Author Archives: henry tapper

About henry tapper

Founder of the Pension PlayPen,, partner of Stella, father of Olly . I am the Pension Plowman

When Torsten Bell kicked off the workplace Collective Pension CDC

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Has “Pension Awareness” been gazumped by the “Pay your Pension some Attention” campaign (again)?

I have to admit to being a fan of making people aware of pensions. I have supported the pension geeks in their endeavours since 2014 and hope that since they were bought up by Aegon and Aegon has been bought … Continue reading

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Lumera – what happened to your thirst for Swedish, Danish and Dutch pensions?

Lumera seem to have given up on collective pensions as something they can teach us about! Last year I spoke with them because an employer asked me to. The employer knew that Lumera were operating down the east coast of … Continue reading

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Who and what’s included at the 2026 Pension UK Annual Conference

To read the agenda of this year’s Pension UK Annual Conference you might not think that there is any demand to discuss collective pensions  (CDC) at all. Delegates will have to wait till the final hours of a three day … Continue reading

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What does Torsten think of the NEET numbers?

Yesterday , there was more information published on NEETS. A NEET, an acronym for “Not in Education, Employment, or Training“, is a person who is unemployed and not receiving an education or vocational training. The classification originated in the United Kingdom in the late 1990s Here is our … Continue reading

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Let’s think of the cost of housing in retirement as a charge against our income

Information on housing in retirement has been missing from the adequacy debate generated by Pension UK’s annual report on the subject. Standard Life has produced a good report showing how much housing impacts the affordability of lifestyle’s as we stop … Continue reading

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Should we have a consultation on whether we have a consultation on small pots?

It must be the last week in August to be a story. We have been consulting about small pots as long as we’ve had workplace pensions and probably longer. There have been no ends of people who have devoted themselves … Continue reading

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“VFM framework” should follow horse racing’s Time Form and focus on winners and losers!

It’s the last week in August, so time to drag up the longest running failure to deliver we’ve ever had. Superfunds? Small pot consolidation? Pension Dashboards? VFM assessments? We are not getting good ideas into action. It has not been … Continue reading

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How to get a Patient scam to see if you’re fit for dope!

I was contacted this morning by Patient Info who are advertising a £39.99 consultation from Releaf (down from £99.99) who will provide you with an assessment for whether you should use medicinal cannabis. Patient Access is the service that many … Continue reading

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Patronising stuff about collective pensions from Mrs Schroders.

Rachel Harris speaks for Schroders and explains this strange CDC thing to readers. Firms which may have a more paternalistic or “avuncular” approach to its retirement scheme members may be more likely to take up the adoption of collective defined … Continue reading

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