Tag Archives: DB

“Collective Pensions” going forward, CDC in the past.

Posted on August 13, 2026 by henry tapper

The DWP will change the way they describe what till now has been called CDC Whether the DWP can change the way we describe the new way of turning contributions to pensions is a question only time will answer. I … Continue reading →

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Are you paying VAT right if you manage a DB pension scheme?

Posted on August 12, 2026 by henry tapper

Does VAT fill you with dread that you are paying it right? Read on

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Another senior pension thinker breaks loose to tell it like it was

Posted on July 31, 2026 by henry tapper

We have fine  voices among  our fine mature thinkers;  among them Derek Scott. Here are comments he has made on this blog; prompted by Andrew Young who he grew with over 60 years ago. The comments are about state and … Continue reading →

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USS, its surplus, its increases and its DC scheme

Posted on July 16, 2026 by henry tapper

It was only 8 years ago that the employer view was that USS could not stay open as it was too great a debt upon employers paying into it. There was a strike, an effort was made and despite not … Continue reading →

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7/10 for the new DB pension timeline

Posted on July 15, 2026 by henry tapper

To be frank, this is a disappointing timeline for Superfunds that will mean that the DWP regulations and TPR code will not come into force till well over ten years that superfunds were announced by  the then Pensions Minister Guy … Continue reading →

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“Nothing new”on the triple lock is – “big news!

Posted on July 4, 2026 by henry tapper

It amazes me that we find the triple lock front page news when we voted in a Government two years ago who clearly said there would be no change in how the state pension this parliament. There are three things … Continue reading →

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Is charting DC against DB enough? What will we make of CDC – ten years from now?

Posted on June 18, 2026 by henry tapper

Jack Grey of Pensions Age has an interesting take on DWP’s numbers for DC and DB pension volumes The value of defined contribution (DC) pension assets in the UK is set to reach £1trn and overtake defined benefit (DB) scheme … Continue reading →

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Mallowstreet argue that DC members “might have a claim to DB surplus”.

Posted on June 14, 2026 by henry tapper

This reinforces what I have been saying, though I’m not sure that trustees are legally obliged to do anything. The word “must” is maybe a little strong for trustees, the word “claim” a little strong on DC savers! Here’s Sandra’s … Continue reading →

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The PAGA “Rabble” meet to progress collective pensions

Posted on June 12, 2026 by henry tapper

PAGA is a group of pension professionals who set out the case for growth needed for pensions to pay what people need to live on in later life. It has through many meetings looked at the economics of running a … Continue reading →

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Damian, most of us need help to get a decent wage in retirement!

Posted on June 11, 2026 by henry tapper

Last Sunday lunchtime I sat in front of a group of 100 delegates at a fringe meeting of a union conference. We talked about them wanting their pensions back, of how they and their children could get paid a wage … Continue reading →

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