Tag Archives: Pension Regulator

A DC code for the rich, not much for the poor


    The Pension Regulator has published its new DC Code, a hefty tome in itself (38 pages). It has published a further six guides which collectively run to a further 130 pages. If you were to spend the rest … Continue reading

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“Just because you’ve built it”..Some home truths about robo-advice.


The problem with Alan and Gina Miller is they are right, and they say the things that the financial services industry don’t want to hear. Before the TTF was a gleam in our eye , they were proving we were … Continue reading

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Playing the personality card


Of all the financial myths that remain unchallenged, the myth of personality is least challenged and most lethal. For it allows the congregation of expert panels/committees/boards – stuffed with perceived “personality” to validate all manner of iniquities. For those personalities … Continue reading

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All at sea! TPR’s “Trafalgar” for maritime and offshore workers.


Well done Lesley Titcombe and hurrah for our best naval victory since Trafalgar! Continue reading

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Ros Altmann’s first big political test


The WASPI petition is now in the hands of a small group of parliamentarians who decide whether the petition’s 100,000 signatories have enough of a point to trigger a parliamentary debate. Large as 100,000 is, it is not so politically … Continue reading

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#APPC15 Why Payroll needs to manage Pensions.


This is an edited version of the keynote speech I delivered to the CIPP conference this morning (October 7th 2015). I blog as the Pension Plowman,  and my blog is called the vision of the Pension Plowman. You might think … Continue reading

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Why this carnage at the Investment Association?


I think I owe Daniel Godfrey an apology. I met him on a couple of occasions and he impressed upon me he was serious about transparency of cost and charges. I didn’t believe him- or at least I thought he … Continue reading

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State Street and People’s – a lack of “emissional” intelligence?


I am not very happy that People’s Pension has chosen State Street to manage the money under its master trust. In early 2014, State Street were found guilty of over-charging a variety of pension funds and were fined by the … Continue reading

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Thus speaks the Regulator – and TPAS too!


Some help is at hand for Britain’s SMEs and their business advisers, but there needs to be signposting to specialist advisers that can apply tPR’s guidance and offer a “definitive course of action”.   The Pension Regulator has published some … Continue reading

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GenLife to Smart – a case study in prudent planning


Friendly Pensions and its successor GenLife have now become Smart Pension and the outlook for its 10,000 members has been substantially improved. While GenLife was not insolvent, it decided the best way to achieve its targets was to obtain scale … Continue reading

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