Tag Archives: nudge

DWP announces “Game on” for savers looking to turn pots to pensions

Posted on June 15, 2022 by henry tapper

With immaculate timing, the DWP launched its latest consultation on how to establish the choice architecture and expand the decumulation options for members retiring from occupational schemes. Or to use language that people understand “how we get paid by  our … Continue reading →

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Can the “cost of lifestyle” be measured or managed?

Posted on April 8, 2021 by henry tapper

I’m pleased that Julius Pursail has commented on my post on lifestyling. He’s someone who cares a lot about member outcomes. He’s made it clear in Professional Pensions that he wants the trust he advises – Cushon – to do … Continue reading →

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The sordid side of nudge.

Posted on March 28, 2019 by henry tapper

Go, go, go, said the bird: human kind Cannot bear very much reality.   (TS Eliot – four quartets) There is a thin dividing line between nudge and dishonesty. Nudge  flirts with transparency but never consummates. We are nudging millions of … Continue reading →

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How can savers be encouraged to engage with their savings?

Posted on August 8, 2018 by henry tapper

  This is the 4th of eight blogs considering the questions put to us by the Work and Pensions Select Committee. Today’s exam question… How can savers be encouraged to engage with their savings? Quick answer; either we can convince … Continue reading →

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Nudge nudge , think think!

Posted on February 23, 2017 by henry tapper

I went to an excellent panel debate last night which was asking whether behavioural finance could improve pension outcomes – well DC outcomes – which as one panellist pointed out hadn’t got much to do with pensions! A lot of … Continue reading →

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Never mind the quality, feel the width- AE review to nudge coverage not contributions!

Posted on December 12, 2016 by henry tapper

Summary The Government has set out it’s stall for next year’s AE review. To the disappointment of providers, an increase in contributions is not on the agenda. But the breadth of coverage of AE is – including consideration of the … Continue reading →

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