Tag Archives: DB

Capturing the prize – or why you shouldn’t bet money you don’t have!

    Was the  football side that beat Iran 6-2 an average team that played well or was the that drew with the USA a good team that played poorly? Our view of the England’s performance in the world cup … Continue reading

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Assessing the wreckage – a “helicopter view” of DB pensions

There have been two parallel stories running this week. The first is the story that the pensions industry wants told , a story about rising standards, impending dashboards and the acknowledgement that the majority reaching retirement in DC schemes need … Continue reading

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‘Comply or explain’ becomes ‘comply or else’ – Keating and Clacher on DWP funding regs. (4)

  This is the fourth in our series of blogs addressing the questions posed in the DWP’s Funding Regulations consultation. Links to previous blogs may be found at the end of this blog. We follow the same conventions as in … Continue reading

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Keating and Clacher explain the threat from the proposed DWP funding regulations

DB Funding Regulations  The story so far The DB Funding Code is back on the agenda following the DWP’s draft funding regulations and comments in the FT from TPR Chair, Sarah Smart. The proposals have brought a number of criticisms … Continue reading

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Was the FCA complicit with DB transfer mis-selling?

Pension freedoms come in different guises. “Pension liberation” was a practice of pension busting that led to unauthorised payments being made to hapless victims of pension scams such as Fast Pensions, such practice is illegal and leads to heavy fines … Continue reading

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A DB funding code – but not as we knew it

  Professional Pensions has secured a scoop from TPR policy head, David Fairs admission that the DB funding code he launched in 2019 is practically dead in the water. Not being at the event, I am going on PP’s report … Continue reading

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Fair’s fair, will employers share their good news on DB with staff?

There’s more to this question than meets the eye. DB in run-off is likely to become less expensive to sponsors as inflation and interest rates increase. This should feed through to lower funding which might feed through into more equitable … Continue reading

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The OECD signal a change in the weather. So should we!

I published yesterday the OECD’s latest recommendations for the design of DC pension plans I was surprised that they were so radical, though looking back at their “Pensions at a glance” paper last year, perhaps I shouldn’t have been. The … Continue reading

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Explore the options for your DB scheme on December 13th.

Endgame, Middlegame or Long Game? I’m interested in the way defined benefit schemes are moving towards self-sufficiency, partly because we need to secure defined benefits for people who have earned a pension from their company and partly because we need  … Continue reading

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How Finance and Reward Directors can improve pension efficiency.

Many companies are paying pension costs which are avoidable.  By avoiding paying excess costs they could pay higher contributions to workplace pensions. This blogs calls for higher pension contributions and lower pension costs It is quite common for employers to … Continue reading

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