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Author Archives: henry tapper
Freehold vs Leasehold – there should not be a difference.
It is time that the Prime Minister was definitive about leasehold. This criticism of what his Government has done so far is accurate and painful for leaseholders to read. Despite the work of a few campaigners that include Lords of … Continue reading
Posted in pensions
Tagged freehold, Freeleaseholder, Harry Scottin, leasehold, Pensions
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Derek Scott calls on Pensions Awareness Day to be every day
Derek Scott’s view of Pension Awareness follows my publication of thoughts on the subject of Pension Awareness Days – yesterday! The existence of a “Pensions Awareness Day” creates the illusion that the problem is being addressed simply because people are … Continue reading
Do we still consider defaulting to “cash-out” or “annuity-purchase” VFM?
Me and John Greenwood think alike – that the definition of their value for money is the return they get on their DC pot. In an article last week he asked why some DC pension schemes are still defaulting members … Continue reading
Posted in pensions
Tagged accumulation, annuity, dc, default, John Greenwood, Money Purchase, Pensions, Targeting
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Have we been invested wrong all decade; has 60:40 been dying for some time?
There will be people fed up with me trying to explain macro-economics when I clearly don’t understand numbers. So me posting this chart as my chart of the week will annoy the experts. But as most of us have had … Continue reading
Has “Pension Awareness” been gazumped by the “Pay your Pension some Attention” campaign (again)?
I have to admit to being a fan of making people aware of pensions. I have supported the pension geeks in their endeavours since 2014 and hope that since they were bought up by Aegon and Aegon has been bought … Continue reading
Posted in pensions
Tagged #pensions, ABI, pension, Pension Awareness, Pension Awareness Day, Pensions UK
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Lumera – what happened to your thirst for Swedish, Danish and Dutch pensions?
Lumera seem to have given up on collective pensions as something they can teach us about! Last year I spoke with them because an employer asked me to. The employer knew that Lumera were operating down the east coast of … Continue reading
Who and what’s included at the 2026 Pension UK Annual Conference
To read the agenda of this year’s Pension UK Annual Conference you might not think that there is any demand to discuss collective pensions (CDC) at all. Delegates will have to wait till the final hours of a three day … Continue reading
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Tagged Annual Conference, CDC, Collective Pensions, Liverpool, October 2026, Pensions UK
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What does Torsten think of the NEET numbers?
Yesterday , there was more information published on NEETS. A NEET, an acronym for “Not in Education, Employment, or Training“, is a person who is unemployed and not receiving an education or vocational training. The classification originated in the United Kingdom in the late 1990s Here is our … Continue reading
Let’s think of the cost of housing in retirement as a charge against our income
Information on housing in retirement has been missing from the adequacy debate generated by Pension UK’s annual report on the subject. Standard Life has produced a good report showing how much housing impacts the affordability of lifestyle’s as we stop … Continue reading