Tag Archives: digital

“Your pension data could be taken down and used against you”

The last two weeks has seen Professional Pensions going data barmy with not one, not two but three stories extolling the use of personal data to manage pension scheme risks. The first is a gentle and sympathetic article by Michelle … Continue reading

Posted in dc pensions, de-risking, digital, pensions | Tagged , , , , , , | Leave a comment

“The new normal” will be driven by consumers: NB – financial services.

Many claims are made of the data we have today but two things appear clear to the layman. The more data you have on the spread of the virus, the easier it is to make the right public policy decisions. … Continue reading

Posted in advice gap, digital, pensions | Tagged , , , , | 1 Comment

Aviva’s IGC – more effective than its report suggests

Aviva’s IGC has turned up and you can preview it here (it launches properly Monday) It’s available as  a PDF  you can download here or you can read a digital version Having read both, I’d suggest that the PDF works … Continue reading

Posted in advice gap, age wage, auto-enrolment, IGC, pensions | Tagged , , , , , , , | Leave a comment

How can savers be encouraged to engage with their savings?

  This is the 4th of eight blogs considering the questions put to us by the Work and Pensions Select Committee. Today’s exam question… How can savers be encouraged to engage with their savings? Quick answer; either we can convince … Continue reading

Posted in auto-enrolment, pensions, WPC | Tagged , , , , , , , , | 7 Comments

Pension dashboards and the art of saying nothing.

  With a great deal of noise, the Government announced yesterday its intention to pilot a set of data standards with 11 pension providers; Aon Avivia B&CE LV HSBC NEST NOW Royal London Standard Life WTW Zurich The list is … Continue reading

Posted in pensions | Tagged , , , | 8 Comments

Double Bill; dashboard+transparency

  You wait a summer for the pension policy bus and then two come together! This morning’s the Treasury big reveal when they’ll be rolling out plans for the pension dashboard at Aviva’s Digital Garage in “trending Hoxton”. This afternoon’s the world’s … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , | 2 Comments

David Gauke on making tax digital

    This is the transcript of a speech given  by David Gauke, the  Financial Secretary to the Treasury at the Armstrong Watson event: ‘Essentials of pensions, tax and payroll in 2016’ I think the RTI project one of the … Continue reading

Posted in pensions | Tagged , , , , , , , | Leave a comment

Ten reasons for the FinTech revolution

 This blog, provided by Innovate Finance, takes a step back by providing us with an overview of the traditional financial services sector to determine what exactly has prompted its disruption alongside the rise of FinTech. Below are a few key … Continue reading

Posted in pensions | Tagged , , , , , , , , | Leave a comment

Let my money go!

  I woke up to news that the Pension Play Pen RBS bank account can now be accessed by my iphone using fingertip security. Apparently mobile technology has outwitted clunky old pc technology which makes my thumb all that stands between … Continue reading

Posted in advice gap, Pension Freedoms, pension playpen, pensions | Tagged , , , , , , , , | 2 Comments

How low can guidance go?

The FCA have published an important document that sets out to define where guidance ends and advice begins. Thankfully , it’s one you can read without feeling guilty that you aren’t going to answer 150 consultation questions! The FCA has … Continue reading

Posted in advice gap, FCA, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , | 3 Comments