Author Archives: henry tapper

About henry tapper

Founder of the Pension PlayPen,, partner of Stella, father of Olly . I am the Pension Plowman

WTF- AgeWage wins 4 nominations for UKP awards!

I got a call from a journalist friend of mine congratulating AgeWage on being nominated for a Professional Pensions UK Pensions Award.  I thought it was a wind up – but being a vain sort, I thought to see if … Continue reading

Posted in age wage, pensions | Tagged , , , , | 5 Comments

Preventing a pension-pot epidemic

  Pension Bee is right to be researching the impact of changing employment practice on the economics of running a DC pension. Even before the pandemic , the DWP estimated that without radical intervention we would see 50m abandoned pension … Continue reading

Posted in auto-enrolment, pensions | 1 Comment

Setting mortality assumptions in a post COVID-19 world

Introduction In our first bulletin looking at the impact of the pandemic on mortality, we considered what could reasonably be inferred now about the likely post-pandemic mortality of survivors. In this second bulletin, we explore the question of mortality from … Continue reading

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We had better get used to managing bad news;- (thoughts on 64,500 excess deaths).

The Continuous Mortality Investigation (CMI) has published its Mortality Monitor. Key points: – death rates 18% higher than same week last year – excess deaths this week were lower than the number of COVID-19 deaths – they estimate around 64,500 … Continue reading

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The other way to value DB schemes- Clacher and Keating.

  DB scheme value Valuation – the long way round Our blog (May 28th) calling for a bonfire of pension regulation led to a surprising amount of interest and a wide range of questions and even some requests for expansion … Continue reading

Posted in accountants, actuaries, advice gap, de-risking, pensions | Tagged , , , , , , | 3 Comments

Government responds to COVID-19 pension threat

The Government has responded to the current pandemic.  This is a communication from the PPF , one of the six bodies involved with a guide to COVID-19 and your pension.   Today the PPF has  co-published the Government’s new guide “COVID-19 … Continue reading

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Chris Pond and Financial inclusion

If all the little announcements that Linked in gives us, the one that’s given me most pleasure is that Chris Pond has been promoted to Chair the Financial Inclusion Commission. For those who don’t know the Commission, this is what … Continue reading

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What has COVID-19 done to our economy? How can we recover? – Joseph Lu

  What has COVID-19 done to the economy? The UK’s economy started the year with a rising stock market and house prices, said to be the continuation of a ‘Boris Bounce’ after a landslide election win that inspired business activity. … Continue reading

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Why partial disclosure of pension cost and charges is bad news for savers.

Historically pension costs were none of the savers’ business. One of the things people find hardest to understand is what they’re paying for when they put money into a workplace pension. Historically , the answer is a promise of an … Continue reading

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Is there wisdom in this crowd?

This picture was taken in a time of lockdown (May 31st). It was taken at a time when the Government advice is still to stay at home where possible. It is taken in a country that has more than 60,000 … Continue reading

Posted in age wage, coronavirus, pensions | Tagged , , , , , | 7 Comments