Sadly we allowed the "lay trustee" to be written into our law eg the Trustee Act 2000. And rather than…
As an AMNT committee member we widened our constitution this week to spread the mentoring, networking and best practice dissemination…
"falls in contribution rates have begun to emerge" The LGPS Survey 2026 undertaken by Room 151 in association with Schroders…
Yes, follow-up on the many benefits of Auto-Enrollment with the benefits of Auto-Consolidation, with opt-outs again for the sophisticates who…
Author Archives: henry tapper
Guided Retirement – a potting shed for frustrated gardeners
People have been promised a pension not a pot, still less a potting shed full of pots and a number of gardeners to make the most of the clutter. Continue reading
Posted in pensions
Tagged CDC, Collective Pensions, Guided retirement, pots, Potting shed, Retirement CDC, retirement income
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Torsten announces in the Times the task to level up private sector pensions.
Under the changes, which will be set out by Torsten Bell today, the new pensions will become the default option for all retired people. Continue reading
Posted in pensions
Tagged CDC, Collective Pension, Collective Pensions, DB, Guided retirement, Private sector, R-CDC, Retirement, Torsten Bell
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We should be resilient to climate change, investing for a world worth living in.
Cushon warned that although physical climate risks were already affecting UK assets, the pipeline of pension-scale adaptation investments remained underdeveloped. Let’s see if we can do something about that by moving towards a more sustainable investment strategy , one with an infinite investment horizon. Continue reading
Small pots from 2030 ;- does CDC work for Kim and Maurice?
As the proprietor of a CDC scheme looking to deliver in 2027, we have ambition to offer the capacity to offer our scheme as a participant in the small pot consolidation project. Continue reading
Posted in pensions
Tagged CDC, dc, Guided retirement, kim gubler, Maurice Titley, pension, small pots
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Let’s not begrudge the Government its decency in the Pension Tax Allowance
The Pension Tax allowance is only “for now”, let’s not begrudge a decent act by a Government which is showing itself on the side of the low earning pensioner. Continue reading
FT’s free seminar this lunchtime for those with High Net Worth
If you are the kind of person who like me has an hour at lunchtime to hear how the other half plan their wealth and investments, then you can find your way to this invitation on this link. Continue reading
Posted in pensions
Tagged Chris the town crier, Cluer, ft, high net worth, HNW, Micky, Stella, The Swan
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Agenda for David Brooks’ Pension PlayPen discussion – today at 10.30 am
One image has stuck in my mind from the budget’s announcement last Wednesday – the gherkin. This and more important matters will be discussed with Broadstone’s David Brooks tomorrow at 10.30am Continue reading
Do we need a work, not just an earnings, related pension scheme?
There does not need to be earnings for there to be work and we must find ways to link legitimate work with pensions. Continue reading
Posted in pensions
Tagged black economy, CARE, CDC, Legitimate earnings, Pensions, SERPS, Unpaid work, Work
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Tech billionaires have eroded the American dream, let’s stop the erosion spreading.
Trillion-dollar companies are masquerading as public companies while offering individuals unprecedented wealth and power over AI, space and democracy Continue reading
Wasn’t the Chancellor after the banks and not the insurers?
The contention is that banks and insurers move together. An insurer had a rather good week and is close to all time highs – following the budget while a banker had a rotter! Continue reading
The idea that a pensioner has "complete control over cash flows" is naive because it omits the awkward fact that…