Author Archives: henry tapper

About henry tapper

Founder of the Pension PlayPen,, partner of Stella, father of Olly . I am the Pension Plowman

Bear Markets should make you greedy – Ethan Wu

  Below is today’s email I got from the FT’s unhedged service. Normally it’s written by gnarled veteran Robert Armstrong, but he is sick, so Batman gives way to Robin in the form of Ethan Wu, who I find wonderfully … Continue reading

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Blogger blocked by nature’s call

  After nearly 300 days of blogging, I set off with high hopes of sharing a weekend on the River Thames with my long-suffering readers. I was foiled by logistics and did not publish a blog over the weekend. This … Continue reading

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Vaccines. variants, treatments and data – C19 ARG

                                                                                                                         http://www.covidactuaries.org Latest Report: Issue 67  By: John Roberts, Adele Groyer, Matt Fletcher and Dan Ryan COVID-19 Actuaries Response Group – Learn. Share. Educate. Influence.  COVID-19 remains an important health topic for scientific papers and articles. The COVID-19 Actuaries Response … Continue reading

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Pension Dashboards – data assured – privacy assured

I attended a meeting for potential pension dashboard providers yesterday. I sensed a new confidence among the PDP team, especially from boss Chris Curry. For the first time I believed that the dashboards was going to happen and that when … Continue reading

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People’s income needs in retirement don’t fall away with age (IFS)

Thanks to David Sturrock, Carl Emmerson and Carolyn Jones for their comments on the IFS’ excellent research  funded by IRS Savings consortium, which includes the ABI ACA, Canada Life, IA, MaPS, PLSA Particular thanks to Heidi Karjalainen who together with … Continue reading

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The biggest losers of a market crash aren’t in the market.

Running around the Barbican last night I was listening to a Crowdcast on how you value shares and trying to work out how a whole stock market can be down 4% in a day. The weather was clement, there was … Continue reading

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All pensions have the same Duty to their Consumers – to provide Value for Money.

  The Government struggles to find an overarching measure that defines “consumer protection”. Trust law says that trustees have a duty of care towards beneficiaries of a trust, historically consumers with policies regulated by the FCA were told that the … Continue reading

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Where were you in 1982?

Where were you in 1982? Some readers will not have been conceived, most will have memories, mine are of my second year at university, punting on the Cam, breaking into May Balls – my grant covered just about everything. The … Continue reading

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FCA considers greater push to non-advised services

  The Financial Conduct Authority wants to encourage more consumers to invest through non-advised services in what it terms “a guided sales model”. There are rumours this could feature in the Queens Speech. It has been discussing the potential development … Continue reading

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Cumbo calls into question pension transparency.

Case study – the pertinent question on DB funding. For this story, I spoke to an 86yr-old who worries everyday about how his wife, 9 yrs younger, will cope financially if he dies before her. He receives NO inflation rises … Continue reading

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