"The 2000’s suffered from a total absence of Policy or Ministerial direction": aha, Blair and Brown again. Blair was a…
I've checked again: "The Legislation: The right to a "preserved [DB] pension" ... was enacted under the Social Security Act 1973" So…
I've just checked: under Thatcher there was introduced a little bit of inflation-linking but much the bulk of it was…
"Workers liked and benefitted from DB pensions." Sometimes. My father-in-law very much disliked his first one because when he planned…
Tag Archives: dc
How AI found the PPI’s DC Future Book (2026)
I would characterise the report as: excellent descriptive epidemiology of the DC patient, but insufficiently critical diagnosis of the disease. Continue reading
Penfit; Brian’s financial planning for those facing retirement with a pot
Penfit and CDC do different things – Penfit makes DC relevant to those who won’t take advice on pots while CDC dispenses with pots and focuses on pension. Both are worthwhile and compliment each other Continue reading
Gordon Aitken’s video explains how DC is returning pensions to growth…
For Aitken, the future for equities and growth is in DC pensions; I’ll extend his optimism with CDC (which is even less dependent on de-risking than DC). Continue reading
Pension funds- join the struggle for leaseholder freedom
Whether pension funds are DB, DC or CDC , money in residential properties needs to work for those living in the properties as well as pensions taking low risk profit. Continue reading
Posted in pensions
Tagged Better Society Capital, CDC, DB, dc, freehold, Freeholder, leasehold, pension funds
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Should USS invest for growth or lock down its assets?
I know that many members of USS read this blog and some members of its executive. I hope this is interesting and fair. If you have a view please use the comments below as your correspondence is always informed. Continue reading
Should DC pensions give retirement freedom or a steady income?
This is not a new argument. we’ve been having it all century and in 2014 many thought it had been settled by George Osborne. But pension freedoms haven’t been a success for the silent majority Continue reading
Elitist games – is this what we pay the pension minister to play?
This sounds good fun – if only for the elite! The great and good brought together by yet another global organisation to raise the profile of DC. Continue reading
Posted in pensions
Tagged Aspen, dc, Gleneagles, Oxford, Patrick Heath-Lay, Pensions, Torsten Bell
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“Pensions Expert DC & Master Trust Summit” – will AI turn DC pots to pensions?
Those retiring don’t have a clue how to decumulate their pots but that will change now AI is getting to grips with the nastiest hardest problem in finance. Continue reading
Pensions Expert DC & Master Trust Summit (likely to be controversial in 2026)
If you expected to put your feet up and play games on your phone you’ll be disappointed. Here are the highlights that I’ve picked out. Continue reading
Flawed Approaches to Asset Allocation include 60;40 – Going back in time with Thomas Aubrey
Should the 60-40 ratio be changed, or should Gilt exposure be reconsidered altogether? [image or embed] — Henry Tapper (@henrytapper.bsky.social) August 30, 2026 at 6:07 AM The 60:40 asset allocation has always been a bad strategy as has buy and … Continue reading
A further improvement under Thatcher's government came with Section 10 of the Social Security Act 1986. The statutory qualifying period…