Tag Archives: DB
CDC vs Individual DC: Why there is no time to waste in embracing CDC
A quantitative assessment of the case for Collective Defined Contribution pensions Christos A. Christou | PMI Professional Trustee | April 2026 Executive Summary This paper examines CDC and compares it to DC. It argues that CDC may be materially better … Continue reading
What’s happening to bonds is a kick in the face for those in DC pension schemes
The vast majority of people over 50 in DC are heavily invested in Government and Corporate Bonds to protect us against the volatility of growth stocks (equities and other real assets) and offer us stability in later life. If you … Continue reading
Why We Should Not Gamble Away Our Retirement
Dr Deepa Govindarajan Driver (@deepa_driver on Twitter) has written this article in a purely personal capacity. Deepa is a former chair of UCU’s USS negotiation team (SWG). Her professional expertise is in governance, financial regulation and accountability. She is … Continue reading
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Tagged Conditional Indexation, DB, Deepa Govindarajan Driver, Deeper, Drier, Risk, risk sharing, UCU, USS
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From Pensions UK to CDC ; from St Johnstone to St Andrews
I enjoy the passion of those who comment on my blog. I am amazed by the quantity, quality and diversity of comment that I get over social media. Mostly through anonymous comment on my blog and occasionally from the irrepressible … Continue reading
Posted in pensions
Tagged CDC, DB, Dunfermiline, Jnamdoc, Pensions, Pensions Oldie, Pensions UK, Serek Scott, social media, St Andrews
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Can DC pensions invest for growth or should we move to CDC?
The questions discussed on the VFM blog have so far been rather less than challenging. I posted my review of the latest podcast yesterday and got this question on my blog. John is an IFA who started in the mid … Continue reading
“Is this Government really interested in Pension Superfunds?” – asks Gupta
New Capital Consensus are a group of thinking people including my friend Ashok Gupta who want to see policy through to action. I’m not quite sure why I and AgeWage are included on this post, but I’m pleased they … Continue reading
Posted in pensions
Tagged Ashok Gupta, DB, dc, Insurers, Pensions, superfunds, Torsten Bell
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Inheritance tax and Death in Service Benefits
I tend to trust material coming from First Actuarial. It is simple and clear. It’s good to see a note on social media on a topic that created uncertainty for millions of workers whose dependents will get a lump sum … Continue reading
Posted in pensions
Tagged CDC, DB, Lee French, Life Assurance, personal pensiosn, Sam Mullock
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“Well said Maggie!” An elderly trustee chair speaks out for Maggie Rodger, the AMNT and independence
PensionsOldie has spoken out in a comment to my blog on trustees being for members not just compliance The reference to Maggie’s Farm does not refer to Maggie Rodger but to the rubbish workplace that Bob Dylan imagines himself in … Continue reading
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Tagged AMNT, CDC, DB, dc, Pension Oldie, Pensions, Professional Trustees
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Thoughts of accountants on the use of Pension Surpluses in DB
Pensions Oldie is I think an accountant. Here are his thoughts following my blog on employer strategy from Hymans Robertson Pension Oldie I agree that the webcast is an excellent review of the current position and the matters to be … Continue reading
How big is big? – How does retirement capital become the nation’s “wealth fund”?
Do you think the LGPS is big? If so, then think about the money pouring into retirement savings over the next 10 years as John Mitchem does. The paper in John Mitchem’s post is hard work but the table of … Continue reading
Posted in pensions
Tagged Andrew Young, DB, dc, John Mitchem, Pensions, Wealth, Wealth Fund
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