Tag Archives: dc

Will DC ever have a period of market “certainty”?

Another group of worthy souls worry about the market uncertainty that DC schemes find themselves in (report here from Corporate Adviser). Could I throw a spanner in the wheels and suggest that what those in DC schemes want is some … Continue reading

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USS, its surplus, its increases and its DC scheme

It was only 8 years ago that the employer view was that USS could not stay open as it was too great a debt upon employers paying into it. There was a strike, an effort was made and despite not … Continue reading

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DWP find that like Andy Haldane, we can’t make “the remotest sense of pensions”.

My conclusion from reading Corporate Advisers report on DWP’s latest research is that the happiest of retiring savers today  are being paid a defined benefit. The happiest in future will come from those  who are on their way  to a … Continue reading

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“Nothing new”on the triple lock is – “big news!

It amazes me that we find the triple lock front page news when we voted in a Government two years ago who clearly said there would be no change in how the state pension this parliament. There are three things … Continue reading

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Is charting DC against DB enough? What will we make of CDC – ten years from now?

Jack Grey of Pensions Age has an interesting take on DWP’s numbers for DC and DB pension volumes The value of defined contribution (DC) pension assets in the UK is set to reach £1trn and overtake defined benefit (DB) scheme … Continue reading

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The end for the group personal pension?

John Lapin writes an article I had hoped would be published by  a serious magazine like Corporate Adviser. You can read it here . This is from John Lappin, a most challenging author. The Group Personal Pension had its day … Continue reading

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Mallowstreet argue that DC members “might have a claim to DB surplus”.

This reinforces what I have been saying, though I’m not sure that trustees are legally obliged to do anything. The word “must” is maybe a little strong for trustees, the word “claim” a little strong on DC savers! Here’s Sandra’s … Continue reading

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Damian, most of us need help to get a decent wage in retirement!

Last Sunday lunchtime I sat in front of a group of 100 delegates at a fringe meeting of a union conference. We talked about them wanting their pensions back, of how they and their children could get paid a wage … Continue reading

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Can we have joint pensions that pay the same to both partners?

I wrote recently about an article by the FT’s Jonathan Guthrie that is packed with 10 bits of data that those of us who don’t have a pension provided us, need to understand. Of course a lot of families will … Continue reading

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Would your firm consider a CDC pension?

    Today Terry Pullinger and I are in Brighton talking to union representatives working for employers with unionised workforces. We’re spending our Sunday explaining to ordinary workers what CDC does for staff and how employers can consider it. We’re … Continue reading

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