Tag Archives: dc

TPR has a bible to get and keep a CDC scheme authorised.

The Code of Practice for CDC is our bible! I will strain my blog to deliver something that is very serious and meaningful to the DWP, TPR and the few people set upon getting authorised to run a CDC from … Continue reading

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Being poor in retirement is down to your behaviour – L&G can cure you

Here is a conversation about good retirement from DC workplace saving. But it’s not far enough for me and millions like me who don’t want a course in good savings behaviour! I’m not professional and don’t like my “capital at … Continue reading

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Is my retirement under threat from “geopolitical tension”?

Damned be the word “geopolitical” it is not a word that means anything to ordinary people . “Geopolitical risk” may mean something to investment and actuarial gurus but what it translates into for ordinary folk  is “higher prices for the … Continue reading

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Can DC pensions invest for growth or should we move to CDC?

The questions discussed on the VFM blog have so far been rather less than challenging. I posted my review of the latest podcast yesterday and got this question on my blog. John is an IFA who started in the mid … Continue reading

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“Is this Government really interested in Pension Superfunds?” – asks Gupta

  New Capital Consensus are a group of thinking people including my friend Ashok Gupta who want to see policy through to action. I’m not quite sure why I and AgeWage are included on this post, but I’m pleased they … Continue reading

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“Well said Maggie!” An elderly trustee chair speaks out for Maggie Rodger, the AMNT and independence

PensionsOldie has spoken out in a comment to my blog on trustees being for members not just compliance The reference to Maggie’s Farm does not refer to Maggie Rodger but to the rubbish workplace that Bob Dylan imagines himself in … Continue reading

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Is consolidation into Master Trusts inevitable for DC schemes?

I was interested in this conversation between Muntazir (Monty) Hadadi and a number of established DC faces. There is clearly going to be a lot of pressure from unions and other member groups to get the better pensions that are … Continue reading

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Does a DC plan really need to be big to provide a pension?

Millions of defined contribution (DC) savers now have access to in-scheme retirement options, signalling a shift from a savings system to a pension system, the latest data from The Pensions Regulator (TPR) reveals. So says Jonathan Stapleton in Professional pensions … Continue reading

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How big is big? – How does retirement capital become the nation’s “wealth fund”?

Do you think the LGPS is big? If so, then think about the money pouring into retirement savings over the next 10 years as John Mitchem does. The paper in John Mitchem’s post is hard work but the table of … Continue reading

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LCP on the the CDC Code of Conduct. Can CDC succeed if uncommercial?

TPR seeks views regarding amends to the CDC code to cover the authorisation and supervision of unconnected multiple employer schemes providing CDC benefits. It’s an important consultation. With a group of colleagues we have separately made a response and I will refer … Continue reading

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