a verbatim conversation I had on the phone with the head of a small practice of accountants yesterday-it is edited to concentrate on the core issue she had – what … Continue reading

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