Tag Archives: DB

USS, its surplus, its increases and its DC scheme

It was only 8 years ago that the employer view was that USS could not stay open as it was too great a debt upon employers paying into it. There was a strike, an effort was made and despite not … Continue reading

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7/10 for the new DB pension timeline

To be frank, this is a disappointing timeline for Superfunds that will mean that the DWP regulations and TPR code will not come into force till well over ten years that superfunds were announced by  the then Pensions Minister Guy … Continue reading

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“Nothing new”on the triple lock is – “big news!

It amazes me that we find the triple lock front page news when we voted in a Government two years ago who clearly said there would be no change in how the state pension this parliament. There are three things … Continue reading

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Is charting DC against DB enough? What will we make of CDC – ten years from now?

Jack Grey of Pensions Age has an interesting take on DWP’s numbers for DC and DB pension volumes The value of defined contribution (DC) pension assets in the UK is set to reach £1trn and overtake defined benefit (DB) scheme … Continue reading

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Mallowstreet argue that DC members “might have a claim to DB surplus”.

This reinforces what I have been saying, though I’m not sure that trustees are legally obliged to do anything. The word “must” is maybe a little strong for trustees, the word “claim” a little strong on DC savers! Here’s Sandra’s … Continue reading

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The PAGA “Rabble” meet to progress collective pensions

PAGA is a group of pension professionals who set out the case for growth needed for pensions to pay what people need to live on in later life. It has through many meetings looked at the economics of running a … Continue reading

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Damian, most of us need help to get a decent wage in retirement!

Last Sunday lunchtime I sat in front of a group of 100 delegates at a fringe meeting of a union conference. We talked about them wanting their pensions back, of how they and their children could get paid a wage … Continue reading

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DB Surpluses could and should make pensions fairer for the young

We talk about pension gaps; gaps between men and women, gaps between public and private sector pensions, but we are careful not to offend employers who have relics of defined benefit (an enormous burden) pensions and ongoing workplace pensions ( … Continue reading

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Can we have joint pensions that pay the same to both partners?

I wrote recently about an article by the FT’s Jonathan Guthrie that is packed with 10 bits of data that those of us who don’t have a pension provided us, need to understand. Of course a lot of families will … Continue reading

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CDC vs Individual DC: Why there is no time to waste in embracing CDC

A quantitative assessment of the case for Collective Defined Contribution pensions Christos A. Christou  |  PMI Professional Trustee  |  April 2026 Executive Summary This paper examines CDC and compares it to DC. It argues that CDC may be materially better … Continue reading

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