A very timely and important message to all employers and employee benefit consultants, whatever the size of the employer! In…
It seems to me that a pensions think tank, funded by pension industry stakeholders, will naturally scope the question as…
The idea that a pensioner has "complete control over cash flows" is naive because it omits the awkward fact that…
Sadly we allowed the "lay trustee" to be written into our law eg the Trustee Act 2000. And rather than…
Tag Archives: HMRC
How workers can avoid “fiscal drag” using pensions – Martin Lewis !
The budget should be encouraging unions, advisers and employers to talk with staff who know from Martin Lewis about fiscal drag, to do their retirement saving in pension plans. Continue reading
1m employees will get energy style payments for overpayment into pensions.
The Government’s 12 year rip off of 1m underpaid pension payers is coming to an end Continue reading
The Low Earner’s Pension Payments;- now pushed back to 2027 – it’s a scandal.
Following any email of 9th July HMRC has written to provide an update on the delivery of the Low Earner’s Pension Payment (LEPP). It arrived early in August Yet another delay in the tax-man paying back pension payments They … Continue reading
Being all things to everyone’s annoying – Aon should not annoy DWP/HMT
This was a week when Aon brought employers “all things to all private sector employers” All private companies run workplace pension schemes so Aon run a product for every pension saver. The net accessible market for Aon is every employer … Continue reading
Are you paying VAT right if you manage a DB pension scheme?
Does VAT fill you with dread that you are paying it right? Read on
IHT issues for the dying, their pension administrators and personal representatives
While this blog has been in favour of the Treasury discouraging using pension pots to mitigate Inheritance Tax , it is worried by the latest note coming out of the Treasury’s HMRC. The HMRC has published further detail on good … Continue reading
When tax incentives go unpaid to those buying workplace pensions!
This is an article from This is Money , published in March 2026 – you can read the original here You can read the story of the man who asked Steve Webb the question when he found out he’d been … Continue reading
Getting money back from the tax man
I got in late the other night and checked my mail. There was an ominous brown envelope, the kind you get when they’re after you. I walked upstairs to my flat trembling and summoned up the courage to open it. … Continue reading
Workplace savings – not about saving tax but buying pensions
Pensions earned while at work The worry in the papers is that people will stop saving for their pension in retirement because they won’t be getting the same perks from April 2029. The promotion of workplace pensions as a cheap … Continue reading
There may be more fundamental issues with the US markets. In a recent article Smithers is highly critical of the 2013…