Author Archives: henry tapper
The leaseholders lot is a not a happy one
The purchase of a leasehold flat is NOT a property purchase. It’s buying a right to occupy subject to fees and charges which can be unlimited and which occupiers have very little ability to challenge. https://t.co/cKVi5DOPCx — Norma Cohen (@NormaCohen3) … Continue reading
The review of the State Pension Age is overdue ; that’s news!
When will we get the proposals for the future of the state pension? Can you believe that it is so important to electors? Can anything to do with “pensions” be so important? I think David Robbins is right – see … Continue reading
TPR are right to curb my exuberant promotion of CDC
As I now have a compliance officer at Pensions Mutual, I have been admonished for my over exuberant promotion of CDC as a way of delivering workplace pensions. I cannot name names but I’ve had meetings with TPR high-ups who’ve … Continue reading
Politics , technology and pensions – are now aligned in Britain to compete.
I know what is trying to be said here, but the bit about pensions is rather wrong. Will Hutton is quite right about our obsession with the legacy of Peter Mandelson . The redacted and non-redacted papers teach us nothing … Continue reading
Why aren’t we all pension millionaires?
While an excellent discussion of how to improve the income people get from saving for a pension was taking place with Jonathan Stapleton, a range of commentators were lining up to bemoan the ignorance of the public. The Pensions UK … Continue reading
The way clear for CDC to prosper as a workplace pension
It is something of an open secret that DWP see CDC working as a way of building up as well as getting paid a pension. Some doubt persisted that this could be done and that those who’d saved into A … Continue reading
BlackRock , Aon and TPT – CDC – the next generation of master trust.
I am pleased that Professional Pensions ran a one hour discussion on the workplace pension that runs with CDC. I phrase it like a car manufacturer would introduce a car that runs on electricity, it is still an idea that … Continue reading
Posted in pensions
Tagged Aon, BlackRock, CDC, master trust, professional pensions, TPT
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Is the curse of complexity upon us?
My immediate reaction to this headline was “if members have complex demands” they shouldn’t be in a CDC pension scheme, they shouldn’t be in a pension scheme full stop. If people have a need to flip-flop between income drawdown and … Continue reading
When can our retirement wage cut be displayed on our phone?
Kevin Peachey writes a sad article in the BBC about our retirement prospects. Richard Smith has a further point to make; he makes it very well! I’ve reported the Pensions UK report from the perspective of a well off FT … Continue reading
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Tagged after work, BBC, Dashboard, ft, Kevin Peachey, Pensions, Riochard Smith
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“Can we save more?”.. for retirement asks Pensions UK. “and can we save better?” says this blog!
The numbers are out from Pensions UK and they make more uncomfortable reading for us. This suggests that we should be ploughing more of our take home into long term savings. This blog has argued that the money we put … Continue reading
Posted in pensions
Tagged Deferred Pay, Funds, pots, shortfall, underpaid, Wage in retirement
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