Author Archives: henry tapper

About henry tapper

Founder of the Pension PlayPen,, partner of Stella, father of Olly . I am the Pension Plowman

BP has fallen foul of its pensioners – what of its shareholders?

This blog has supported the BP Pensioner’s Group in its complaint that the former employer of those drawing or about to draw pensions have been treated badly. Their argument is simple; promises were made to pay full increases on pensions … Continue reading

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Are we customers, Troy? Will we decide how to turn pots to pensions?

The customers for workplace pension schemes are the people who take the decisions. As Sam Seaton points out in her recent podcast for CAPData, decisions are taken on our pensions not by us but by our bosses. The risk transfer … Continue reading

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Sam Seaton , Transparency and the lottery for pension VFM

  I am glad that Sam Seaton has finally made it to the VFM podcast. She has now been working with John Greenwood for well over a year on CAPAdata and reporting on how the megafunds are doing relative to … Continue reading

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NEETs do not need worries about “pension-wealth”

So it’s now 6 months since the ONS broke the bad news for youngsters and it looks like the pensions industry or at least its marketing department, is waking up to an opportunity. Under 24 and under pensioned? Under 24 … Continue reading

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Union plans for LGPS, a counter from a council tax paying reader!

I am hoping to be balanced with regards the LGPS. I support this pension scheme being a beacon to which other schemes (including CDC pension Schemes) can reach. I support Prospect who I was with yesterday and whose Conference I … Continue reading

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The SJP dispute over who owns the clients (again)

I remember when I was in the game of building a business as a self-employed adviser working for SJP’s predecessor (Hambro and then Allied Dunbar). Coincidentally, insurance has moved on a long way in most respects (see Gordon Aitken for … Continue reading

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Jamie Fiveash – a good choice for Pension UK’s next three years.

We shouldn’t under-estimate the challenge facing UK Pensions and Pensions UK. The DC pension boom of the past fifteen years has now to turn pots into pensions A challenge to these “pensions” from CDC cannot be kicked down the alley … Continue reading

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People cease to matter to insurers in this merry-go-round of ownership

No one has written the definitive  history of life insurance over the past 50 years, but Gordon Aitken has a good go. There are of course part of the pictures he cannot touch. Wealth management was initialled by Abbey Life … Continue reading

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TPR best work with friends in Stratford on AI

I feel the way that Dante talked of entering the dark forest and the Inferno. I think we fear AI’s Inferno but sense that it could bring us to “Paradiso” once we’ve spent some time in the purgatory we feel … Continue reading

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When earnings don’t keep up with inflation (like now) we’re getting poorer.

According to the FT , we are about to enter our fourth period when  earnings don’t keep up with inflation since 2008.   For many people with school economics, we grew up with average earnings being against of real price … Continue reading

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