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Tag Archives: dc
Flawed Approaches to Asset Allocation include 60;40 – Going back in time with Thomas Aubrey
Should the 60-40 ratio be changed, or should Gilt exposure be reconsidered altogether? [image or embed] — Henry Tapper (@henrytapper.bsky.social) August 30, 2026 at 6:07 AM The 60:40 asset allocation has always been a bad strategy as has buy and … Continue reading
Do we still consider defaulting to “cash-out” or “annuity-purchase” VFM?
Me and John Greenwood think alike – that the definition of their value for money is the return they get on their DC pot. In an article last week he asked why some DC pension schemes are still defaulting members … Continue reading
Posted in pensions
Tagged accumulation, annuity, dc, default, John Greenwood, Money Purchase, Pensions, Targeting
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Reform have driven down a pension cul-de-sac; it’ll be tricky reversing out.
The Reform view of pensions is hypocritical in the extreme. My friends at Prospect Union point this out with greater force than I can How hypocritical can you get? Reform MPs want to close public service pension schemes for millions … Continue reading
Cowardly capitalism blocks the free flow of transfers.
I do not want to make a crisis out of a drama , but we are having a bit of a drama on this blog about whether we are taking bulk transfers from DC schemes seriously. I have stated that … Continue reading
Posted in pensions
Tagged CDC, Challenger, dc, Derek scott, Pensions, Prospect, Transfer
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German pensions – this is the big new deal for asset managers
The big story for asset managers in Europe is not CDC or DC or the revival of DB as an investment opportunity, it is German funded pensions.
The complexity of some tax free cash sum payments – and who to go to for answers.
Sensible but technical stuff for the smart and those who have smart advisers! Queries on Lump Sum Payments Dave King Pensions Technical Consultant, Aries Insight April 21, 2026 Across the last couple of weeks, Aries have been asked several questions … Continue reading
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Tagged Dave King, dc, Lump sum, occupational, Pensions, Technical
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“Collective Pensions” going forward, CDC in the past.
The DWP will change the way they describe what till now has been called CDC Whether the DWP can change the way we describe the new way of turning contributions to pensions is a question only time will answer. I … Continue reading
DC is hard when you get to retire? You don’t say?
This article starts According to several Canadian defined contribution (DC) plans experts, DC plans were never designed to get members through retirement because they were built to accumulate assets during working years. As a result, that gap is now catching … Continue reading
AON why this DC/CDC hybrid mastertrust launched in 2028???
I’m sure I’m not the first to be bewildered by Aon delaying the launch of their workplace CDC plan till 2028. May I express my exasperation? I had hoped we would make people’s life with CDC but here is a … Continue reading
Posted in pensions
Tagged Aon, CDC, CDC pension, dc, Hybrid, master trust, Pensions, R-CDC
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As they approach guided retirement – for how much longer will master trusts de-risk?
I thought this a very interesting study of how far DC master trusts have come developing their investment strategies. Summary findings This analysis examines asset allocation across DC master trusts during the accumulation phase. Data reflects assets in 25 master … Continue reading
Posted in pensions
Tagged CDC, dc, Guided retirement, master trusts, Pensions Regulator, TPR
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