Author Archives: henry tapper

About henry tapper

Founder of the Pension PlayPen, Director of First Actuarial, partner of Stella, father of Olly . I am the Pension Plowman

Don’t share this after 25th May – it’s far too good (the new Quietroom video)


In case you didn’t read this morning’s blog on GDPR, here is the blog the other way around, just because I can be as annoying as I like (until May 25th when apparently the fun stops). Enough about GDPR- here … Continue reading

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GDPR – a contrarian view


I was going to entitle this piece “f*#k GDPR” but I have too many people I like, who live that dream, to risk offence. But I’ll be glad after 25th May, not to have to spend 30 minutes a day, … Continue reading

Posted in Blogging, brand, journalism, pensions | Tagged , , , , | 3 Comments

“Fund pays”. How platforms hide the bills till it’s too late.


I published a blog over the weekend , which is rather better for the comments it’s attracted. Indeed there’s an argument to read the comments and ignore the blog! The blog asked “what’s the point of platforms?”. I hadn’t expected … Continue reading

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If we can’t measure CETV take up, how can we manage it?


There’s a well known phrase “if you can’t measure it, you can’t manage it”. The Government can’t measure the extent of DB transfers and I conclude that they can’t govern the transfer process until they do.     Here’s the … Continue reading

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Trade Unions; a necessary agent of change in our pension system


  Turn to your weekend FT , you happy capitalists, and you will find two stories relating to monopoly of the big four accountants. The first is a comment piece by John Plender where he looks at why Government has … Continue reading

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What’s the point of these fund platforms?


  This is a comment from an IFA on the recent history of retail investment platforms in the UK. I find AJ Bell about the best, but they too have their moments. Aviva – Rubbish Aegon – Rubbish ATS – Rubbish … Continue reading

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TPR boxes clever with a TKO ( may yet be a final round).


  It’s been a bad week and a good week for tPR. Lesley Titcomb was clearly fed up with being bashed over the head by Frank Field over Carillion, though Field must be suffering from repetitive strain injuries himself. There is … Continue reading

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Pensioning employee’s sleep ( with thanks to Kate Upcraft)


Not for the first time, I’m very grateful to Kate Upcraft for highlighting a pensions issue that impacts thousands of carers – but appears to be completely off the radar of most pension people. Kate is a freelance payroll consultant … Continue reading

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Pension schemes hold record surplus


  First Actuarial reveals a record surplus in its First Actuarial Best estimate (FAB) Index. The FAB Index – which provides the aggregate position of the UK’s 6,000 defined benefit (DB) pension schemes calculated using the best estimate expected return … Continue reading

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University pensions! – Stay collective! Stay open!


Another good day for pensions! Yesterday was a good day for the collective pension scheme in Britain. I had breakfast at Cicero’s offices in the Old Bailey (not the courts). I was able to hear our Pensions Regulator talk openly about … Continue reading

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