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Tag Archives: Pension new
CDC – time to ask the audience?
When you bring a new product to market, you first test whether there is a gap into which it can fit. If nothing else, the FCA’s Retirement Income Study is showing that there is space in the market for … Continue reading
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Tagged AgeWage, Business, CDC, DWP, Pension new, Pension Regulator, Pensions, Retirement, TPR
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Con Keating’s CDC Question time
This note responds to the questions raised by members of the audience of the webinar: Fair, Sufficient and Sustainable Collective Defined Contribution Pensions; It quotes them anonymously, verbatim, and then offers responses. It is worth bearing in mind that in … Continue reading
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Tagged Business, CDC, Con Keating, DWP, Employment, pension, Pension new
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Has lifestyling worked? Who knows?
Who knows! Lifestyling – (sometimes called “life-cycling”) in DC pensions means adjusting the asset allocation of a pension pot to meet changing circumstances as people prepare to crystallise their pension pot(s). A crystallisation is a transaction which sees an encashment … Continue reading
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Tagged advice, Business and Economy, CDC, Census, dc pensions, de-risking, Financial services, pension, Pension new, Pensions, Retirement, Who knows
8 Comments
If we have to take advice – pensions have failed
I have been in furious correspondence over the weekend with a friend , over one of the key words in today’s pension lexicon “engagement“. There is a strongly held opinion by many in pensions that we should require people to … Continue reading
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Tagged Business, DWP, ESG, Financial services, pension, Pension new, Pensions, Retirement
5 Comments
Is the public too “common” for Value For Money
I got this mail this morning from a friend who thinks very deeply about private pensions and how we can organize them to help ourselves to better retirement (while ensuring they are invested for common good). We’ve been talking … Continue reading
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Tagged Business, dc pensions, DWP, Financial services, Government, pension, Pension new, Pensions, Retirement
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How will history remember the Pension Schemes Act 2021?
The Pension Schemes Bill received Royal Assent last week and is now enacted. Though assent is a formality, it draws the line in the sand. “What is changing” is now “what has changed” and the work of Guy Opperman … Continue reading
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Tagged CDC, DWP, Government, Guy Opperman, Pension new, Pension schemes Act, Pensions, Retirement, Ros Altmann, Steve Webb, TCFD, TPR
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Dolphin Trust and LCF – it’s Germany v England but will it go to penalties?
Speaking at last night’s Transparency Symposium, Prem Sikka, spoke with authority about the advantages of the German regulatory system where pressure is applied from stakeholder groups to get action in a timely way. As we in Britain await the report on … Continue reading
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Tagged Dolphin Trust, FCA, pension, Pension new, prem sikka, Retirement, TTF, You and Yours
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Where next for pensions transparency?
As illegal drugs to your health so hidden charges to your finances Imagine that you were tasked to prevent drugs coming into this country. Would you ask the driver if he had drugs in his vehicle and wave him through … Continue reading
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Tagged auto enrolment, charges, costs, dc pensions, DWP, Government, hidden costs and charges, IA, Pension new, smuggling
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Double Bill; dashboard+transparency
You wait a summer for the pension policy bus and then two come together! This morning’s the Treasury big reveal when they’ll be rolling out plans for the pension dashboard at Aviva’s Digital Garage in “trending Hoxton”. This afternoon’s the world’s … Continue reading
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Tagged agenda, Andy Agethangelou, Dashboard, digital, Events, Financial services, pension, Pension new, pension playpen, pensions, Retirement, Tom, trasparency, TTF
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Plebicide and Suicide – Con Keating on post-Brexit pensions
In the post-Brexit period, I have listened to no fewer than three investment consultants advocating the immediate hedging of interest rate risk in our pension scheme “as the deficit is likely to blossom in the event of further quantitative easing”, … Continue reading
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Tagged Brexit, Business, Con Keating, Employment, Financial services, pension, Pension new, pensions, Retirement
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